Rates are at all time lows. Banks continue to pull back from mid-market finance. These conditions have allowed private credit to emerge as a hot asset class for investors and a bullseye financing solution for scaling companies. But how will Canada’s unique financial ecosystem impact the trajectory of mid-market lending?
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How to Improve Collections
Building a scalable collections program is crucial to raising more portfolio capital your book, as it is the first question an investor will ask you. In this panel we will answer question like how do your borrowers want to engage with your platform and on what channels? We will also take a macro lens on […]
BNPL Summit @ Retail Innovation Conference
Retail TouchPoints and Canadian Lenders Association are pleased to announce a new partnership designed to bring together top retail brands and innovators in the rapidly evolving “buy now, pay later” space. More info at https://retailinnovationconference.com/irce/bnpl-summit/ The in-person event will be held at the McCormick Place Convention Center in Chicago from May 10-12, 2022. The BNPL […]
How to Digitize Your Mortgage Business
We all know we live in a digital world where our clients expect seamless, digital transactions. But “becoming digital” often brings up fears of too much disruption, taking employees away from important tasks, or, “fixing” something that isn’t fully broken. More often than not, ‘becoming digital’ is something we know we need to do. We’re just not sure […]
How to Price a Loan
Pricing a credit product is an often overlooked, yet crucial aspect of a lending business. Mispricing can often to lead to outsized risk, poor capital efficiencies, and ultimately drag on margin and volumes. In this product and pricing session we will discuss how different Canadian lenders approach pricing science and automation, and offer tips on […]
Embedded Lending
Lenders that interact with borrowers in an app environment instead of through a traditional browser gain numerous benefits. Customer experience and retention is an obvious one – apps are sticky. But the role of data collection in-apps is often overlooked. App data can help lenders reduce application fraud, improve underwriting and increase confidence in ID […]
The Future of the Dealership
Today two major trends are converging in auto finance: 1) vehicle resale prices are at all time highs and 2) shopper preferences are moving towards a totally digital origination. This auto finance panel will discuss how lenders are taking advantage of the last year’s momentum and will make predictions on how the dealership experience will evolve in the future.
How to Grow Your Mortgage Book
With rates expected to move, the mortgage industry in Canada is planning its next phase of growth. In this webinar, we will discuss trends and concerns for the mortgage sector and provide recommendations on how technology and innovative business practices can drive growth in your mortgage portfolio in the next 2-5 years.
Canada’s BNPL Moment
Point of sale finance has taken Canada by storm. This instalment payment tool is revolutionizing the shopping experience across nearly every industry. Join us for an online panel where we discuss technology trends and best practices for this growth industry with lending BNPL executives representing fintechs through to banks and commercial and consumer sectors. Should be fun!
Using Data to Redefine Decisioning
We are living in a perfect financial storm: covid drove consumer engagement online and inflationary pressure is forcing the market to look for alternative sources of credit. Alternative data aggregation and data insights are increasingly used in innovative ways to help financial institutions decision on their loan book. From reducing NPLs to providing an enhanced customer experience, data is changing credit decisioning. Representatives from leading fintech and bank lenders discuss trends, challenges and opportunities in 2022.