Approved Vendors
Best in class vendors for Canadian lenders
Amazon Web Services (AWS) 
Amazon Web Services provides a highly reliable, scalable, low-cost infrastructure platform in the cloud that powers hundreds of thousands of businesses in 190 countries around the world. With data center locations in the U.S., Canada, Europe, Singapore, and Japan, customers across all industries are taking advantage of their low cost, elastic, open and flexible, secure platform.
Walnut Insurance
Walnut is a Canadian and US embedded #insurtech platform that enables companies to unlock the insurance opportunity under their brand in 30 days or less. Walnut is driven to make insurance purchasing experiences digital-first, simple, and convenient – creating greater accessibility across life, home, renters, auto, and embedded product lines. Walnut currently offers more than 20 types of insurance products, provided by over 20 carriers.
Mazars
Mazars is an internationally integrated partnership, specializing in audit, tax and advisory services. Operating in over 95 countries and territories around the world, we draw on the expertise of more than 47,000 professionals – 30,000+ in Mazars’ integrated partnership and 17,000+ via the Mazars North America Alliance. Operating as a united partnership, Mazars works as one integrated team, leveraging expertise, scale and cultural understanding to deliver exceptional and tailored services. Mazars in Canada is a team of 9 partners and around 200 professionals delivering exceptional and tailored services in audit & assurance, sustainability, accounting & outsourcing, tax and financial advisory services. Our experts are dedicated to helping organizations of all sizes at every stage in their development and to operate with confidence. Our approach of empowered expertise, seamless integration, balanced perspective and social conscience makes us uniquely placed to deliver experiences that are right for our clients.
Payson Solutions
Payson Solutions is a boutique consultancy that specializes in credit risk and lending strategies. Payson has helped dozens of companies across the globe transform their business, with a diverse client base that includes top-tier banks, credit unions, fintechs at both start-up and growth stage, collection agencies, credit bureaus, and alternative lenders. Payson provides strategic, data-driven solutions that include: Credit Risk and Lending Strategies, Embedded Finance Solutions, Customer Acquisition Strategies, Data Science & Modeling, among many other services.
Temenos
Temenos (SIX: TEMN) is the world’s leading open platform for composable banking, creating opportunities for over 1.2 billion people around the world including Canada every day. We serve 3000 banks from the largest to challengers and community banks in 150+ countries by helping them build new banking services and state-of-the-art customer experiences. The Temenos open platform helps our top-performing clients achieve return on equity three times the industry average and cost-to-income ratios half the industry average.
EY
Ernst & Young Global Limited, trade name EY, is a British multinational professional services partnership headquartered in London, England. EY is one of the largest professional services networks in the world. Along with Deloitte, KPMG and PwC, it is considered one of the Big Four accounting firms.
Posidex Insights Inc
Posidex Insights Inc brings its award-winning deep-tech enterprise customer master data management technology offerings to the North American markets with experience of over two decades in serving Fortune Global 500 customers in India and helping Banking, Financial Services and Insurance organizations scale up their digital transformation process. Posidex’s innovative solutions based on mathematical models for entity analytics and resolution with in-memory processing , machine learning and database agnostic approach , empowers its clients with real-time, precise, and actionable customer insights for Customer ,Vendor and Supplier Due Diligence, Fraud Detection and Prevention, Regulatory Compliance , Risk mitigation while handling the data quality challenges in a cost effective manner. Posidex’s primary expertise lies in equipping organizations with cutting-edge solutions designed to harness the potential of customer data and elevate customer centricity to unprecedented heights.
Multiverse Computing
Multiverse Computing is a world-leading quantum and AI software company. We develop solutions to tackle industry-critical problems today. Our key focus areas are finance, energy, and mitigating climate change. Our products’ users include Fortune 1000 companies, such as BASF, Credit-Agricole, and Leonardo.
Synpulse
Synpulse is a global professional services company and a valued partner of leading players in the financial services and related industries. We optimise the proximity to our clients and deep domain expertise to create sustainable value using technology as a business driver. Leveraging our strong network of over 100 ecosystem partners, we accompany our clients throughout their transformation journey – from strategy and development to implementation and management. With our tech powerhouse, Synpulse8, we collaborate with our clients to co-create digital experiences with innovative technologies and proprietary methods. Synpulse is powered by the passion and commitment of its more than 1200 employees from 21 offices who come from over 30 countries.
Copper
Copper offers a comprehensive client relationship platform that helps service-centric businesses engage with clients and customers through every stage of their journey. With over 30,000+ customers globally and native Google Workspace integration, Copper’s end-to-end suite of tools enables relationship-heavy businesses to successfully nurture clients from initial interest to lifelong loyalty — filling a gap left by transactional customer interaction tools.
Intellifi
Intellifi evolved out of a desire to support our clients with innovative, simple, flexible, and end-to-end lending and loan solutions. Our team saw the need for a service that would help reduce execution risk and lower costs. With the shift to digital lending, our goal is simple – to give our clients a competitive edge by creating a completely scalable solution that is tailored to their business. We are a reliable one-stop shop for our client’s commercial and residential lending needs in the Canadian industry.
Aryza
With over 100,000 loan applications processed daily, Aryza's robust systems and industry expertise manage over $14 Billion Canadian Dollars in live lending, supporting over 300 lenders globally to offer seamless project management and integration. With a customer base spanning more than 1,250 customers in twelve countries across EMEA, North America, and Australasia, Aryza offers global flexibility and a commitment to growth and innovation. With a dedicated team of over 500 employees and a wealth of combined industry knowledge and experience exceeding an impressive 200 years, Aryza is proud to have a rich heritage of being a trusted partner for lenders and brokers worldwide, delivering award-winning automation for all aspects of loan origination.
Yield Exchange
Yield Exchange is revolutionizing the wholesale deposit space by introducing a frictionless GIC marketplace that offers unparalleled speed, transparency, and access to competitive rates. Yield Exchange empowers businesses to modernize their investment strategy and feel confident in the deposit negotiation process by connecting depositors directly with Canadian Financial Institutions. Over 20 financial institutions such as Laurentian, Vancity, BlueShore, and Prospera work with Yield Exchange to find institutional depositors quickly, and reliably. Yield Exchange has helped facilitate over $250 million in posted GIC requests.
Dye & Durham
Dye & Durham Limited provides premiere legal practice management solutions, delivers vital data insights to support critical corporate transactions and enables the essential payments infrastructure trusted by government and financial institutions. The company has operations in Canada, the United Kingdom, Ireland, Australia and South Africa.
QuickFi
QuickFi® is a digital, B2B embedded lending and leasing platform serving banks and original equipment manufacturers (OEMs) to provide private-labeled business equipment financing at the point of sale. The self-service, 100% digital QuickFi platform costs one-third the cost of operating the legacy equipment finance business model while providing a nearly instant borrower self-service experience. QuickFi reduces costs, shortens equipment sale cycle times, and improves borrower satisfaction with transparent financing and 24/7 support.
City Lending Centers
City Lending Centers (CLC) is dedicated to building a healthy financial future for all Canadians. As an impact-driven fintech, CLC strikes a harmonious balance between profit and purpose. By offering credit solutions such as Rent Reporting, Credit Builder, and Quick Loans, CLC actively enhances the quality of people's lives. They are actively seeking partnerships with lenders who share their passion for supporting immigrants, newcomers, and equity-deserving groups.
Gestalt
Gestalt is an out-of-the-box data warehouse specifically for lenders. They are founders and lending veterans who have been watching lenders spend money to attempt to solve the same problem - a centralized, robust data warehouse as a single source of truth for ALL of their data coming from disparate systems. The premise is solving the problem once - and for all lenders - therefore saving significant time and headache upfront and ongoing along with providing a better product to help make the lender more successful. They have seen that every lender is doing the same work and incurring cost and time for something that can be out-of-the-box while still allowing the special cases by lender. They also have a passion for using this source of truth to help lenders across compliance, bank reporting and other critical areas where having a third party "certify" the information could be useful. From a market perspective, Gestalt is built for start-up or early-stage lenders because for approximately the same cost as a data engineer, the lender gets a robust data warehouse that would typically take them significant money, time and many redos to get to, if ever at all. Gestalt is also great for established lenders who want to scale up their business without scaling up the back office to build and support it.
Credit App
Credit App is a Canadian company that operates a credit application portal. Their goal is making consumer credit better for everyone. Credit App’s focus is building a modern marketplace to connect dealerships, retailers, lenders, vendors and consumers enabling participants to access and contribute to the next generation of automotive solutions. This includes empowering pre-qualification, leveraging alternative data for automated decisioning, and enabling direct to consumer applications.
Applied AI
Advanced intelligence where you need it most! If you are a lender who is looking to grow your business while operating more efficiently, then we have the solution for you. We are a Canadian software development company that can provide you with modern technology tools based on a Military grade secure platform. Applied LMS uses advanced intelligence from hundreds of data points. Automation can take away the guessing and minimize operation costs and delinquency. Faster approvals, faster disbursements, faster profit growth.
Spartan Services Inc.
Spartan Services Inc. was established in 2003 in response to a growing demand for transparency and accountability in the finance industry. Spartan provides portfolio servicing, tracking, reporting, and audit and compliance management services to funders and originators of securitization transactions. As a SOC2 certified company, Spartan also conducts special audit and compliance assignments for syndicated bank facilities and acts as Standby Servicer for several regulated Canadian Financial Institutions, including insurance companies, banks, and credit unions.
Integris Law
Our modern and nimble real estate law firm is dedicated to providing legal services to our clients across Ontario. Focusing on innovation and efficiency, we leverage the latest technology and tools to ensure our clients receive the highest level of service possible. Our team of experienced real estate lawyers and legal professionals are committed to delivering tailored solutions that meet each client's unique needs. Whether you're a buyer, seller, investor, or real estate professional, our firm is dedicated to helping you navigate the complex legal landscape of the real estate industry. With a passion for excellence and a commitment to client satisfaction, we're the real estate law firm you can count on in Ontario.
Newgen
Newgen is the leading provider of a unified digital transformation platform with native process automation, content services, and communication management capabilities. Globally, successful enterprises rely on Newgen’s industry-recognized low code application platform to develop and deploy complex, content-driven, and customer-engaging business applications on the cloud. From onboarding to service requests, lending to trade finance automation, and for many more use cases across industries. Newgen unlocks simple with speed and agility.
Carbonhound
Carbonhound is a fast-growing, turnkey platform that reduces the technical and fiscal barriers for small and medium sized businesses to take climate action. Carbonhound has helped more than 75 organizations reduce and measure their environmental impact without hiring climate experts or paying steep consulting fees. Together, backed by the latest international standards, Carbonhound and its clients are taking decisive action against climate change.
Thought Machine
Thought Machine has developed the foundations of modern banking with its cloud-native core banking and payments technology. Its cloud-native core banking platform, Vault Core, is trusted by leading banks and financial institutions worldwide, including Arvest Bank, Lloyds Banking Group, Standard Chartered Bank, Intesa Sanpaolo, SEB, Lunar, Atom bank, M1 Finance, Curve, and more. Vault Core has been built from scratch as a cloud-native technology and is completely cloud agnostic. This gives banks total flexibility to choose the hosting option and provider that best meets their needs. Vault Core is completely flexible and can be configured to run any type of bank. The platform design allows banks to design and build new financial products through smart contracts. Smart contracts enable banks to build any financial product using developer-friendly code – giving the bank full control over product logic. Any banking product can be manufactured, from new innovative products to replicating back book products for a migration. Vault Core is built with microservices, API-enabled and real-time – offering the highest levels of performance, reliability and operational resilience in the market. It is low cost, enabling a bank to achieve a low cost-to-income ratio compared to their peers.
Infosys
Infosys is a global leader in next-generation digital services and consulting. We enable clients in more than 50 countries to navigate their digital transformation. With over three decades of experience in managing the systems and workings of global enterprises, we expertly steer our clients through their digital journey. We do it by enabling the enterprise with an AI-powered core that helps prioritize the execution of change. We also empower the business with agile digital at scale to deliver unprecedented levels of performance and customer delight.
Trust Science
Patented, AI-powered alternative credit scoring solutions. Approximately 64 million US consumers have limited or no credit history. While these people may be invisible to traditional credit reporting bureaus, vast amounts of data exist about them through alternative sources including digital and mobile. At Trust Science®, our mission is to deliver analytics to create trust insights and enable deserving people to access fair credit. We have over 30 patents in twelve countries enabling us to collect, analyze and apply artificial intelligence and machine learning to publicly available digital information and consent-based mobile data. The result is the SIXSCORE, a powerful, robust and dynamic scoring model to accurately assess the trustworthiness of individuals.
Visa
Visa Debit and Direct payment solutions can help businesses move money to billions of endpoints worldwide via card and account rails. With fast or real-time payment capabilities you can help move money when it’s needed most. That means merchants can access cash flow daily, consumers can receive payouts to bank accounts via the cards they know and trust, and families can receive money from loved ones on the other side of the world. The businesses helping make these products and services possible can build a stronger relationship with their customers. It’s time for business as usual to get an upgrade.
Ceba.ca
CEBA.ca is firmly committed to bolstering the strength and resilience of Canadian small and medium-sized businesses (SMBs). We offer comprehensive and user-friendly information, tools, and resources that detail the intricacies of the Canada Emergency Business Account (CEBA) loan program. Whether you're exploring refinancing options for your CEBA loan, seeking in-depth insights about the CEBA initiative, or requiring effective tools to analyze and compare refinancing alternatives, we encourage you to visit ceba.ca. Our overarching aim is to equip every business owner with the knowledge they need to make optimal decisions that drive their business toward success. In the complex world of finance, we're here to simplify your journey.
WiiBid
WiiBid is an online marketplace that empowers borrowers to apply, shop for, and obtain mortgages with a single, simple, and secure online application, in under 10 minutes. Its unique auction system fosters competition between over 30 lenders, creating more choices for borrowers and enabling them to get the best rates. The platform maintains privacy and security of all parties until a lender and bid is chosen.
Raymond James
The Raymond James Specialty Finance Investment Banking practice is actively advising companies with mergers and acquisitions and raising equity and debt capital for both public and private companies, with a focus on cross-border opportunities. RJ has 8,327 financial/investment advisors in Canada, the United States, and overseas, collectively managing US$1.09 trillion in client assets. RJ serve […]
Curinos
Curinos is the leading provider of data, technologies and insights that enable financial institutions to make better, and more profitable, data-driven decisions faster. Born out of the combination of two familiar industry powerhouses, Novantas and Informa’s FBX business, Curinos brings to market a new level of industry expertise across deposits, lending and digital experience solutions and technologies globally.
FICO
FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. FICO’s groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries. The company provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations. Many of their products reach industry-wide adoption — such as the FICO® Score, the standard measure of consumer credit risk in the United States. FICO solutions leverage open-source standards and cloud computing to maximize flexibility, speed deployment and reduce costs. The company also helps millions of people manage their personal credit health.
Gowling WLG
As a global, sector-focused law firm, Gowling WLG can help you navigate the complexities of establishing and conducting business in Canada. With expertise that covers a wide range of services and sectors, our team understands the distinct challenges you face – and is uniquely positioned to help you succeed.
Maple Loans Canada
Maple Loans Canada, www.mapleloanscanada.com owned & operated by Stop Go Networks ® Limited, offers a fast and simple online loan connection service to help borrowers all across Canada find a suitable lender based on their needs and circumstances. Maple Loans Canada partners with authorized, legitimate and reputable lenders, putting the safety of customers first.
Retail Credit Advisors
Retail Credit Advisors (RCA) is an experienced Retail Credit and Payments Industry advisor, delivering omnichannel payment solutions and customer analytics to retailers and credit issuers via Analytics as a Service. They have extensive global experience advising CEO’s and Leadership Teams on various payment products within several retail verticals. RCA evaluates all touchpoints within credit programs to help clients […]
Advance Funds Network
Putting our customers first since 2008. Nearly, 15 years of SME financing success through efficiency, honesty and creativity. Leveraging our extensive network, we take a human approach to helping Canadian businesses find the best working capital solutions available. We proudly stand by our A+ ratings & thousands of reviews from satisfied clients.
Maverix
Maverix Private Equity is a Canadian based firm that is run by entrepreneurs, funded by entrepreneurs and for entrepreneurs. We are focused on investing in North American technology enabled disruptive businesses that have the potential to be global champions. We look for businesses that have a proven business model, who have potential for rapid growth and where proceeds are used for expansion in order to scale globally. A key sector of focus is Financial Services. Maverix aims to take a significant minority interest with an average position of US$50 million.
Treefort Technologies
The treefort project was started in 2017 by Jay Krushell, who was a lawyer in Edmonton doing commercial lending work. Every now and then Jay would encounter a situation where his clients were unavailable to meet in person because they were travelling or busy with their business. This would often result in their transaction being delayed, costs being increased and/or the client being materially inconvenienced when they were forced to attend a meeting in Jay’s office at a time that did not work well for them – all of which made his clients very grumpy! To solve this problem, Jay and his wife Kim assembled a team of amazing people and after Treefort Technologies Incorporated (“TTI”) was incorporated in January, 2020, the treefort team got to work creating a digital ID verification tool that would allow users to verify the identity of the individual they are dealing with virtually in accordance with the FINTRAC Regulations and the Model Client ID Rules adopted by Law Societies across Canada. The ID verification tool was launched in September, 2020 and in July, 2021 Stewart Title Guaranty Company purchased a 51% interest in TTI. Since then the TTI team has grown and work on the treefort platform has continued to the point where it is now the gold standard in digital ID technology in Canada.
Brim Financial
Brim Financial is a fully integrated platform that delivers real-time innovations for finance globally. Financial institutions, fintechs, commercial operations, and merchants looking to re-platform financial services can launch or elevate customer experience and engagement with our end-to-end comprehensive PaaS.
Chapter Law
As legal recovery professionals, it is our duty to increase recoveries through unique methods that not only allow us to generate revenue, but also encourage positive feedback and reduce complaints. We take a progressive approach to debt recoveries by leveraging automation and data to uncover client needs, understand client circumstances, and offer strategic solutions. At Chapter Law, we view data as a source of truth. Our methods in leveraging data assets not only allows us to create strategic initiatives to increase recoveries, it allows us to make more intelligent decisions for our clients. Aggregating and utilizing data allows us to dedicate the appropriate resources for effective portfolio management and offer strategic solutions. We measure our success not only through our ability to collect debt, but also the service we provide to our clients. Exceptional service can only be provided if we deliver on our promises to you. We do not see ourselves as vendors, we are partners committed to helping you achieve your goals by keeping an open dialogue on expectations, progress, enhancements, and the end result.
Axess Law
At Axess Law, our number one priority is WOW customer service. With locations across Ontario, and a team of over 75 people, Axess Law has been providing real estate legal services to lenders, mortgage brokers, and homeowners for over 10 years. We have a growing percentage of Canadians who are struggling to access the simple real estate legal services that they need. Non-transparent pricing, inconvenient working hours, and inaccessible location led us to create Axess Law. To address these common pain points, we offer 24/7 access to our real estate legal services across Ontario, a price match and price guarantee, virtual and mobile signing, and a web-based portal available to our clients and partners to track key milestones.
Balance
Balance is Canada's largest digital asset custodian. Their solution powers financial services companies such as over-the-counter trading desks, exchanges, lenders, and ATM networks. The assets are kept safe on specialized hardware, kept fully offline in geographically distributed bank grade vaults that are access controlled, monitored, and guarded 24/7. Warm infrastructure is available for clients that need to generate, sign, and broadcast transactions immediately, on demand.
Only Mortgages
Only Mortgages is a privately held advisory services company specializing in non-prime mortgage lending. The company is highly experienced in product development, policy writing, risk based pricing methodology, strategy implementation, credit operations start-ups, and launching foreign companies into the Canadian market. Consulting assignments have been completed for some of Canada's premiere financial services companies including B2B Bank, MCAN, RBC and Paradigm Quest.
Hardbacon
Hardbacon is a fintech start-up whose mission is to help Canadians make better financial decisions. The company's mobile app connects to its users' bank and investment accounts to help them plan, budget and invest. The Montreal-based company is also helping Canadians better choose their financial products through its mobile app and website, where Canadians can compare different financial products such as mortgages, credit cards and loans.
Percent
Percent is a global leader in financial infrastructure solutions. Founded in 2018, the company leverages proprietary technologies, integrations, and data to bring first-of-its-kind transparency and efficiency to lenders and credit transactions. Percent's innovative ecosystem enables lenders of any size to raise the most flexible debt capital at a low cost through dynamic market pricing and standardized terms. To date, its platforms have powered more than $925 million in transaction volume in a multi-trillion-dollar lending market.
Finley
Finley's software simplifies debt capital raise and management for businesses. High-growth fintechs like Ramp, Even, and Arc rely on Finley to manage over $2 billion in debt capital. By automating due diligence, ensuring compliance, and streamlining ongoing reporting with capital providers, Finley helps ensure that companies always have access to funding when they need it. Finley's investors include Y Combinator, Bain Capital Ventures, Haystack, Nine Four Ventures, and TwentyTwo VC.
Shufti Pro
Shufti Pro is an identity verification service provider offering AI-powered KYC, KYB, KYI and AML solutions to help global banks onboard, manage and ensure only qualified and legitimate customers are engaged. The company was founded in 2017 and has offices in the US. With its fully automated, global and highly configurable solution that can be installed in the cloud or onprem, Shufti pro has improved the digital onboarding services of banks across the World. It has launched 17 IDV solutions since its inception. With the ability to verify 1000’s of ID documents in 150+ languages, Shufti Pro is serving banks and financial services organizations in 230+ countries and territories.
Sika
From customer acquisition to payment and settlement, Sika® leverages blockchain and modern technologies to re-engineer moving payments around the world. Global merchants can focus on their core business while Sika takes care of customer onboarding, localizing global payments, and finding the most cost-effective settlement routes, enabling our clients to increase their global reach.
Kaptial Solutions
Kapital Solutions is an established Canadian Fintech company specializing in online payments and verification solutions. We offer sophisticated and tailored financial software applications built for online lenders. We provide secure and reliable business payment solutions across Canada and the United States. Our payment capabilities include Interac, Visa Direct, EFT/ACH, and Card Merchant Accounts through our partner banks. Designed to accelerate business growth, our ecosystem offers a proprietary gateway with payment waterfall capabilities, data unification, and fraud prevention tools. A smart and fast way to manage all your payment processes. An all-in-one solution to increase your profit and stabilize cash flow.
Founders LLP
Founders LLP is a Toronto-based boutique corporate and transactional law firm formed by experienced Bay Street lawyers. We are uniquely positioned to offer top quality legal services in a flexible and efficient manner. We have significant experience acting for borrowers and lenders on a wide variety of debt financing transactions. We also regularly act for Fintechs and public and private companies on a variety of other matters and transactions, including M&A, go-public transactions, equity financings and general day-to-day commercial agreements.
Portfolio+
Portfolio+ Inc. connects financial institutions with customers and partners using innovative technologies. Our software solutions and open banking technology are used by financial institutions in Canada and the UK. With our breakthrough +Open Banking Platform and fully documented APIs, Portfolio+ has the power to connect banks, credit unions, and lending institutions with an evolving ecosystem of financial services technology that is putting everyday customers in control of their financial data. Located in the Greater Toronto Area (GTA), Portfolio+ is used by 5 of the 7* largest financial institutions in Canada and is a part of Volaris Group Inc. For more information, please visit portfolioplus.com.
ClearEstate
ClearEstate offers technology-enabled services, designed to handle all your estate planning and settlement needs. No matter the size of the estate to be settled, their team of estate professionals uses transparency to alleviate the procedural and emotional burdens of estate planning and settlement. Backed by institutional partners in Canada and the United States since 2020, ClearEstate has handled the heavy responsibilities facing estate executors to help guide them through the entire process as efficiently as possible.
Argyle
Argyle is a real-time income data platform that lets consumers securely connect their employment records to companies’ apps and websites. In just a few clicks, Argyle opens up a suite of solutions that maximize efficiencies, lower costs, and reduce risk across the customer journey, including automated income and employment verification, direct deposit switching, earned wage access, seamless onboarding, KYC, and more. With Argyle, providers get more visibility, make better-informed decisions, and unlock new opportunities to scale and grow. Consumers get more access to financial products and complete control over how their data is used.
Finder
Finder is a global financial comparison website dedicated to helping Canadians save, invest, and grow their wealth. Every month more than 500,000 unique visitors turn to Finder to compare virtually everything from; investing, credit cards, banking, mortgages, money transfers, personal loans, insurance, cryptocurrency, shopping and travel.
Carfax Canada
CARFAX Canada empowers millions of Canadians with insights to make better decisions about vehicles. They provide integrated vehicle history and valuation data solutions that drive better decision making and improved business results for their customers. CARFAX Canada has recently brought several lender-specific solutions to Canada, based on proven results that their counterparts at CARFAX U.S. have seen with some of the largest lenders in the United States.
Dabadu
Dabadu is dedicated to building a true digital end-to-end experience for customers, dealers and lenders. It gives dealerships an edge over their competitors by offering an all-in-one platform that can outperform 15+ of the most widely used applications in the market. This includes, but is not limited to lead nurturing, inventory management, all-encompassing communications, and real-time lender connectivity!
Evolve Credit
Evolve Credit provides credit and BNPL infrastructure for lenders Globally. Their software makes it faster, easier, and cheaper for lenders of any size to launch, digitize, and scale any kind of lending business end-to-end. Their technology also enables businesses to offer Buy Now Pay Later, working capital, and flexible payment options to their customers.
Cubeler
A business ecosystem dedicated to helping SMEs reach their full potential Developed by a group of tech entrepreneurs and financial experts, Cubeler gives SMEs easy access to multiple sources of funding, the ability to advertise and promote their products and services, the ability to network with one another, and access to a variety of exclusive market intelligence reports. Best of all, Cubeler offers these services, essential to the success of any SME businesses, absolutely free of charge. As Lenders or Financial institutions in Canada, you can also join the Cubeler Hub Ecosystem, and become a selected Business Partner. Pre-register as soon as available and discover what Cubeler can offer to your business and to reach SME’s across Canada.
Information Venture Partners
Information Venture Partners is a Toronto-based team of experienced venture capital investors focused on backing North American B2B technology companies innovating financial services. Current investments include Arteria AI, BigID, Cinchy, Coconut Software, Empyrean Solutions, Flybits, Influitive, Jirav, LendingFront, Lydia AI, Procurify, Q4, Sensibill, Strike Graph and ThoughtExchange. For more information, please visit www.informationvp.com.
Digital Commerce Bank
Digital Commerce Bank is a Schedule 1 Canadian Bank focused on technology and delivering robust and secure payment technologies. The Bank’s technology-driven platform provides innovative payment and banking solutions to its corporate clients, enabling businesses to offer their own financial and payment solutions. The Bank’s proprietary banking-as-a-service and payment solutions, as well as straightforward APIs, offer clients efficiency, flexibility, and convenience when it comes to integrating services directly to a business’ product. The Bank is a member of Payments Canada, and is a principle member of Interac, Visa and MasterCard.
Norton Rose Fulbright
Norton Rose Fulbright is a global law firm that provides the world's preeminent corporations and financial institutions with a full business law service. Norton Rose Fulbright has more than 4000 lawyers and other legal staff based in more than 50 cities across Europe, the United States, Canada, Latin America, Asia, Australia, the Middle East and Africa. Recognized for their industry focus, they are strong across all the key industry sectors: financial institutions; energy; infrastructure, mining and commodities; transport; technology and innovation; and life sciences and healthcare.
Clik2pay
Clik2pay is a unique online payments service that facilitates bill, invoice and online payments directly and securely from customer bank accounts. Payments are requested easily by text message, e-mail, checkout button or QR code and are processed at a fraction of the cost of other payment types. Clik2pay leverages multiple layers of bank-grade security and the highest standards for risk management by using one of the most secure money transfer services globally. Clik2pay is first in Canada to deliver real-time payments to businesses directly from customer bank accounts. The company’s focus is to be the best way for Canadian consumers to pay, and for Canadian retailers to be paid. Clik2pay is led by a team with deep business and technology expertise in payments, retail, and digital banking. Clik2pay features for larger businesses include easy-to-use APIs, end-to-end payment tracking, real-time notifications, status updates and a complete settlement file.
Arbor
Arbor's sustainability dashboard enables banks to provide their clients with a view into the environmental impacts associated with their equipment. This automated life-cycle reporting system works across all sectors of industry and is tailored to match an organization's unique sustainability needs. Arbor helps banks and financial institutions by providing tools to comply with existing and new legislation, report internally and externally on environmental impacts more effectively, and enable more robust green evaluation criteria in offsetting equipment use and benchmarking overall environmental performance.
SAVVYY
SAVVYY's mission is to build the next generation of Canadian mortgage lending infrastructure. Our cloud native underwriting platform enables the use of new data sources, real time decisioning, stakeholder collaboration, and task automation to deliver a vastly improved customer experience and increased lender efficiency.
Perch
Perch is on a mission to help Canadians make better real estate decisions, by transforming their financial data into actionable insights. Our analytics-driven digital platform allows users to get affordable mortgages in record time. Users have the ability to self-serve while being supported with a dedicated advisor. Pre-approvals are completed in as little as 20 minutes, and mortgage approvals in less than 48 hours. Perch has previously been featured in the Toronto Star, Financial Post, BetaKit, and TechTO, among others.
SnapNOA
SnapNOA is a tax document retrieval service that makes the daunting task of collecting income verification documents a SNAP! We work with financial representatives across Canada to provide a fast, secure and efficient service that can save weeks of time and energy chasing clients for all of the income documents required for the application process. Furthermore, we provide compliance and fraud protection by delivering these tax documents directly from the Canadian Revenue Agency. Save you and your clients the hassle of searching for tax documents and integrate snapNOA into your business today.
OneVest
OneVest is a financial technology company on a mission to reinvent wealth management. The company has built Canada’s first truly end-to-end wealth management platform. Through this omnichannel platform, consumers can get access to personalized portfolios, including diversification through broader asset classes, while large enterprises can expand their product capabilities to include wealth management via a simple API.
Bayne & Company
Established in 1987 Bayne and Company Ltd. offers a wide range of services and solutions all designed to assist your company achieve its strategic and inspired goals. Bayne and Company Ltd. works with both consumer and commercial lenders looking to become more efficient, automated, streamlined, with a better return on investment, in both existing and new revenue streams.
The Law Office of Gerald Matlofsky
Gerald Matlofsky has been practising law since 1991. He specialises in creditor and debtor work, lending and borrowing, secured and unsecured transactions and practicing litigation on commercial and corporate matters in the Ontario Courts, with a focus on Civil Fraud, plaintiff side.
credolab
Credolab provides a novel fintech solution that leverages previously untapped behavioural smartphone and web metadata to determine the likelihood of any individual to repay a loan or credit card. Credolab believes that traditional banking processes leave a lot of people out of the process. That’s why credolab is changing the way the world looks at credit. Their pioneering technology calculates credit scores based on people’s mobile and web behavioural data— so lenders can make decisions based on the way people live and work in the modern world. Making loans more accessible to more people benefits everyone.
Payroc
Payroc is a people-first global payment processing company. Its payment solutions allow their customers to accept credit cards using mobile, e-commerce, point-of-sale, or telephone/mail order. With products such as RewardPay, CashRewards, Point-of-Sale, and eCommerce, Payroc ensures their customers get smart and seamless custom business solutions.
revardo
Revardo is an innovation and tech company focused on building solutions for the collections industry that increase liquidation, improve efficiency and enhance the customer experience. Revardo’s LendEngine product is a system for our customers (i.e. collection agencies, legal firms) to manage and maximize lenders that provide collections resolution loans. Our collection industry partners are always looking for lending partners that value credit improving customers acquired through a process that is automated and efficient.
taq Automotive Intelligence
taq Automotive Intelligence (formerly SCI MarketView) specialize in technology and customizable solutions to enhance every digital touchpoint of the customer buying experience. As experts in automotive retail, digital marketing, leads management, and CRM, taq Automotive Intelligence provides a smarter way to sell vehicles. Committed, uncommon and relentless, taq bridges the gap from online to in-person, helping its partners gain a competitive edge in automotive sales. By building what’s needed to improve the industry and customer experience, taq Automotive Intelligence is turning automotive sales upside down.
Syngrafii
Syngrafii’s iinked Sign™ and Video Signing Room™ (VSR) technologies are widely deployed by lenders, law firms and title transfer firms in Canada. Unlike other platforms that utilize multiple-use image and typed proxy signatures, Syngrafii is the only platform engineered to ensure identity, compliance and non-repudiation. All Syngrafii e-signatures are authentic, biometrically secured one-time use e-signatures that meet or exceed legal, governance and compliance standards across numerous jurisdictions worldwide.
Lightico
Lightico's Digital Completion Cloud™ empowers businesses with no-code workflows to easily collect customer eSignatures, documents, and payments, and authenticate ID in real time — straight from the customer’s smartphone. By unifying the previously siloed steps of customer-facing processes, businesses enjoy faster and shorter lending and servicing cycles, boost NPS, and significantly improve their completion rates. Hundreds of enterprises, including Fortune 500 companies in highly regulated industries such as auto lending, banking and insurance, rely on Lightico to make their customer journeys more efficient and streamlined.
RSM Canada
RSM’s purpose is to deliver the power of being understood to our clients, colleagues and communities through world-class audit, tax and consulting services focused on middle market businesses. The clients we serve are the engine of global commerce and economic growth, and we are focused on developing leading professionals and services to meet their evolving needs in today’s ever-changing business environment. RSM Canada LLP provides public accounting services and is the Canadian member firm of RSM International, a global network of independent audit, tax and consulting firms with more than 48,000 people in 120 countries.
Railz
Railz is bridging the connection between future-thinking financial institutions and their business customers’ real-time accounting data by building the largest financial data network. Railz accomplishes this through an API that connects financial institutions to all major accounting software solutions, such as QuickBooks, Xero, and Sage. Our Accounting Data-as-a-Service™ solution offers financial institutions the ability to move fast through messy data - and make sense of it all. Get real-time accounting data, syncing, and analysis at your fingertips with Railz.
NETSOL Technologies, Inc.
NETSOL is a leading global financial technology provider to the automotive and equipment finance industries. The company’s premier origination and servicing platform, NFS Ascent is an adaptive and proven system empowering banks, captive finance companies and independents to automate and streamline credit processes, effectively manage risk, and deliver differentiated customer experiences. With a presence in eight strategically located cities worldwide, NETSOL has been proudly serving the world’s top financial services companies for over four decades.
Fern Software
Fern Software is a banking technology company with four decades of experience delivering large and small projects across the global financial services industry. Our solutions include core banking systems, digital onboarding, loan origination, loan management, deposit management, digital transaction management with e-signatures, an AI-powered credit decision engine, mobile apps and web portals. Around 100 community lending offices and Aboriginal Financial Institutions currently use our loan management system to offer lending and business counselling services to their clients across Canada. Through our global offices in the UK, Canada, India, and Singapore, our systems have evolved to support over 300 financial institutions, processing transactions for over 2 million clients across 35 countries.
Brane
Founded in 2017, Brane is a blockchain innovation company. Brane helps organizations understand and unlock the power of the blockchain and digital assets. Brane Vault, its digital asset custody service, is ISO 27001 certified – first in the world with cryptocurrency in scope, ISO 27017 certified, and NIST Tier 4 — the first company in Canada, in any industry, to receive such certification. Brane Vault offers advanced proprietary technology and processes with numerous provisional patents and is fully insured against theft and crime.
Vector ML Analytics
Vector ML is a financial analytics platform designed for small to midsize banks and lending institutions that uses AI and automation to replace countless Excel models used by CFOs and analysts daily. The platform produces results in seconds and combines treasury, credit risk, financial reporting, and capital market features.
ForwardAI
ForwardAI has been built on 40+ years of hands-on experience leveraging technology to solve problems within the accounting and small business industries. We’ve spent thousands of hours speaking with small business owners, one on one, about cash flow challenges they face running their day-to-day business.
Symend
Symend’s digital engagement platform uses behavioral science and data-driven insights to empower customers to resolve past due bills. Leveraging advanced analytics, Symend provides enterprise clients deep understanding into consumer behavior to engage millions of customers. Symend continuously optimizes these insights and empathetically nudges customers towards a desired action with personalized communications, self-serve tools and flexible repayment options.
Paays
Advanced financial technology for automotive commerce. Paays is a Canadian FinTech company creating better outcomes for today’s automotive dealers, lenders, OEMs and marketplaces. Fully-verified and pre-qualified leads delivered directly into the PreQ dashboard or CRM. Easy installation on dealer, OEM and marketplace websites, or email marketing campaigns. Validate customer identities using OCR, biometric, and other modern anti-fraud technologies. Significantly reduce or eliminate identity purchase fraud at the dealer. Enable customers to validate their income and employment using our easy-to-use web-based application. Never ask for a paper bank statement again!
All Ships
All Ships Investors works with Private Lenders to expand their financing options. Our partner platform has financed over $500mm for Consumer Lenders, Small Business Lenders, Motorcycle Lenders and even Cryptocurrency Lenders. Over half of our volume has been done with Merchant Cash Advance Lenders who have used our platform to fund their growth. If you’d like to grow your origination volume, All Ships Investors can provide CAD250k to CAD20mm of financing per month for programmatic origination with 6 to 24 month terms.
knnct
ANY MORTGAGE, ANYTIME, ANYWHERE”. knnct’s two-way marketplace platform removes friction from the lending process making mortgage lending faster, easier and more convenient. knnct intelligently matches and connects mortgage deals posted by mortgage brokers & agents with each lender looking for that specific type of deal. knnct not only provides lenders with deal flow but knnct ensures that it’s deal flow that specifically matches each lender’s lending criteria. And without having to work any harder, knnct enables brokers to post a deal once and to have knnct submit that deal to multiple lenders simultaneously. knnct connects brokers and lenders.
FIS
FIS is a Fortune 250 technology company with more than 60,000 employees serving financial institutions around the globe. Our Asset Finance team is made up of 650 fintech professionals partnering exclusively with the world’s leading auto and equipment lenders. With a true end-to-end platform complemented by AI driven insights, FIS Asset Finance automates every step of the lending journey. No constraints. Seamless upgrades. The industry’s most advanced AI. FIS is the future of auto and equipment finance.
Premium Services Group
Premium Services Group administers some of the industry’s most comprehensive and competitive credit insurance programs on behalf of leading Canadian Insurers. With its Head Office in London, Ontario, PSG operates across Canada, having agents in place from British Columbia to Newfoundland. The array of available insurance products includes: Life Insurance, Critical Illness Insurance, Disability Insurance […]
Merchant Opportunities Fund
Merchant Opportunities Fund provides investors with what we see as the best opportunity for investment in the private and public markets: returns typically only accessible to institutional or accredited investors through private investments, coupled with greater liquidity options through flexible redemption rights. Merchant Opportunities Fund invests in short-term, small to mid-sized business credit and consumer loans originated by successful specialty finance companies with proven and established portfolios.
TaxCash
TaxCash Pay It Forward Corp, In addition to a wide range of Tax and Tax Related services also Develops and provide LOS solutions. Our software engineers and financial specialists focus on the cutting edge of technology delivering dynamic AI / ML focused credit software solutions to lending companies, institutions and businesses all over Canada, including services such as Online Loan Application, Loan Origination System, Auto-Decisioning and Electronic Payment Systems (Pre-authorized payments/deposits).
Kilgour Williams
Kilgour Williams Capital is an investment management firm specializing in alternative credit. We are the only fund managers in Canada dedicated to actively investing in the US small credit market. We launched the KIWI Private Credit Fund in 2017 to provide Canadian investors access to this high yielding, uncorrelated and diversified market. Kiwi Private Credit Fund has been profitable every month since its inception.
SLC Management
SLC Management is the brand name for the institutional asset management business of Sun Life Financial Inc. SLC Management has one of the largest private fixed income teams in North America, with 55 investment professionals averaging 17 years of experience. The private fixed income portfolio includes investments in project, corporate and mid-market finance, private real estate finance, and private securitization finance.
Scry Analytics
Scry Analytics provides AI-based enterprise apps in SaaS (Software as a Service) mode for digitization, reconciliation and fraud detection. For example, its Collatio app digitizes pay-stubs, tax forms, mortgage contracts and many other documents and then reconciles the output data across documents so that it can be readily used for underwriting loans. Similarly, its Anomalia app detects potential fraud in various kinds of transactions and borrowers or employees conduct.
AAREA
AAREA provides outsourced loan administration to private lenders, syndicates and private credit funds in Canada. Our comprehensive loan servicing platform includes: customer service for borrowers, payment processing, borrower and lender reporting, default management, payoffs, loan modifications, regulatory compliance and reporting.
SecureKey
SecureKey is a leading identity and authentication provider that simplifies consumer access to online services and applications. SecureKey’s next generation privacy-enhancing services enable consumers to conveniently and privately assert identity information using trusted providers, such as banks, telcos and governments.
Mortgage Automator
Mortgage Automator is the most advanced end-to-end loan origination and servicing software for private lenders. Perfect for residential, commercial, and construction lending, in seconds, it auto-generates custom documents, compliance reports, PAD payments, and more. With customizable templates, products, and user training and support, focus your team on growth and let Mortgage Automator handle the rest.
Kasasa
Kasasa Loans® with Take-Backs™ drive 52% increase in total loan balances and stronger relationships. Top performing Kasasa Loan® clients saw more loans per borrower, more accounts, and more transactions…during a pandemic. The Kasasa Loan gives borrowers unprecedented control, flexibility, and transparency. It’s the only loan that lets you ask, “Don’t you wish all your debt worked this way?”
SAS
Driving digital transformation through advanced analytics with embedded AI. With SAS’s open, cloud-native AI, analytics and data management platform you can discover insights from your data and make sense of it all. Identify what’s working and fix what isn’t. Make more intelligent decisions. And drive relevant change.
Aviio
Aviio connects Canadians with the industry’s most reputable lenders. By unlocking complex financial data and streamlining the application process in a way that’s straightforward and easy to navigate, our members can access the support they need to achieve their goals and gain control over their financial future.
Loan Connect
LoanConnect is a search engine that enables consumers to go online and search for loans from various Canadian lending institutions. LoanConnect’s safe and secure system puts the consumer first; their technology enables consumers to search multiple lenders, with one application, to find the best options for them.
TransUnion
As a global information and insights company, TransUnion provides an accurate and comprehensive picture of each person, and steward it with care. As a result, organizations can better understand consumers in order to make more informed decisions, and consumers can be confident their data identities will result in the opportunities they deserve.
Cassels
Cassels offers one of the largest business law practices in Canada, advising clients from start-ups to multi-national organizations – across the street and around the world – and we are consistently cited as market leaders by such authorities as Chambers, Lexpert, and Best Lawyers.
CreditSnap
CreditSnap is a retail lending solution that helps small and large banks, credit unions, digital lenders and loan marketplaces deliver a modern loan application experience, pre-qualification, and intelligent cross-sell offers. Included back-office application makes accepting applications over the phone and in-branch a breeze, allowing lenders to become omni-channel. Since launching in January of 2019, CreditSnap […]
Boss Insights
Boss Insights offers banks their customers’ financial data… in minutes. Boss’ Single API provides easy & instant access to accounting, banking & commerce data of business clients on demand (i.e. Quickbooks, Stripe, Salesforce, etc). Boss Insights is proven & trusted by innovative financial institutions globally for 5x faster loan decisioning & servicing.
REPAY
With REPAY’s integrated payment processing technology, lenders can accept payments and fund loans in real-time. REPAY’s proprietary platform enables lenders to accept credit and debit card and EFT/ACH payments anytime, anywhere via consumer-facing payment portals, including online web portals, text pay, IVR/phone pay, and mobile apps. With REPAY Instant Funding, lenders can immediately push funds […]
Provenir
Provenir makes risk analytics faster and simpler for lenders. Our Provenir risk analytics and decisioning Platform is a powerful orchestration hub that can listen to any channel, integrate with any data service and operationalize any analytic model. We help clients process more applications with greater efficiency and increase sales conversions with instant, real-time risk decisioning.
Flinks
Flinks is a data company that empowers businesses to provide better financial services to consumers. Trusted by over 200 world-class companies, Flinks enables businesses to connect users’ bank accounts, gain financial insights into their customers and provide better risk products.
CreditBook
As a personal information agency, Creditbook puts technology at the core of his business to help micro lenders minimize risks. We provide tools such as a real time database of non registered canadian loans and an efficient loan software. With our database you can target the good customers but mostly the frauders.
VoPay
VoPay empowers lenders to offer efficient and cost effective real-time funding options while dramatically reducing NSFs and returns during payment withdrawals through next generation EFT. VoPay’s payment services can be used out of the box with no development resources or can be fully integrated into existing workflows using their developer friendly API.
Lexop
Lexop helps lenders remove friction from collections by providing the most intuitive self-service payment experience to their past-due customers. Their SaaS solution offers the benefits of personalized outreach at scale while affording consumers the flexibility to choose the payment scheme that best fits their situation.
FundMore.ai
FundMore.ai is an automated underwriting system that uses machine learning to streamline the pre-funding process for loans. Our platform lets you leverage customizable automation, enhance the borrower experience through analytics, reduce risk using AI, and improve your cycle times for new accounts
Mazars
Mazars is an internationally integrated partnership, specializing in audit, tax and advisory services. Operating in over 95 countries and territories around the world, we draw on the expertise of more than 47,000 professionals – 30,000+ in Mazars’ integrated partnership and 17,000+ via the Mazars North America Alliance. Operating as a united partnership, Mazars works as one integrated team, leveraging expertise, scale and cultural understanding to deliver exceptional and tailored services. Mazars in Canada is a team of 9 partners and around 200 professionals delivering exceptional and tailored services in audit & assurance, sustainability, accounting & outsourcing, tax and financial advisory services. Our experts are dedicated to helping organizations of all sizes at every stage in their development and to operate with confidence. Our approach of empowered expertise, seamless integration, balanced perspective and social conscience makes us uniquely placed to deliver experiences that are right for our clients.
EY
Ernst & Young Global Limited, trade name EY, is a British multinational professional services partnership headquartered in London, England. EY is one of the largest professional services networks in the world. Along with Deloitte, KPMG and PwC, it is considered one of the Big Four accounting firms.
Temenos
Temenos (SIX: TEMN) is the world’s leading open platform for composable banking, creating opportunities for over 1.2 billion people around the world including Canada every day. We serve 3000 banks from the largest to challengers and community banks in 150+ countries by helping them build new banking services and state-of-the-art customer experiences. The Temenos open platform helps our top-performing clients achieve return on equity three times the industry average and cost-to-income ratios half the industry average.
Intellifi
Intellifi evolved out of a desire to support our clients with innovative, simple, flexible, and end-to-end lending and loan solutions. Our team saw the need for a service that would help reduce execution risk and lower costs. With the shift to digital lending, our goal is simple – to give our clients a competitive edge by creating a completely scalable solution that is tailored to their business. We are a reliable one-stop shop for our client’s commercial and residential lending needs in the Canadian industry.
Aryza
With over 100,000 loan applications processed daily, Aryza's robust systems and industry expertise manage over $14 Billion Canadian Dollars in live lending, supporting over 300 lenders globally to offer seamless project management and integration. With a customer base spanning more than 1,250 customers in twelve countries across EMEA, North America, and Australasia, Aryza offers global flexibility and a commitment to growth and innovation. With a dedicated team of over 500 employees and a wealth of combined industry knowledge and experience exceeding an impressive 200 years, Aryza is proud to have a rich heritage of being a trusted partner for lenders and brokers worldwide, delivering award-winning automation for all aspects of loan origination.
Dye & Durham
Dye & Durham Limited provides premiere legal practice management solutions, delivers vital data insights to support critical corporate transactions and enables the essential payments infrastructure trusted by government and financial institutions. The company has operations in Canada, the United Kingdom, Ireland, Australia and South Africa.
Applied AI
Advanced intelligence where you need it most! If you are a lender who is looking to grow your business while operating more efficiently, then we have the solution for you. We are a Canadian software development company that can provide you with modern technology tools based on a Military grade secure platform. Applied LMS uses advanced intelligence from hundreds of data points. Automation can take away the guessing and minimize operation costs and delinquency. Faster approvals, faster disbursements, faster profit growth.
Spartan Services Inc.
Spartan Services Inc. was established in 2003 in response to a growing demand for transparency and accountability in the finance industry. Spartan provides portfolio servicing, tracking, reporting, and audit and compliance management services to funders and originators of securitization transactions. As a SOC2 certified company, Spartan also conducts special audit and compliance assignments for syndicated bank facilities and acts as Standby Servicer for several regulated Canadian Financial Institutions, including insurance companies, banks, and credit unions.
Trust Science
Patented, AI-powered alternative credit scoring solutions. Approximately 64 million US consumers have limited or no credit history. While these people may be invisible to traditional credit reporting bureaus, vast amounts of data exist about them through alternative sources including digital and mobile. At Trust Science®, our mission is to deliver analytics to create trust insights and enable deserving people to access fair credit. We have over 30 patents in twelve countries enabling us to collect, analyze and apply artificial intelligence and machine learning to publicly available digital information and consent-based mobile data. The result is the SIXSCORE, a powerful, robust and dynamic scoring model to accurately assess the trustworthiness of individuals.
FICO
FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. FICO’s groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries. The company provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations. Many of their products reach industry-wide adoption — such as the FICO® Score, the standard measure of consumer credit risk in the United States. FICO solutions leverage open-source standards and cloud computing to maximize flexibility, speed deployment and reduce costs. The company also helps millions of people manage their personal credit health.
Evolve Credit
Evolve Credit provides credit and BNPL infrastructure for lenders Globally. Their software makes it faster, easier, and cheaper for lenders of any size to launch, digitize, and scale any kind of lending business end-to-end. Their technology also enables businesses to offer Buy Now Pay Later, working capital, and flexible payment options to their customers.
Perch
Perch is on a mission to help Canadians make better real estate decisions, by transforming their financial data into actionable insights. Our analytics-driven digital platform allows users to get affordable mortgages in record time. Users have the ability to self-serve while being supported with a dedicated advisor. Pre-approvals are completed in as little as 20 minutes, and mortgage approvals in less than 48 hours. Perch has previously been featured in the Toronto Star, Financial Post, BetaKit, and TechTO, among others.
credolab
Credolab provides a novel fintech solution that leverages previously untapped behavioural smartphone and web metadata to determine the likelihood of any individual to repay a loan or credit card. Credolab believes that traditional banking processes leave a lot of people out of the process. That’s why credolab is changing the way the world looks at credit. Their pioneering technology calculates credit scores based on people’s mobile and web behavioural data— so lenders can make decisions based on the way people live and work in the modern world. Making loans more accessible to more people benefits everyone.
Paays
Advanced financial technology for automotive commerce. Paays is a Canadian FinTech company creating better outcomes for today’s automotive dealers, lenders, OEMs and marketplaces. Fully-verified and pre-qualified leads delivered directly into the PreQ dashboard or CRM. Easy installation on dealer, OEM and marketplace websites, or email marketing campaigns. Validate customer identities using OCR, biometric, and other modern anti-fraud technologies. Significantly reduce or eliminate identity purchase fraud at the dealer. Enable customers to validate their income and employment using our easy-to-use web-based application. Never ask for a paper bank statement again!
SAS
Driving digital transformation through advanced analytics with embedded AI. With SAS’s open, cloud-native AI, analytics and data management platform you can discover insights from your data and make sense of it all. Identify what’s working and fix what isn’t. Make more intelligent decisions. And drive relevant change.
TransUnion
As a global information and insights company, TransUnion provides an accurate and comprehensive picture of each person, and steward it with care. As a result, organizations can better understand consumers in order to make more informed decisions, and consumers can be confident their data identities will result in the opportunities they deserve.
Provenir
Provenir makes risk analytics faster and simpler for lenders. Our Provenir risk analytics and decisioning Platform is a powerful orchestration hub that can listen to any channel, integrate with any data service and operationalize any analytic model. We help clients process more applications with greater efficiency and increase sales conversions with instant, real-time risk decisioning.
CreditBook
As a personal information agency, Creditbook puts technology at the core of his business to help micro lenders minimize risks. We provide tools such as a real time database of non registered canadian loans and an efficient loan software. With our database you can target the good customers but mostly the frauders.
FundMore.ai
FundMore.ai is an automated underwriting system that uses machine learning to streamline the pre-funding process for loans. Our platform lets you leverage customizable automation, enhance the borrower experience through analytics, reduce risk using AI, and improve your cycle times for new accounts
Brim Financial
Brim Financial is a fully integrated platform that delivers real-time innovations for finance globally. Financial institutions, fintechs, commercial operations, and merchants looking to re-platform financial services can launch or elevate customer experience and engagement with our end-to-end comprehensive PaaS.
Sika
From customer acquisition to payment and settlement, Sika® leverages blockchain and modern technologies to re-engineer moving payments around the world. Global merchants can focus on their core business while Sika takes care of customer onboarding, localizing global payments, and finding the most cost-effective settlement routes, enabling our clients to increase their global reach.
Digital Commerce Bank
Digital Commerce Bank is a Schedule 1 Canadian Bank focused on technology and delivering robust and secure payment technologies. The Bank’s technology-driven platform provides innovative payment and banking solutions to its corporate clients, enabling businesses to offer their own financial and payment solutions. The Bank’s proprietary banking-as-a-service and payment solutions, as well as straightforward APIs, offer clients efficiency, flexibility, and convenience when it comes to integrating services directly to a business’ product. The Bank is a member of Payments Canada, and is a principle member of Interac, Visa and MasterCard.
Symend
Symend’s digital engagement platform uses behavioral science and data-driven insights to empower customers to resolve past due bills. Leveraging advanced analytics, Symend provides enterprise clients deep understanding into consumer behavior to engage millions of customers. Symend continuously optimizes these insights and empathetically nudges customers towards a desired action with personalized communications, self-serve tools and flexible repayment options.
REPAY
With REPAY’s integrated payment processing technology, lenders can accept payments and fund loans in real-time. REPAY’s proprietary platform enables lenders to accept credit and debit card and EFT/ACH payments anytime, anywhere via consumer-facing payment portals, including online web portals, text pay, IVR/phone pay, and mobile apps. With REPAY Instant Funding, lenders can immediately push funds […]
Lexop
Lexop helps lenders remove friction from collections by providing the most intuitive self-service payment experience to their past-due customers. Their SaaS solution offers the benefits of personalized outreach at scale while affording consumers the flexibility to choose the payment scheme that best fits their situation.
Amazon Web Services (AWS)
Amazon Web Services provides a highly reliable, scalable, low-cost infrastructure platform in the cloud that powers hundreds of thousands of businesses in 190 countries around the world. With data center locations in the U.S., Canada, Europe, Singapore, and Japan, customers across all industries are taking advantage of their low cost, elastic, open and flexible, secure platform.
Temenos
Temenos (SIX: TEMN) is the world’s leading open platform for composable banking, creating opportunities for over 1.2 billion people around the world including Canada every day. We serve 3000 banks from the largest to challengers and community banks in 150+ countries by helping them build new banking services and state-of-the-art customer experiences. The Temenos open platform helps our top-performing clients achieve return on equity three times the industry average and cost-to-income ratios half the industry average.
Newgen
Newgen is the leading provider of a unified digital transformation platform with native process automation, content services, and communication management capabilities. Globally, successful enterprises rely on Newgen’s industry-recognized low code application platform to develop and deploy complex, content-driven, and customer-engaging business applications on the cloud. From onboarding to service requests, lending to trade finance automation, and for many more use cases across industries. Newgen unlocks simple with speed and agility.
Thought Machine
Thought Machine has developed the foundations of modern banking with its cloud-native core banking and payments technology. Its cloud-native core banking platform, Vault Core, is trusted by leading banks and financial institutions worldwide, including Arvest Bank, Lloyds Banking Group, Standard Chartered Bank, Intesa Sanpaolo, SEB, Lunar, Atom bank, M1 Finance, Curve, and more. Vault Core has been built from scratch as a cloud-native technology and is completely cloud agnostic. This gives banks total flexibility to choose the hosting option and provider that best meets their needs. Vault Core is completely flexible and can be configured to run any type of bank. The platform design allows banks to design and build new financial products through smart contracts. Smart contracts enable banks to build any financial product using developer-friendly code – giving the bank full control over product logic. Any banking product can be manufactured, from new innovative products to replicating back book products for a migration. Vault Core is built with microservices, API-enabled and real-time – offering the highest levels of performance, reliability and operational resilience in the market. It is low cost, enabling a bank to achieve a low cost-to-income ratio compared to their peers.
Infosys
Infosys is a global leader in next-generation digital services and consulting. We enable clients in more than 50 countries to navigate their digital transformation. With over three decades of experience in managing the systems and workings of global enterprises, we expertly steer our clients through their digital journey. We do it by enabling the enterprise with an AI-powered core that helps prioritize the execution of change. We also empower the business with agile digital at scale to deliver unprecedented levels of performance and customer delight.
City Lending Centers
City Lending Centers (CLC) is dedicated to building a healthy financial future for all Canadians. As an impact-driven fintech, CLC strikes a harmonious balance between profit and purpose. By offering credit solutions such as Rent Reporting, Credit Builder, and Quick Loans, CLC actively enhances the quality of people's lives. They are actively seeking partnerships with lenders who share their passion for supporting immigrants, newcomers, and equity-deserving groups.
Walnut Insurance
Walnut is a Canadian and US embedded #insurtech platform that enables companies to unlock the insurance opportunity under their brand in 30 days or less. Walnut is driven to make insurance purchasing experiences digital-first, simple, and convenient – creating greater accessibility across life, home, renters, auto, and embedded product lines. Walnut currently offers more than 20 types of insurance products, provided by over 20 carriers.
Premium Services Group
Premium Services Group administers some of the industry’s most comprehensive and competitive credit insurance programs on behalf of leading Canadian Insurers. With its Head Office in London, Ontario, PSG operates across Canada, having agents in place from British Columbia to Newfoundland. The array of available insurance products includes: Life Insurance, Critical Illness Insurance, Disability Insurance […]
Balance
Balance is Canada's largest digital asset custodian. Their solution powers financial services companies such as over-the-counter trading desks, exchanges, lenders, and ATM networks. The assets are kept safe on specialized hardware, kept fully offline in geographically distributed bank grade vaults that are access controlled, monitored, and guarded 24/7. Warm infrastructure is available for clients that need to generate, sign, and broadcast transactions immediately, on demand.
Sika
From customer acquisition to payment and settlement, Sika® leverages blockchain and modern technologies to re-engineer moving payments around the world. Global merchants can focus on their core business while Sika takes care of customer onboarding, localizing global payments, and finding the most cost-effective settlement routes, enabling our clients to increase their global reach.
Brane
Founded in 2017, Brane is a blockchain innovation company. Brane helps organizations understand and unlock the power of the blockchain and digital assets. Brane Vault, its digital asset custody service, is ISO 27001 certified – first in the world with cryptocurrency in scope, ISO 27017 certified, and NIST Tier 4 — the first company in Canada, in any industry, to receive such certification. Brane Vault offers advanced proprietary technology and processes with numerous provisional patents and is fully insured against theft and crime.
Aryza
With over 100,000 loan applications processed daily, Aryza's robust systems and industry expertise manage over $14 Billion Canadian Dollars in live lending, supporting over 300 lenders globally to offer seamless project management and integration. With a customer base spanning more than 1,250 customers in twelve countries across EMEA, North America, and Australasia, Aryza offers global flexibility and a commitment to growth and innovation. With a dedicated team of over 500 employees and a wealth of combined industry knowledge and experience exceeding an impressive 200 years, Aryza is proud to have a rich heritage of being a trusted partner for lenders and brokers worldwide, delivering award-winning automation for all aspects of loan origination.
Dye & Durham
Dye & Durham Limited provides premiere legal practice management solutions, delivers vital data insights to support critical corporate transactions and enables the essential payments infrastructure trusted by government and financial institutions. The company has operations in Canada, the United Kingdom, Ireland, Australia and South Africa.
Gestalt
Gestalt is an out-of-the-box data warehouse specifically for lenders. They are founders and lending veterans who have been watching lenders spend money to attempt to solve the same problem - a centralized, robust data warehouse as a single source of truth for ALL of their data coming from disparate systems. The premise is solving the problem once - and for all lenders - therefore saving significant time and headache upfront and ongoing along with providing a better product to help make the lender more successful. They have seen that every lender is doing the same work and incurring cost and time for something that can be out-of-the-box while still allowing the special cases by lender. They also have a passion for using this source of truth to help lenders across compliance, bank reporting and other critical areas where having a third party "certify" the information could be useful. From a market perspective, Gestalt is built for start-up or early-stage lenders because for approximately the same cost as a data engineer, the lender gets a robust data warehouse that would typically take them significant money, time and many redos to get to, if ever at all. Gestalt is also great for established lenders who want to scale up their business without scaling up the back office to build and support it.
Spartan Services Inc.
Spartan Services Inc. was established in 2003 in response to a growing demand for transparency and accountability in the finance industry. Spartan provides portfolio servicing, tracking, reporting, and audit and compliance management services to funders and originators of securitization transactions. As a SOC2 certified company, Spartan also conducts special audit and compliance assignments for syndicated bank facilities and acts as Standby Servicer for several regulated Canadian Financial Institutions, including insurance companies, banks, and credit unions.
Curinos
Curinos is the leading provider of data, technologies and insights that enable financial institutions to make better, and more profitable, data-driven decisions faster. Born out of the combination of two familiar industry powerhouses, Novantas and Informa’s FBX business, Curinos brings to market a new level of industry expertise across deposits, lending and digital experience solutions and technologies globally.
Finder
Finder is a global financial comparison website dedicated to helping Canadians save, invest, and grow their wealth. Every month more than 500,000 unique visitors turn to Finder to compare virtually everything from; investing, credit cards, banking, mortgages, money transfers, personal loans, insurance, cryptocurrency, shopping and travel.
Railz
Railz is bridging the connection between future-thinking financial institutions and their business customers’ real-time accounting data by building the largest financial data network. Railz accomplishes this through an API that connects financial institutions to all major accounting software solutions, such as QuickBooks, Xero, and Sage. Our Accounting Data-as-a-Service™ solution offers financial institutions the ability to move fast through messy data - and make sense of it all. Get real-time accounting data, syncing, and analysis at your fingertips with Railz.
ForwardAI
ForwardAI has been built on 40+ years of hands-on experience leveraging technology to solve problems within the accounting and small business industries. We’ve spent thousands of hours speaking with small business owners, one on one, about cash flow challenges they face running their day-to-day business.
Boss Insights
Boss Insights offers banks their customers’ financial data… in minutes. Boss’ Single API provides easy & instant access to accounting, banking & commerce data of business clients on demand (i.e. Quickbooks, Stripe, Salesforce, etc). Boss Insights is proven & trusted by innovative financial institutions globally for 5x faster loan decisioning & servicing.
Flinks
Flinks is a data company that empowers businesses to provide better financial services to consumers. Trusted by over 200 world-class companies, Flinks enables businesses to connect users’ bank accounts, gain financial insights into their customers and provide better risk products.
Multiverse Computing
Multiverse Computing is a world-leading quantum and AI software company. We develop solutions to tackle industry-critical problems today. Our key focus areas are finance, energy, and mitigating climate change. Our products’ users include Fortune 1000 companies, such as BASF, Credit-Agricole, and Leonardo.
Bayne & Company
Established in 1987 Bayne and Company Ltd. offers a wide range of services and solutions all designed to assist your company achieve its strategic and inspired goals. Bayne and Company Ltd. works with both consumer and commercial lenders looking to become more efficient, automated, streamlined, with a better return on investment, in both existing and new revenue streams.
Temenos
Temenos (SIX: TEMN) is the world’s leading open platform for composable banking, creating opportunities for over 1.2 billion people around the world including Canada every day. We serve 3000 banks from the largest to challengers and community banks in 150+ countries by helping them build new banking services and state-of-the-art customer experiences. The Temenos open platform helps our top-performing clients achieve return on equity three times the industry average and cost-to-income ratios half the industry average.
Aryza
With over 100,000 loan applications processed daily, Aryza's robust systems and industry expertise manage over $14 Billion Canadian Dollars in live lending, supporting over 300 lenders globally to offer seamless project management and integration. With a customer base spanning more than 1,250 customers in twelve countries across EMEA, North America, and Australasia, Aryza offers global flexibility and a commitment to growth and innovation. With a dedicated team of over 500 employees and a wealth of combined industry knowledge and experience exceeding an impressive 200 years, Aryza is proud to have a rich heritage of being a trusted partner for lenders and brokers worldwide, delivering award-winning automation for all aspects of loan origination.
Spartan Services Inc.
Spartan Services Inc. was established in 2003 in response to a growing demand for transparency and accountability in the finance industry. Spartan provides portfolio servicing, tracking, reporting, and audit and compliance management services to funders and originators of securitization transactions. As a SOC2 certified company, Spartan also conducts special audit and compliance assignments for syndicated bank facilities and acts as Standby Servicer for several regulated Canadian Financial Institutions, including insurance companies, banks, and credit unions.
Argyle
Argyle is a real-time income data platform that lets consumers securely connect their employment records to companies’ apps and websites. In just a few clicks, Argyle opens up a suite of solutions that maximize efficiencies, lower costs, and reduce risk across the customer journey, including automated income and employment verification, direct deposit switching, earned wage access, seamless onboarding, KYC, and more. With Argyle, providers get more visibility, make better-informed decisions, and unlock new opportunities to scale and grow. Consumers get more access to financial products and complete control over how their data is used.
SnapNOA
SnapNOA is a tax document retrieval service that makes the daunting task of collecting income verification documents a SNAP! We work with financial representatives across Canada to provide a fast, secure and efficient service that can save weeks of time and energy chasing clients for all of the income documents required for the application process. Furthermore, we provide compliance and fraud protection by delivering these tax documents directly from the Canadian Revenue Agency. Save you and your clients the hassle of searching for tax documents and integrate snapNOA into your business today.
Lightico
Lightico's Digital Completion Cloud™ empowers businesses with no-code workflows to easily collect customer eSignatures, documents, and payments, and authenticate ID in real time — straight from the customer’s smartphone. By unifying the previously siloed steps of customer-facing processes, businesses enjoy faster and shorter lending and servicing cycles, boost NPS, and significantly improve their completion rates. Hundreds of enterprises, including Fortune 500 companies in highly regulated industries such as auto lending, banking and insurance, rely on Lightico to make their customer journeys more efficient and streamlined.
Walnut Insurance
Walnut is a Canadian and US embedded #insurtech platform that enables companies to unlock the insurance opportunity under their brand in 30 days or less. Walnut is driven to make insurance purchasing experiences digital-first, simple, and convenient – creating greater accessibility across life, home, renters, auto, and embedded product lines. Walnut currently offers more than 20 types of insurance products, provided by over 20 carriers.
QuickFi
QuickFi® is a digital, B2B embedded lending and leasing platform serving banks and original equipment manufacturers (OEMs) to provide private-labeled business equipment financing at the point of sale. The self-service, 100% digital QuickFi platform costs one-third the cost of operating the legacy equipment finance business model while providing a nearly instant borrower self-service experience. QuickFi reduces costs, shortens equipment sale cycle times, and improves borrower satisfaction with transparent financing and 24/7 support.
Vector ML Analytics
Vector ML is a financial analytics platform designed for small to midsize banks and lending institutions that uses AI and automation to replace countless Excel models used by CFOs and analysts daily. The platform produces results in seconds and combines treasury, credit risk, financial reporting, and capital market features.
SAS
Driving digital transformation through advanced analytics with embedded AI. With SAS’s open, cloud-native AI, analytics and data management platform you can discover insights from your data and make sense of it all. Identify what’s working and fix what isn’t. Make more intelligent decisions. And drive relevant change.
TransUnion
As a global information and insights company, TransUnion provides an accurate and comprehensive picture of each person, and steward it with care. As a result, organizations can better understand consumers in order to make more informed decisions, and consumers can be confident their data identities will result in the opportunities they deserve.
CreditBook
As a personal information agency, Creditbook puts technology at the core of his business to help micro lenders minimize risks. We provide tools such as a real time database of non registered canadian loans and an efficient loan software. With our database you can target the good customers but mostly the frauders.
Treefort Technologies
The treefort project was started in 2017 by Jay Krushell, who was a lawyer in Edmonton doing commercial lending work. Every now and then Jay would encounter a situation where his clients were unavailable to meet in person because they were travelling or busy with their business. This would often result in their transaction being delayed, costs being increased and/or the client being materially inconvenienced when they were forced to attend a meeting in Jay’s office at a time that did not work well for them – all of which made his clients very grumpy! To solve this problem, Jay and his wife Kim assembled a team of amazing people and after Treefort Technologies Incorporated (“TTI”) was incorporated in January, 2020, the treefort team got to work creating a digital ID verification tool that would allow users to verify the identity of the individual they are dealing with virtually in accordance with the FINTRAC Regulations and the Model Client ID Rules adopted by Law Societies across Canada. The ID verification tool was launched in September, 2020 and in July, 2021 Stewart Title Guaranty Company purchased a 51% interest in TTI. Since then the TTI team has grown and work on the treefort platform has continued to the point where it is now the gold standard in digital ID technology in Canada.
Shufti Pro
Shufti Pro is an identity verification service provider offering AI-powered KYC, KYB, KYI and AML solutions to help global banks onboard, manage and ensure only qualified and legitimate customers are engaged. The company was founded in 2017 and has offices in the US. With its fully automated, global and highly configurable solution that can be installed in the cloud or onprem, Shufti pro has improved the digital onboarding services of banks across the World. It has launched 17 IDV solutions since its inception. With the ability to verify 1000’s of ID documents in 150+ languages, Shufti Pro is serving banks and financial services organizations in 230+ countries and territories.
Syngrafii
Syngrafii’s iinked Sign™ and Video Signing Room™ (VSR) technologies are widely deployed by lenders, law firms and title transfer firms in Canada. Unlike other platforms that utilize multiple-use image and typed proxy signatures, Syngrafii is the only platform engineered to ensure identity, compliance and non-repudiation. All Syngrafii e-signatures are authentic, biometrically secured one-time use e-signatures that meet or exceed legal, governance and compliance standards across numerous jurisdictions worldwide.
SecureKey
SecureKey is a leading identity and authentication provider that simplifies consumer access to online services and applications. SecureKey’s next generation privacy-enhancing services enable consumers to conveniently and privately assert identity information using trusted providers, such as banks, telcos and governments.
Multiverse Computing
Multiverse Computing is a world-leading quantum and AI software company. We develop solutions to tackle industry-critical problems today. Our key focus areas are finance, energy, and mitigating climate change. Our products’ users include Fortune 1000 companies, such as BASF, Credit-Agricole, and Leonardo.
Dye & Durham
Dye & Durham Limited provides premiere legal practice management solutions, delivers vital data insights to support critical corporate transactions and enables the essential payments infrastructure trusted by government and financial institutions. The company has operations in Canada, the United Kingdom, Ireland, Australia and South Africa.
Integris Law
Our modern and nimble real estate law firm is dedicated to providing legal services to our clients across Ontario. Focusing on innovation and efficiency, we leverage the latest technology and tools to ensure our clients receive the highest level of service possible. Our team of experienced real estate lawyers and legal professionals are committed to delivering tailored solutions that meet each client's unique needs. Whether you're a buyer, seller, investor, or real estate professional, our firm is dedicated to helping you navigate the complex legal landscape of the real estate industry. With a passion for excellence and a commitment to client satisfaction, we're the real estate law firm you can count on in Ontario.
Gowling WLG
As a global, sector-focused law firm, Gowling WLG can help you navigate the complexities of establishing and conducting business in Canada. With expertise that covers a wide range of services and sectors, our team understands the distinct challenges you face – and is uniquely positioned to help you succeed.
Chapter Law
As legal recovery professionals, it is our duty to increase recoveries through unique methods that not only allow us to generate revenue, but also encourage positive feedback and reduce complaints. We take a progressive approach to debt recoveries by leveraging automation and data to uncover client needs, understand client circumstances, and offer strategic solutions. At Chapter Law, we view data as a source of truth. Our methods in leveraging data assets not only allows us to create strategic initiatives to increase recoveries, it allows us to make more intelligent decisions for our clients. Aggregating and utilizing data allows us to dedicate the appropriate resources for effective portfolio management and offer strategic solutions. We measure our success not only through our ability to collect debt, but also the service we provide to our clients. Exceptional service can only be provided if we deliver on our promises to you. We do not see ourselves as vendors, we are partners committed to helping you achieve your goals by keeping an open dialogue on expectations, progress, enhancements, and the end result.
Axess Law
At Axess Law, our number one priority is WOW customer service. With locations across Ontario, and a team of over 75 people, Axess Law has been providing real estate legal services to lenders, mortgage brokers, and homeowners for over 10 years. We have a growing percentage of Canadians who are struggling to access the simple real estate legal services that they need. Non-transparent pricing, inconvenient working hours, and inaccessible location led us to create Axess Law. To address these common pain points, we offer 24/7 access to our real estate legal services across Ontario, a price match and price guarantee, virtual and mobile signing, and a web-based portal available to our clients and partners to track key milestones.
Founders LLP
Founders LLP is a Toronto-based boutique corporate and transactional law firm formed by experienced Bay Street lawyers. We are uniquely positioned to offer top quality legal services in a flexible and efficient manner. We have significant experience acting for borrowers and lenders on a wide variety of debt financing transactions. We also regularly act for Fintechs and public and private companies on a variety of other matters and transactions, including M&A, go-public transactions, equity financings and general day-to-day commercial agreements.
Norton Rose Fulbright
Norton Rose Fulbright is a global law firm that provides the world's preeminent corporations and financial institutions with a full business law service. Norton Rose Fulbright has more than 4000 lawyers and other legal staff based in more than 50 cities across Europe, the United States, Canada, Latin America, Asia, Australia, the Middle East and Africa. Recognized for their industry focus, they are strong across all the key industry sectors: financial institutions; energy; infrastructure, mining and commodities; transport; technology and innovation; and life sciences and healthcare.
The Law Office of Gerald Matlofsky
Gerald Matlofsky has been practising law since 1991. He specialises in creditor and debtor work, lending and borrowing, secured and unsecured transactions and practicing litigation on commercial and corporate matters in the Ontario Courts, with a focus on Civil Fraud, plaintiff side.
Cassels
Cassels offers one of the largest business law practices in Canada, advising clients from start-ups to multi-national organizations – across the street and around the world – and we are consistently cited as market leaders by such authorities as Chambers, Lexpert, and Best Lawyers.
Ceba.ca
CEBA.ca is firmly committed to bolstering the strength and resilience of Canadian small and medium-sized businesses (SMBs). We offer comprehensive and user-friendly information, tools, and resources that detail the intricacies of the Canada Emergency Business Account (CEBA) loan program. Whether you're exploring refinancing options for your CEBA loan, seeking in-depth insights about the CEBA initiative, or requiring effective tools to analyze and compare refinancing alternatives, we encourage you to visit ceba.ca. Our overarching aim is to equip every business owner with the knowledge they need to make optimal decisions that drive their business toward success. In the complex world of finance, we're here to simplify your journey.
Hardbacon
Hardbacon is a fintech start-up whose mission is to help Canadians make better financial decisions. The company's mobile app connects to its users' bank and investment accounts to help them plan, budget and invest. The Montreal-based company is also helping Canadians better choose their financial products through its mobile app and website, where Canadians can compare different financial products such as mortgages, credit cards and loans.
Dabadu
Dabadu is dedicated to building a true digital end-to-end experience for customers, dealers and lenders. It gives dealerships an edge over their competitors by offering an all-in-one platform that can outperform 15+ of the most widely used applications in the market. This includes, but is not limited to lead nurturing, inventory management, all-encompassing communications, and real-time lender connectivity!
Cubeler
A business ecosystem dedicated to helping SMEs reach their full potential Developed by a group of tech entrepreneurs and financial experts, Cubeler gives SMEs easy access to multiple sources of funding, the ability to advertise and promote their products and services, the ability to network with one another, and access to a variety of exclusive market intelligence reports. Best of all, Cubeler offers these services, essential to the success of any SME businesses, absolutely free of charge. As Lenders or Financial institutions in Canada, you can also join the Cubeler Hub Ecosystem, and become a selected Business Partner. Pre-register as soon as available and discover what Cubeler can offer to your business and to reach SME’s across Canada.
Perch
Perch is on a mission to help Canadians make better real estate decisions, by transforming their financial data into actionable insights. Our analytics-driven digital platform allows users to get affordable mortgages in record time. Users have the ability to self-serve while being supported with a dedicated advisor. Pre-approvals are completed in as little as 20 minutes, and mortgage approvals in less than 48 hours. Perch has previously been featured in the Toronto Star, Financial Post, BetaKit, and TechTO, among others.
taq Automotive Intelligence
taq Automotive Intelligence (formerly SCI MarketView) specialize in technology and customizable solutions to enhance every digital touchpoint of the customer buying experience. As experts in automotive retail, digital marketing, leads management, and CRM, taq Automotive Intelligence provides a smarter way to sell vehicles. Committed, uncommon and relentless, taq bridges the gap from online to in-person, helping its partners gain a competitive edge in automotive sales. By building what’s needed to improve the industry and customer experience, taq Automotive Intelligence is turning automotive sales upside down.
knnct
ANY MORTGAGE, ANYTIME, ANYWHERE”. knnct’s two-way marketplace platform removes friction from the lending process making mortgage lending faster, easier and more convenient. knnct intelligently matches and connects mortgage deals posted by mortgage brokers & agents with each lender looking for that specific type of deal. knnct not only provides lenders with deal flow but knnct ensures that it’s deal flow that specifically matches each lender’s lending criteria. And without having to work any harder, knnct enables brokers to post a deal once and to have knnct submit that deal to multiple lenders simultaneously. knnct connects brokers and lenders.
Aviio
Aviio connects Canadians with the industry’s most reputable lenders. By unlocking complex financial data and streamlining the application process in a way that’s straightforward and easy to navigate, our members can access the support they need to achieve their goals and gain control over their financial future.
Loan Connect
LoanConnect is a search engine that enables consumers to go online and search for loans from various Canadian lending institutions. LoanConnect’s safe and secure system puts the consumer first; their technology enables consumers to search multiple lenders, with one application, to find the best options for them.
Raymond James
The Raymond James Specialty Finance Investment Banking practice is actively advising companies with mergers and acquisitions and raising equity and debt capital for both public and private companies, with a focus on cross-border opportunities. RJ has 8,327 financial/investment advisors in Canada, the United States, and overseas, collectively managing US$1.09 trillion in client assets. RJ serve […]
Percent
Percent is a global leader in financial infrastructure solutions. Founded in 2018, the company leverages proprietary technologies, integrations, and data to bring first-of-its-kind transparency and efficiency to lenders and credit transactions. Percent's innovative ecosystem enables lenders of any size to raise the most flexible debt capital at a low cost through dynamic market pricing and standardized terms. To date, its platforms have powered more than $925 million in transaction volume in a multi-trillion-dollar lending market.
Information Venture Partners
Information Venture Partners is a Toronto-based team of experienced venture capital investors focused on backing North American B2B technology companies innovating financial services. Current investments include Arteria AI, BigID, Cinchy, Coconut Software, Empyrean Solutions, Flybits, Influitive, Jirav, LendingFront, Lydia AI, Procurify, Q4, Sensibill, Strike Graph and ThoughtExchange. For more information, please visit www.informationvp.com.
Perch
Perch is on a mission to help Canadians make better real estate decisions, by transforming their financial data into actionable insights. Our analytics-driven digital platform allows users to get affordable mortgages in record time. Users have the ability to self-serve while being supported with a dedicated advisor. Pre-approvals are completed in as little as 20 minutes, and mortgage approvals in less than 48 hours. Perch has previously been featured in the Toronto Star, Financial Post, BetaKit, and TechTO, among others.
All Ships
All Ships Investors works with Private Lenders to expand their financing options. Our partner platform has financed over $500mm for Consumer Lenders, Small Business Lenders, Motorcycle Lenders and even Cryptocurrency Lenders. Over half of our volume has been done with Merchant Cash Advance Lenders who have used our platform to fund their growth. If you’d like to grow your origination volume, All Ships Investors can provide CAD250k to CAD20mm of financing per month for programmatic origination with 6 to 24 month terms.
FIS
FIS is a Fortune 250 technology company with more than 60,000 employees serving financial institutions around the globe. Our Asset Finance team is made up of 650 fintech professionals partnering exclusively with the world’s leading auto and equipment lenders. With a true end-to-end platform complemented by AI driven insights, FIS Asset Finance automates every step of the lending journey. No constraints. Seamless upgrades. The industry’s most advanced AI. FIS is the future of auto and equipment finance.
Merchant Opportunities Fund
Merchant Opportunities Fund provides investors with what we see as the best opportunity for investment in the private and public markets: returns typically only accessible to institutional or accredited investors through private investments, coupled with greater liquidity options through flexible redemption rights. Merchant Opportunities Fund invests in short-term, small to mid-sized business credit and consumer loans originated by successful specialty finance companies with proven and established portfolios.
Kilgour Williams
Kilgour Williams Capital is an investment management firm specializing in alternative credit. We are the only fund managers in Canada dedicated to actively investing in the US small credit market. We launched the KIWI Private Credit Fund in 2017 to provide Canadian investors access to this high yielding, uncorrelated and diversified market. Kiwi Private Credit Fund has been profitable every month since its inception.
SLC Management
SLC Management is the brand name for the institutional asset management business of Sun Life Financial Inc. SLC Management has one of the largest private fixed income teams in North America, with 55 investment professionals averaging 17 years of experience. The private fixed income portfolio includes investments in project, corporate and mid-market finance, private real estate finance, and private securitization finance.
Temenos
Temenos (SIX: TEMN) is the world’s leading open platform for composable banking, creating opportunities for over 1.2 billion people around the world including Canada every day. We serve 3000 banks from the largest to challengers and community banks in 150+ countries by helping them build new banking services and state-of-the-art customer experiences. The Temenos open platform helps our top-performing clients achieve return on equity three times the industry average and cost-to-income ratios half the industry average.
QuickFi
QuickFi® is a digital, B2B embedded lending and leasing platform serving banks and original equipment manufacturers (OEMs) to provide private-labeled business equipment financing at the point of sale. The self-service, 100% digital QuickFi platform costs one-third the cost of operating the legacy equipment finance business model while providing a nearly instant borrower self-service experience. QuickFi reduces costs, shortens equipment sale cycle times, and improves borrower satisfaction with transparent financing and 24/7 support.
Perch
Perch is on a mission to help Canadians make better real estate decisions, by transforming their financial data into actionable insights. Our analytics-driven digital platform allows users to get affordable mortgages in record time. Users have the ability to self-serve while being supported with a dedicated advisor. Pre-approvals are completed in as little as 20 minutes, and mortgage approvals in less than 48 hours. Perch has previously been featured in the Toronto Star, Financial Post, BetaKit, and TechTO, among others.
NETSOL Technologies, Inc.
NETSOL is a leading global financial technology provider to the automotive and equipment finance industries. The company’s premier origination and servicing platform, NFS Ascent is an adaptive and proven system empowering banks, captive finance companies and independents to automate and streamline credit processes, effectively manage risk, and deliver differentiated customer experiences. With a presence in eight strategically located cities worldwide, NETSOL has been proudly serving the world’s top financial services companies for over four decades.
Fern Software
Fern Software is a banking technology company with four decades of experience delivering large and small projects across the global financial services industry. Our solutions include core banking systems, digital onboarding, loan origination, loan management, deposit management, digital transaction management with e-signatures, an AI-powered credit decision engine, mobile apps and web portals. Around 100 community lending offices and Aboriginal Financial Institutions currently use our loan management system to offer lending and business counselling services to their clients across Canada. Through our global offices in the UK, Canada, India, and Singapore, our systems have evolved to support over 300 financial institutions, processing transactions for over 2 million clients across 35 countries.
FIS
FIS is a Fortune 250 technology company with more than 60,000 employees serving financial institutions around the globe. Our Asset Finance team is made up of 650 fintech professionals partnering exclusively with the world’s leading auto and equipment lenders. With a true end-to-end platform complemented by AI driven insights, FIS Asset Finance automates every step of the lending journey. No constraints. Seamless upgrades. The industry’s most advanced AI. FIS is the future of auto and equipment finance.
Mortgage Automator
Mortgage Automator is the most advanced end-to-end loan origination and servicing software for private lenders. Perfect for residential, commercial, and construction lending, in seconds, it auto-generates custom documents, compliance reports, PAD payments, and more. With customizable templates, products, and user training and support, focus your team on growth and let Mortgage Automator handle the rest.
WiiBid
WiiBid is an online marketplace that empowers borrowers to apply, shop for, and obtain mortgages with a single, simple, and secure online application, in under 10 minutes. Its unique auction system fosters competition between over 30 lenders, creating more choices for borrowers and enabling them to get the best rates. The platform maintains privacy and security of all parties until a lender and bid is chosen.
NETSOL Technologies, Inc.
NETSOL is a leading global financial technology provider to the automotive and equipment finance industries. The company’s premier origination and servicing platform, NFS Ascent is an adaptive and proven system empowering banks, captive finance companies and independents to automate and streamline credit processes, effectively manage risk, and deliver differentiated customer experiences. With a presence in eight strategically located cities worldwide, NETSOL has been proudly serving the world’s top financial services companies for over four decades.
Fern Software
Fern Software is a banking technology company with four decades of experience delivering large and small projects across the global financial services industry. Our solutions include core banking systems, digital onboarding, loan origination, loan management, deposit management, digital transaction management with e-signatures, an AI-powered credit decision engine, mobile apps and web portals. Around 100 community lending offices and Aboriginal Financial Institutions currently use our loan management system to offer lending and business counselling services to their clients across Canada. Through our global offices in the UK, Canada, India, and Singapore, our systems have evolved to support over 300 financial institutions, processing transactions for over 2 million clients across 35 countries.
Mortgage Automator
Mortgage Automator is the most advanced end-to-end loan origination and servicing software for private lenders. Perfect for residential, commercial, and construction lending, in seconds, it auto-generates custom documents, compliance reports, PAD payments, and more. With customizable templates, products, and user training and support, focus your team on growth and let Mortgage Automator handle the rest.
Visa
Visa Debit and Direct payment solutions can help businesses move money to billions of endpoints worldwide via card and account rails. With fast or real-time payment capabilities you can help move money when it’s needed most. That means merchants can access cash flow daily, consumers can receive payouts to bank accounts via the cards they know and trust, and families can receive money from loved ones on the other side of the world. The businesses helping make these products and services possible can build a stronger relationship with their customers. It’s time for business as usual to get an upgrade.
Sika
From customer acquisition to payment and settlement, Sika® leverages blockchain and modern technologies to re-engineer moving payments around the world. Global merchants can focus on their core business while Sika takes care of customer onboarding, localizing global payments, and finding the most cost-effective settlement routes, enabling our clients to increase their global reach.
Kaptial Solutions
Kapital Solutions is an established Canadian Fintech company specializing in online payments and verification solutions. We offer sophisticated and tailored financial software applications built for online lenders. We provide secure and reliable business payment solutions across Canada and the United States. Our payment capabilities include Interac, Visa Direct, EFT/ACH, and Card Merchant Accounts through our partner banks. Designed to accelerate business growth, our ecosystem offers a proprietary gateway with payment waterfall capabilities, data unification, and fraud prevention tools. A smart and fast way to manage all your payment processes. An all-in-one solution to increase your profit and stabilize cash flow.
Clik2pay
Clik2pay is a unique online payments service that facilitates bill, invoice and online payments directly and securely from customer bank accounts. Payments are requested easily by text message, e-mail, checkout button or QR code and are processed at a fraction of the cost of other payment types. Clik2pay leverages multiple layers of bank-grade security and the highest standards for risk management by using one of the most secure money transfer services globally. Clik2pay is first in Canada to deliver real-time payments to businesses directly from customer bank accounts. The company’s focus is to be the best way for Canadian consumers to pay, and for Canadian retailers to be paid. Clik2pay is led by a team with deep business and technology expertise in payments, retail, and digital banking. Clik2pay features for larger businesses include easy-to-use APIs, end-to-end payment tracking, real-time notifications, status updates and a complete settlement file.
Payroc
Payroc is a people-first global payment processing company. Its payment solutions allow their customers to accept credit cards using mobile, e-commerce, point-of-sale, or telephone/mail order. With products such as RewardPay, CashRewards, Point-of-Sale, and eCommerce, Payroc ensures their customers get smart and seamless custom business solutions.
FIS
FIS is a Fortune 250 technology company with more than 60,000 employees serving financial institutions around the globe. Our Asset Finance team is made up of 650 fintech professionals partnering exclusively with the world’s leading auto and equipment lenders. With a true end-to-end platform complemented by AI driven insights, FIS Asset Finance automates every step of the lending journey. No constraints. Seamless upgrades. The industry’s most advanced AI. FIS is the future of auto and equipment finance.
REPAY
With REPAY’s integrated payment processing technology, lenders can accept payments and fund loans in real-time. REPAY’s proprietary platform enables lenders to accept credit and debit card and EFT/ACH payments anytime, anywhere via consumer-facing payment portals, including online web portals, text pay, IVR/phone pay, and mobile apps. With REPAY Instant Funding, lenders can immediately push funds […]
VoPay
VoPay empowers lenders to offer efficient and cost effective real-time funding options while dramatically reducing NSFs and returns during payment withdrawals through next generation EFT. VoPay’s payment services can be used out of the box with no development resources or can be fully integrated into existing workflows using their developer friendly API.
WiiBid
WiiBid is an online marketplace that empowers borrowers to apply, shop for, and obtain mortgages with a single, simple, and secure online application, in under 10 minutes. Its unique auction system fosters competition between over 30 lenders, creating more choices for borrowers and enabling them to get the best rates. The platform maintains privacy and security of all parties until a lender and bid is chosen.
AAREA
AAREA provides outsourced loan administration to private lenders, syndicates and private credit funds in Canada. Our comprehensive loan servicing platform includes: customer service for borrowers, payment processing, borrower and lender reporting, default management, payoffs, loan modifications, regulatory compliance and reporting.
Mazars
Mazars is an internationally integrated partnership, specializing in audit, tax and advisory services. Operating in over 95 countries and territories around the world, we draw on the expertise of more than 47,000 professionals – 30,000+ in Mazars’ integrated partnership and 17,000+ via the Mazars North America Alliance. Operating as a united partnership, Mazars works as one integrated team, leveraging expertise, scale and cultural understanding to deliver exceptional and tailored services. Mazars in Canada is a team of 9 partners and around 200 professionals delivering exceptional and tailored services in audit & assurance, sustainability, accounting & outsourcing, tax and financial advisory services. Our experts are dedicated to helping organizations of all sizes at every stage in their development and to operate with confidence. Our approach of empowered expertise, seamless integration, balanced perspective and social conscience makes us uniquely placed to deliver experiences that are right for our clients.
Payson Solutions
Payson Solutions is a boutique consultancy that specializes in credit risk and lending strategies. Payson has helped dozens of companies across the globe transform their business, with a diverse client base that includes top-tier banks, credit unions, fintechs at both start-up and growth stage, collection agencies, credit bureaus, and alternative lenders. Payson provides strategic, data-driven solutions that include: Credit Risk and Lending Strategies, Embedded Finance Solutions, Customer Acquisition Strategies, Data Science & Modeling, among many other services.
EY
Ernst & Young Global Limited, trade name EY, is a British multinational professional services partnership headquartered in London, England. EY is one of the largest professional services networks in the world. Along with Deloitte, KPMG and PwC, it is considered one of the Big Four accounting firms.
Synpulse
Synpulse is a global professional services company and a valued partner of leading players in the financial services and related industries. We optimise the proximity to our clients and deep domain expertise to create sustainable value using technology as a business driver. Leveraging our strong network of over 100 ecosystem partners, we accompany our clients throughout their transformation journey – from strategy and development to implementation and management. With our tech powerhouse, Synpulse8, we collaborate with our clients to co-create digital experiences with innovative technologies and proprietary methods. Synpulse is powered by the passion and commitment of its more than 1200 employees from 21 offices who come from over 30 countries.
Dye & Durham
Dye & Durham Limited provides premiere legal practice management solutions, delivers vital data insights to support critical corporate transactions and enables the essential payments infrastructure trusted by government and financial institutions. The company has operations in Canada, the United Kingdom, Ireland, Australia and South Africa.
Spartan Services Inc.
Spartan Services Inc. was established in 2003 in response to a growing demand for transparency and accountability in the finance industry. Spartan provides portfolio servicing, tracking, reporting, and audit and compliance management services to funders and originators of securitization transactions. As a SOC2 certified company, Spartan also conducts special audit and compliance assignments for syndicated bank facilities and acts as Standby Servicer for several regulated Canadian Financial Institutions, including insurance companies, banks, and credit unions.
Ceba.ca
CEBA.ca is firmly committed to bolstering the strength and resilience of Canadian small and medium-sized businesses (SMBs). We offer comprehensive and user-friendly information, tools, and resources that detail the intricacies of the Canada Emergency Business Account (CEBA) loan program. Whether you're exploring refinancing options for your CEBA loan, seeking in-depth insights about the CEBA initiative, or requiring effective tools to analyze and compare refinancing alternatives, we encourage you to visit ceba.ca. Our overarching aim is to equip every business owner with the knowledge they need to make optimal decisions that drive their business toward success. In the complex world of finance, we're here to simplify your journey.
Retail Credit Advisors
Retail Credit Advisors (RCA) is an experienced Retail Credit and Payments Industry advisor, delivering omnichannel payment solutions and customer analytics to retailers and credit issuers via Analytics as a Service. They have extensive global experience advising CEO’s and Leadership Teams on various payment products within several retail verticals. RCA evaluates all touchpoints within credit programs to help clients […]
Mazars
Mazars is an internationally integrated partnership, specializing in audit, tax and advisory services. Operating in over 95 countries and territories around the world, we draw on the expertise of more than 47,000 professionals – 30,000+ in Mazars’ integrated partnership and 17,000+ via the Mazars North America Alliance. Operating as a united partnership, Mazars works as one integrated team, leveraging expertise, scale and cultural understanding to deliver exceptional and tailored services. Mazars in Canada is a team of 9 partners and around 200 professionals delivering exceptional and tailored services in audit & assurance, sustainability, accounting & outsourcing, tax and financial advisory services. Our experts are dedicated to helping organizations of all sizes at every stage in their development and to operate with confidence. Our approach of empowered expertise, seamless integration, balanced perspective and social conscience makes us uniquely placed to deliver experiences that are right for our clients.
EY
Ernst & Young Global Limited, trade name EY, is a British multinational professional services partnership headquartered in London, England. EY is one of the largest professional services networks in the world. Along with Deloitte, KPMG and PwC, it is considered one of the Big Four accounting firms.
Multiverse Computing
Multiverse Computing is a world-leading quantum and AI software company. We develop solutions to tackle industry-critical problems today. Our key focus areas are finance, energy, and mitigating climate change. Our products’ users include Fortune 1000 companies, such as BASF, Credit-Agricole, and Leonardo.
Carbonhound
Carbonhound is a fast-growing, turnkey platform that reduces the technical and fiscal barriers for small and medium sized businesses to take climate action. Carbonhound has helped more than 75 organizations reduce and measure their environmental impact without hiring climate experts or paying steep consulting fees. Together, backed by the latest international standards, Carbonhound and its clients are taking decisive action against climate change.
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