Approved Vendors
Best in class vendors for Canadian lenders

Finder
Finder is a global financial comparison website dedicated to helping Canadians save, invest, and grow their wealth. Every month more than 500,000 unique visitors turn to Finder to compare virtually everything from; investing, credit cards, banking, mortgages, money transfers, personal loans, insurance, cryptocurrency, shopping and travel.

Carfax Canada
CARFAX Canada empowers millions of Canadians with insights to make better decisions about vehicles. They provide integrated vehicle history and valuation data solutions that drive better decision making and improved business results for their customers. CARFAX Canada has recently brought several lender-specific solutions to Canada, based on proven results that their counterparts at CARFAX U.S. have seen with some of the largest lenders in the United States.

Dabadu
Dabadu is dedicated to building a true digital end-to-end experience for customers, dealers and lenders. It gives dealerships an edge over their competitors by offering an all-in-one platform that can outperform 15+ of the most widely used applications in the market. This includes, but is not limited to lead nurturing, inventory management, all-encompassing communications, and real-time lender connectivity!

Evolve Credit
Evolve Credit provides credit and BNPL infrastructure for lenders Globally. Their software makes it faster, easier, and cheaper for lenders of any size to launch, digitize, and scale any kind of lending business end-to-end. Their technology also enables businesses to offer Buy Now Pay Later, working capital, and flexible payment options to their customers.

Cubeler
A business ecosystem dedicated to helping SMEs reach their full potential Developed by a group of tech entrepreneurs and financial experts, Cubeler gives SMEs easy access to multiple sources of funding, the ability to advertise and promote their products and services, the ability to network with one another, and access to a variety of exclusive market intelligence reports. Best of all, Cubeler offers these services, essential to the success of any SME businesses, absolutely free of charge. As Lenders or Financial institutions in Canada, you can also join the Cubeler Hub Ecosystem, and become a selected Business Partner. Pre-register as soon as available and discover what Cubeler can offer to your business and to reach SME’s across Canada.

Retalon
Retalon analytics calculates in advance an anticipated effect of BNPL marketing activity in each category or location and can suggest the interest rate at which company would get the desired profit offering to Pay Later. Retalon empower retailers with state-of-the-art, data driven predictive analytics & AI solutions for planning, merchandising, inventory management and price optimization. Retalon's analytics platform is designed with a dynamic omnichannel retail environment. Our cloud-based solutions are built on one comprehensive platform that provides retailers with superior forecast accuracy, streamlined automation, and business intelligence support tools that deliver tangible results.

Information Venture Partners
Information Venture Partners is a Toronto-based team of experienced venture capital investors focused on backing North American B2B technology companies innovating financial services. Current investments include Arteria AI, BigID, Cinchy, Coconut Software, Empyrean Solutions, Flybits, Influitive, Jirav, LendingFront, Lydia AI, Procurify, Q4, Sensibill, Strike Graph and ThoughtExchange. For more information, please visit www.informationvp.com.

Curinos
Curinos is the leading provider of data, technologies and insights that enable financial institutions to make better, and more profitable, data-driven decisions faster. Born out of the combination of two familiar industry powerhouses, Novantas and Informa’s FBX business, Curinos brings to market a new level of industry expertise across deposits, lending and digital experience solutions and technologies globally.

Digital Commerce Bank
Digital Commerce Bank is a Schedule 1 Canadian Bank focused on technology and delivering robust and secure payment technologies. The Bank’s technology-driven platform provides innovative payment and banking solutions to its corporate clients, enabling businesses to offer their own financial and payment solutions. The Bank’s proprietary banking-as-a-service and payment solutions, as well as straightforward APIs, offer clients efficiency, flexibility, and convenience when it comes to integrating services directly to a business’ product. The Bank is a member of Payments Canada, and is a principle member of Interac, Visa and MasterCard.

Norton Rose Fulbright
Norton Rose Fulbright is a global law firm that provides the world's preeminent corporations and financial institutions with a full business law service. Norton Rose Fulbright has more than 4000 lawyers and other legal staff based in more than 50 cities across Europe, the United States, Canada, Latin America, Asia, Australia, the Middle East and Africa. Recognized for their industry focus, they are strong across all the key industry sectors: financial institutions; energy; infrastructure, mining and commodities; transport; technology and innovation; and life sciences and healthcare.

Clik2pay
Clik2pay is a unique online payments service that facilitates bill, invoice and online payments directly and securely from customer bank accounts. Payments are requested easily by text message, e-mail, checkout button or QR code and are processed at a fraction of the cost of other payment types. Clik2pay leverages multiple layers of bank-grade security and the highest standards for risk management by using one of the most secure money transfer services globally. Clik2pay is first in Canada to deliver real-time payments to businesses directly from customer bank accounts. The company’s focus is to be the best way for Canadian consumers to pay, and for Canadian retailers to be paid. Clik2pay is led by a team with deep business and technology expertise in payments, retail, and digital banking. Clik2pay features for larger businesses include easy-to-use APIs, end-to-end payment tracking, real-time notifications, status updates and a complete settlement file.

Arbor
Arbor's sustainability dashboard enables banks to provide their clients with a view into the environmental impacts associated with their equipment. This automated life-cycle reporting system works across all sectors of industry and is tailored to match an organization's unique sustainability needs. Arbor helps banks and financial institutions by providing tools to comply with existing and new legislation, report internally and externally on environmental impacts more effectively, and enable more robust green evaluation criteria in offsetting equipment use and benchmarking overall environmental performance.

FICO
FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. FICO’s groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries. The company provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations. Many of their products reach industry-wide adoption — such as the FICO® Score, the standard measure of consumer credit risk in the United States. FICO solutions leverage open-source standards and cloud computing to maximize flexibility, speed deployment and reduce costs. The company also helps millions of people manage their personal credit health.

SAVVYY
SAVVYY's mission is to build the next generation of Canadian mortgage lending infrastructure. Our cloud native underwriting platform enables the use of new data sources, real time decisioning, stakeholder collaboration, and task automation to deliver a vastly improved customer experience and increased lender efficiency.

Perch
Perch is on a mission to help Canadians make better real estate decisions, by transforming their financial data into actionable insights. Our analytics-driven digital platform allows users to get affordable mortgages in record time. Users have the ability to self-serve while being supported with a dedicated advisor. Pre-approvals are completed in as little as 20 minutes, and mortgage approvals in less than 48 hours. Perch has previously been featured in the Toronto Star, Financial Post, BetaKit, and TechTO, among others.

SnapNOA
SnapNOA is a tax document retrieval service that makes the daunting task of collecting income verification documents a SNAP! We work with financial representatives across Canada to provide a fast, secure and efficient service that can save weeks of time and energy chasing clients for all of the income documents required for the application process. Furthermore, we provide compliance and fraud protection by delivering these tax documents directly from the Canadian Revenue Agency. Save you and your clients the hassle of searching for tax documents and integrate snapNOA into your business today.

OneVest
OneVest is a financial technology company on a mission to reinvent wealth management. The company has built Canada’s first truly end-to-end wealth management platform. Through this omnichannel platform, consumers can get access to personalized portfolios, including diversification through broader asset classes, while large enterprises can expand their product capabilities to include wealth management via a simple API.

Bayne & Company
Established in 1987 Bayne and Company Ltd. offers a wide range of services and solutions all designed to assist your company achieve its strategic and inspired goals. Bayne and Company Ltd. works with both consumer and commercial lenders looking to become more efficient, automated, streamlined, with a better return on investment, in both existing and new revenue streams.

The Law Office of Gerald Matlofsky
Gerald Matlofsky has been practising law since 1991. He specialises in creditor and debtor work, lending and borrowing, secured and unsecured transactions and practicing litigation on commercial and corporate matters in the Ontario Courts, with a focus on Civil Fraud, plaintiff side.

credolab
Credolab provides a novel fintech solution that leverages previously untapped behavioural smartphone and web metadata to determine the likelihood of any individual to repay a loan or credit card. Credolab believes that traditional banking processes leave a lot of people out of the process. That’s why credolab is changing the way the world looks at credit. Their pioneering technology calculates credit scores based on people’s mobile and web behavioural data— so lenders can make decisions based on the way people live and work in the modern world. Making loans more accessible to more people benefits everyone.

Payroc
Payroc is a people-first global payment processing company. Its payment solutions allow their customers to accept credit cards using mobile, e-commerce, point-of-sale, or telephone/mail order. With products such as RewardPay, CashRewards, Point-of-Sale, and eCommerce, Payroc ensures their customers get smart and seamless custom business solutions.

Visa
Visa Debit and Direct payment solutions can help businesses move money to billions of endpoints worldwide via card and account rails. With fast or real-time payment capabilities you can help move money when it’s needed most. That means merchants can access cash flow daily, consumers can receive payouts to bank accounts via the cards they know and trust, and families can receive money from loved ones on the other side of the world. The businesses helping make these products and services possible can build a stronger relationship with their customers. It’s time for business as usual to get an upgrade.

revardo
Revardo is an innovation and tech company focused on building solutions for the collections industry that increase liquidation, improve efficiency and enhance the customer experience. Revardo’s LendEngine product is a system for our customers (i.e. collection agencies, legal firms) to manage and maximize lenders that provide collections resolution loans. Our collection industry partners are always looking for lending partners that value credit improving customers acquired through a process that is automated and efficient.

taq Automotive Intelligence
taq Automotive Intelligence (formerly SCI MarketView) specialize in technology and customizable solutions to enhance every digital touchpoint of the customer buying experience. As experts in automotive retail, digital marketing, leads management, and CRM, taq Automotive Intelligence provides a smarter way to sell vehicles. Committed, uncommon and relentless, taq bridges the gap from online to in-person, helping its partners gain a competitive edge in automotive sales. By building what’s needed to improve the industry and customer experience, taq Automotive Intelligence is turning automotive sales upside down.

Syngrafii
Syngrafii’s iinked Sign™ and Video Signing Room™ (VSR) technologies are widely deployed by lenders, law firms and title transfer firms in Canada. Unlike other platforms that utilize multiple-use image and typed proxy signatures, Syngrafii is the only platform engineered to ensure identity, compliance and non-repudiation. All Syngrafii e-signatures are authentic, biometrically secured one-time use e-signatures that meet or exceed legal, governance and compliance standards across numerous jurisdictions worldwide.

Raymond James
The Raymond James Specialty Finance Investment Banking practice is actively advising companies with mergers and acquisitions and raising equity and debt capital for both public and private companies, with a focus on cross-border opportunities. RJ has 8,327 financial/investment advisors in Canada, the United States, and overseas, collectively managing US$1.09 trillion in client assets. RJ serve […]

Lightico
Lightico's Digital Completion Cloud™ empowers businesses with no-code workflows to easily collect customer eSignatures, documents, and payments, and authenticate ID in real time — straight from the customer’s smartphone. By unifying the previously siloed steps of customer-facing processes, businesses enjoy faster and shorter lending and servicing cycles, boost NPS, and significantly improve their completion rates. Hundreds of enterprises, including Fortune 500 companies in highly regulated industries such as auto lending, banking and insurance, rely on Lightico to make their customer journeys more efficient and streamlined.

RSM Canada
RSM’s purpose is to deliver the power of being understood to our clients, colleagues and communities through world-class audit, tax and consulting services focused on middle market businesses. The clients we serve are the engine of global commerce and economic growth, and we are focused on developing leading professionals and services to meet their evolving needs in today’s ever-changing business environment. RSM Canada LLP provides public accounting services and is the Canadian member firm of RSM International, a global network of independent audit, tax and consulting firms with more than 48,000 people in 120 countries.

Railz
Railz is bridging the connection between future-thinking financial institutions and their business customers’ real-time accounting data by building the largest financial data network. Railz accomplishes this through an API that connects financial institutions to all major accounting software solutions, such as QuickBooks, Xero, and Sage. Our Accounting Data-as-a-Service™ solution offers financial institutions the ability to move fast through messy data - and make sense of it all. Get real-time accounting data, syncing, and analysis at your fingertips with Railz.

NETSOL Technologies, Inc.
NETSOL is a leading global financial technology provider to the automotive and equipment finance industries. The company’s premier origination and servicing platform, NFS Ascent is an adaptive and proven system empowering banks, captive finance companies and independents to automate and streamline credit processes, effectively manage risk, and deliver differentiated customer experiences. With a presence in eight strategically located cities worldwide, NETSOL has been proudly serving the world’s top financial services companies for over four decades.

Fern Software
Fern Software is a banking technology company with four decades of experience delivering large and small projects across the global financial services industry. Our solutions include core banking systems, digital onboarding, loan origination, loan management, deposit management, digital transaction management with e-signatures, an AI-powered credit decision engine, mobile apps and web portals. Around 100 community lending offices and Aboriginal Financial Institutions currently use our loan management system to offer lending and business counselling services to their clients across Canada. Through our global offices in the UK, Canada, India, and Singapore, our systems have evolved to support over 300 financial institutions, processing transactions for over 2 million clients across 35 countries.

Brane
Founded in 2017, Brane is a blockchain innovation company. Brane helps organizations understand and unlock the power of the blockchain and digital assets. Brane Vault, its digital asset custody service, is ISO 27001 certified – first in the world with cryptocurrency in scope, ISO 27017 certified, and NIST Tier 4 — the first company in Canada, in any industry, to receive such certification. Brane Vault offers advanced proprietary technology and processes with numerous provisional patents and is fully insured against theft and crime.

Vector ML Analytics
Vector ML is a financial analytics platform designed for small to midsize banks and lending institutions that uses AI and automation to replace countless Excel models used by CFOs and analysts daily. The platform produces results in seconds and combines treasury, credit risk, financial reporting, and capital market features.

ForwardAI
ForwardAI has been built on 40+ years of hands-on experience leveraging technology to solve problems within the accounting and small business industries. We’ve spent thousands of hours speaking with small business owners, one on one, about cash flow challenges they face running their day-to-day business.

Symend
Symend’s digital engagement platform uses behavioral science and data-driven insights to empower customers to resolve past due bills. Leveraging advanced analytics, Symend provides enterprise clients deep understanding into consumer behavior to engage millions of customers. Symend continuously optimizes these insights and empathetically nudges customers towards a desired action with personalized communications, self-serve tools and flexible repayment options.

Paays
Advanced financial technology for automotive commerce. Paays is a Canadian FinTech company creating better outcomes for today’s automotive dealers, lenders, OEMs and marketplaces. Fully-verified and pre-qualified leads delivered directly into the PreQ dashboard or CRM. Easy installation on dealer, OEM and marketplace websites, or email marketing campaigns. Validate customer identities using OCR, biometric, and other modern anti-fraud technologies. Significantly reduce or eliminate identity purchase fraud at the dealer. Enable customers to validate their income and employment using our easy-to-use web-based application. Never ask for a paper bank statement again!

All Ships
All Ships Investors works with Private Lenders to expand their financing options. Our partner platform has financed over $500mm for Consumer Lenders, Small Business Lenders, Motorcycle Lenders and even Cryptocurrency Lenders. Over half of our volume has been done with Merchant Cash Advance Lenders who have used our platform to fund their growth. If you’d like to grow your origination volume, All Ships Investors can provide CAD250k to CAD20mm of financing per month for programmatic origination with 6 to 24 month terms.

knnct
ANY MORTGAGE, ANYTIME, ANYWHERE”. knnct’s two-way marketplace platform removes friction from the lending process making mortgage lending faster, easier and more convenient. knnct intelligently matches and connects mortgage deals posted by mortgage brokers & agents with each lender looking for that specific type of deal. knnct not only provides lenders with deal flow but knnct ensures that it’s deal flow that specifically matches each lender’s lending criteria. And without having to work any harder, knnct enables brokers to post a deal once and to have knnct submit that deal to multiple lenders simultaneously. knnct connects brokers and lenders.

FIS
FIS is a Fortune 250 technology company with more than 60,000 employees serving financial institutions around the globe. Our Asset Finance team is made up of 650 fintech professionals partnering exclusively with the world’s leading auto and equipment lenders. With a true end-to-end platform complemented by AI driven insights, FIS Asset Finance automates every step of the lending journey. No constraints. Seamless upgrades. The industry’s most advanced AI. FIS is the future of auto and equipment finance.

Premium Services Group
Premium Services Group administers some of the industry’s most comprehensive and competitive credit insurance programs on behalf of leading Canadian Insurers. With its Head Office in London, Ontario, PSG operates across Canada, having agents in place from British Columbia to Newfoundland. The array of available insurance products includes: Life Insurance, Critical Illness Insurance, Disability Insurance […]

Merchant Opportunities Fund
Merchant Opportunities Fund provides investors with what we see as the best opportunity for investment in the private and public markets: returns typically only accessible to institutional or accredited investors through private investments, coupled with greater liquidity options through flexible redemption rights. Merchant Opportunities Fund invests in short-term, small to mid-sized business credit and consumer loans originated by successful specialty finance companies with proven and established portfolios.

TaxCash
TaxCash Pay It Forward Corp, In addition to a wide range of Tax and Tax Related services also Develops and provide LOS solutions. Our software engineers and financial specialists focus on the cutting edge of technology delivering dynamic AI / ML focused credit software solutions to lending companies, institutions and businesses all over Canada, including services such as Online Loan Application, Loan Origination System, Auto-Decisioning and Electronic Payment Systems (Pre-authorized payments/deposits).

Kilgour Williams
Kilgour Williams Capital is an investment management firm specializing in alternative credit. We are the only fund managers in Canada dedicated to actively investing in the US small credit market. We launched the KIWI Private Credit Fund in 2017 to provide Canadian investors access to this high yielding, uncorrelated and diversified market. Kiwi Private Credit Fund has been profitable every month since its inception.

SLC Management
SLC Management is the brand name for the institutional asset management business of Sun Life Financial Inc. SLC Management has one of the largest private fixed income teams in North America, with 55 investment professionals averaging 17 years of experience. The private fixed income portfolio includes investments in project, corporate and mid-market finance, private real estate finance, and private securitization finance.

Scry Analytics
Scry Analytics provides AI-based enterprise apps in SaaS (Software as a Service) mode for digitization, reconciliation and fraud detection. For example, its Collatio app digitizes pay-stubs, tax forms, mortgage contracts and many other documents and then reconciles the output data across documents so that it can be readily used for underwriting loans. Similarly, its Anomalia app detects potential fraud in various kinds of transactions and borrowers or employees conduct.

AAREA
AAREA provides outsourced loan administration to private lenders, syndicates and private credit funds in Canada. Our comprehensive loan servicing platform includes: customer service for borrowers, payment processing, borrower and lender reporting, default management, payoffs, loan modifications, regulatory compliance and reporting.

SecureKey
SecureKey is a leading identity and authentication provider that simplifies consumer access to online services and applications. SecureKey’s next generation privacy-enhancing services enable consumers to conveniently and privately assert identity information using trusted providers, such as banks, telcos and governments.

Mortgage Automator
Mortgage Automator is the most advanced end-to-end loan origination and servicing software for private lenders. Perfect for residential, commercial, and construction lending, in seconds, it auto-generates custom documents, compliance reports, PAD payments, and more. With customizable templates, products, and user training and support, focus your team on growth and let Mortgage Automator handle the rest.

Kasasa
Kasasa Loans® with Take-Backs™ drive 52% increase in total loan balances and stronger relationships. Top performing Kasasa Loan® clients saw more loans per borrower, more accounts, and more transactions…during a pandemic. The Kasasa Loan gives borrowers unprecedented control, flexibility, and transparency. It’s the only loan that lets you ask, “Don’t you wish all your debt worked this way?”

Aviio
Aviio connects Canadians with the industry’s most reputable lenders. By unlocking complex financial data and streamlining the application process in a way that’s straightforward and easy to navigate, our members can access the support they need to achieve their goals and gain control over their financial future.

Loan Connect
LoanConnect is a search engine that enables consumers to go online and search for loans from various Canadian lending institutions. LoanConnect’s safe and secure system puts the consumer first; their technology enables consumers to search multiple lenders, with one application, to find the best options for them.

TransUnion
As a global information and insights company, TransUnion provides an accurate and comprehensive picture of each person, and steward it with care. As a result, organizations can better understand consumers in order to make more informed decisions, and consumers can be confident their data identities will result in the opportunities they deserve.

CreditSnap
CreditSnap is a retail lending solution that helps small and large banks, credit unions, digital lenders and loan marketplaces deliver a modern loan application experience, pre-qualification, and intelligent cross-sell offers. Included back-office application makes accepting applications over the phone and in-branch a breeze, allowing lenders to become omni-channel. Since launching in January of 2019, CreditSnap […]

Boss Insights
Boss Insights offers banks their customers’ financial data… in minutes. Boss’ Single API provides easy & instant access to accounting, banking & commerce data of business clients on demand (i.e. Quickbooks, Stripe, Salesforce, etc). Boss Insights is proven & trusted by innovative financial institutions globally for 5x faster loan decisioning & servicing.

REPAY
With REPAY’s integrated payment processing technology, lenders can accept payments and fund loans in real-time. REPAY’s proprietary platform enables lenders to accept credit and debit card and EFT/ACH payments anytime, anywhere via consumer-facing payment portals, including online web portals, text pay, IVR/phone pay, and mobile apps. With REPAY Instant Funding, lenders can immediately push funds […]

Provenir
Provenir makes risk analytics faster and simpler for lenders. Our Provenir risk analytics and decisioning Platform is a powerful orchestration hub that can listen to any channel, integrate with any data service and operationalize any analytic model. We help clients process more applications with greater efficiency and increase sales conversions with instant, real-time risk decisioning.

CreditBook
As a personal information agency, Creditbook puts technology at the core of his business to help micro lenders minimize risks. We provide tools such as a real time database of non registered canadian loans and an efficient loan software. With our database you can target the good customers but mostly the frauders.

VoPay
VoPay empowers lenders to offer efficient and cost effective real-time funding options while dramatically reducing NSFs and returns during payment withdrawals through next generation EFT. VoPay’s payment services can be used out of the box with no development resources or can be fully integrated into existing workflows using their developer friendly API.

Lexop
Lexop helps lenders remove friction from collections by providing the most intuitive self-service payment experience to their past-due customers. Their SaaS solution offers the benefits of personalized outreach at scale while affording consumers the flexibility to choose the payment scheme that best fits their situation.

FundMore.ai
FundMore.ai is an automated underwriting system that uses machine learning to streamline the pre-funding process for loans. Our platform lets you leverage customizable automation, enhance the borrower experience through analytics, reduce risk using AI, and improve your cycle times for new accounts

Evolve Credit
Evolve Credit provides credit and BNPL infrastructure for lenders Globally. Their software makes it faster, easier, and cheaper for lenders of any size to launch, digitize, and scale any kind of lending business end-to-end. Their technology also enables businesses to offer Buy Now Pay Later, working capital, and flexible payment options to their customers.

Perch
Perch is on a mission to help Canadians make better real estate decisions, by transforming their financial data into actionable insights. Our analytics-driven digital platform allows users to get affordable mortgages in record time. Users have the ability to self-serve while being supported with a dedicated advisor. Pre-approvals are completed in as little as 20 minutes, and mortgage approvals in less than 48 hours. Perch has previously been featured in the Toronto Star, Financial Post, BetaKit, and TechTO, among others.

credolab
Credolab provides a novel fintech solution that leverages previously untapped behavioural smartphone and web metadata to determine the likelihood of any individual to repay a loan or credit card. Credolab believes that traditional banking processes leave a lot of people out of the process. That’s why credolab is changing the way the world looks at credit. Their pioneering technology calculates credit scores based on people’s mobile and web behavioural data— so lenders can make decisions based on the way people live and work in the modern world. Making loans more accessible to more people benefits everyone.

Paays
Advanced financial technology for automotive commerce. Paays is a Canadian FinTech company creating better outcomes for today’s automotive dealers, lenders, OEMs and marketplaces. Fully-verified and pre-qualified leads delivered directly into the PreQ dashboard or CRM. Easy installation on dealer, OEM and marketplace websites, or email marketing campaigns. Validate customer identities using OCR, biometric, and other modern anti-fraud technologies. Significantly reduce or eliminate identity purchase fraud at the dealer. Enable customers to validate their income and employment using our easy-to-use web-based application. Never ask for a paper bank statement again!

TransUnion
As a global information and insights company, TransUnion provides an accurate and comprehensive picture of each person, and steward it with care. As a result, organizations can better understand consumers in order to make more informed decisions, and consumers can be confident their data identities will result in the opportunities they deserve.

Provenir
Provenir makes risk analytics faster and simpler for lenders. Our Provenir risk analytics and decisioning Platform is a powerful orchestration hub that can listen to any channel, integrate with any data service and operationalize any analytic model. We help clients process more applications with greater efficiency and increase sales conversions with instant, real-time risk decisioning.

CreditBook
As a personal information agency, Creditbook puts technology at the core of his business to help micro lenders minimize risks. We provide tools such as a real time database of non registered canadian loans and an efficient loan software. With our database you can target the good customers but mostly the frauders.

FundMore.ai
FundMore.ai is an automated underwriting system that uses machine learning to streamline the pre-funding process for loans. Our platform lets you leverage customizable automation, enhance the borrower experience through analytics, reduce risk using AI, and improve your cycle times for new accounts

FIS
FIS is a Fortune 250 technology company with more than 60,000 employees serving financial institutions around the globe. Our Asset Finance team is made up of 650 fintech professionals partnering exclusively with the world’s leading auto and equipment lenders. With a true end-to-end platform complemented by AI driven insights, FIS Asset Finance automates every step of the lending journey. No constraints. Seamless upgrades. The industry’s most advanced AI. FIS is the future of auto and equipment finance.

Digital Commerce Bank
Digital Commerce Bank is a Schedule 1 Canadian Bank focused on technology and delivering robust and secure payment technologies. The Bank’s technology-driven platform provides innovative payment and banking solutions to its corporate clients, enabling businesses to offer their own financial and payment solutions. The Bank’s proprietary banking-as-a-service and payment solutions, as well as straightforward APIs, offer clients efficiency, flexibility, and convenience when it comes to integrating services directly to a business’ product. The Bank is a member of Payments Canada, and is a principle member of Interac, Visa and MasterCard.

Symend
Symend’s digital engagement platform uses behavioral science and data-driven insights to empower customers to resolve past due bills. Leveraging advanced analytics, Symend provides enterprise clients deep understanding into consumer behavior to engage millions of customers. Symend continuously optimizes these insights and empathetically nudges customers towards a desired action with personalized communications, self-serve tools and flexible repayment options.

REPAY
With REPAY’s integrated payment processing technology, lenders can accept payments and fund loans in real-time. REPAY’s proprietary platform enables lenders to accept credit and debit card and EFT/ACH payments anytime, anywhere via consumer-facing payment portals, including online web portals, text pay, IVR/phone pay, and mobile apps. With REPAY Instant Funding, lenders can immediately push funds […]

Lexop
Lexop helps lenders remove friction from collections by providing the most intuitive self-service payment experience to their past-due customers. Their SaaS solution offers the benefits of personalized outreach at scale while affording consumers the flexibility to choose the payment scheme that best fits their situation.

Information Venture Partners
Information Venture Partners is a Toronto-based team of experienced venture capital investors focused on backing North American B2B technology companies innovating financial services. Current investments include Arteria AI, BigID, Cinchy, Coconut Software, Empyrean Solutions, Flybits, Influitive, Jirav, LendingFront, Lydia AI, Procurify, Q4, Sensibill, Strike Graph and ThoughtExchange. For more information, please visit www.informationvp.com.

Raymond James
The Raymond James Specialty Finance Investment Banking practice is actively advising companies with mergers and acquisitions and raising equity and debt capital for both public and private companies, with a focus on cross-border opportunities. RJ has 8,327 financial/investment advisors in Canada, the United States, and overseas, collectively managing US$1.09 trillion in client assets. RJ serve […]

Premium Services Group
Premium Services Group administers some of the industry’s most comprehensive and competitive credit insurance programs on behalf of leading Canadian Insurers. With its Head Office in London, Ontario, PSG operates across Canada, having agents in place from British Columbia to Newfoundland. The array of available insurance products includes: Life Insurance, Critical Illness Insurance, Disability Insurance […]

Brane
Founded in 2017, Brane is a blockchain innovation company. Brane helps organizations understand and unlock the power of the blockchain and digital assets. Brane Vault, its digital asset custody service, is ISO 27001 certified – first in the world with cryptocurrency in scope, ISO 27017 certified, and NIST Tier 4 — the first company in Canada, in any industry, to receive such certification. Brane Vault offers advanced proprietary technology and processes with numerous provisional patents and is fully insured against theft and crime.

Finder
Finder is a global financial comparison website dedicated to helping Canadians save, invest, and grow their wealth. Every month more than 500,000 unique visitors turn to Finder to compare virtually everything from; investing, credit cards, banking, mortgages, money transfers, personal loans, insurance, cryptocurrency, shopping and travel.

Retalon
Retalon analytics calculates in advance an anticipated effect of BNPL marketing activity in each category or location and can suggest the interest rate at which company would get the desired profit offering to Pay Later. Retalon empower retailers with state-of-the-art, data driven predictive analytics & AI solutions for planning, merchandising, inventory management and price optimization. Retalon's analytics platform is designed with a dynamic omnichannel retail environment. Our cloud-based solutions are built on one comprehensive platform that provides retailers with superior forecast accuracy, streamlined automation, and business intelligence support tools that deliver tangible results.

Curinos
Curinos is the leading provider of data, technologies and insights that enable financial institutions to make better, and more profitable, data-driven decisions faster. Born out of the combination of two familiar industry powerhouses, Novantas and Informa’s FBX business, Curinos brings to market a new level of industry expertise across deposits, lending and digital experience solutions and technologies globally.

Railz
Railz is bridging the connection between future-thinking financial institutions and their business customers’ real-time accounting data by building the largest financial data network. Railz accomplishes this through an API that connects financial institutions to all major accounting software solutions, such as QuickBooks, Xero, and Sage. Our Accounting Data-as-a-Service™ solution offers financial institutions the ability to move fast through messy data - and make sense of it all. Get real-time accounting data, syncing, and analysis at your fingertips with Railz.

ForwardAI
ForwardAI has been built on 40+ years of hands-on experience leveraging technology to solve problems within the accounting and small business industries. We’ve spent thousands of hours speaking with small business owners, one on one, about cash flow challenges they face running their day-to-day business.

Boss Insights
Boss Insights offers banks their customers’ financial data… in minutes. Boss’ Single API provides easy & instant access to accounting, banking & commerce data of business clients on demand (i.e. Quickbooks, Stripe, Salesforce, etc). Boss Insights is proven & trusted by innovative financial institutions globally for 5x faster loan decisioning & servicing.

Bayne & Company
Established in 1987 Bayne and Company Ltd. offers a wide range of services and solutions all designed to assist your company achieve its strategic and inspired goals. Bayne and Company Ltd. works with both consumer and commercial lenders looking to become more efficient, automated, streamlined, with a better return on investment, in both existing and new revenue streams.

SnapNOA
SnapNOA is a tax document retrieval service that makes the daunting task of collecting income verification documents a SNAP! We work with financial representatives across Canada to provide a fast, secure and efficient service that can save weeks of time and energy chasing clients for all of the income documents required for the application process. Furthermore, we provide compliance and fraud protection by delivering these tax documents directly from the Canadian Revenue Agency. Save you and your clients the hassle of searching for tax documents and integrate snapNOA into your business today.

Lightico
Lightico's Digital Completion Cloud™ empowers businesses with no-code workflows to easily collect customer eSignatures, documents, and payments, and authenticate ID in real time — straight from the customer’s smartphone. By unifying the previously siloed steps of customer-facing processes, businesses enjoy faster and shorter lending and servicing cycles, boost NPS, and significantly improve their completion rates. Hundreds of enterprises, including Fortune 500 companies in highly regulated industries such as auto lending, banking and insurance, rely on Lightico to make their customer journeys more efficient and streamlined.

Vector ML Analytics
Vector ML is a financial analytics platform designed for small to midsize banks and lending institutions that uses AI and automation to replace countless Excel models used by CFOs and analysts daily. The platform produces results in seconds and combines treasury, credit risk, financial reporting, and capital market features.

TransUnion
As a global information and insights company, TransUnion provides an accurate and comprehensive picture of each person, and steward it with care. As a result, organizations can better understand consumers in order to make more informed decisions, and consumers can be confident their data identities will result in the opportunities they deserve.

CreditBook
As a personal information agency, Creditbook puts technology at the core of his business to help micro lenders minimize risks. We provide tools such as a real time database of non registered canadian loans and an efficient loan software. With our database you can target the good customers but mostly the frauders.

Syngrafii
Syngrafii’s iinked Sign™ and Video Signing Room™ (VSR) technologies are widely deployed by lenders, law firms and title transfer firms in Canada. Unlike other platforms that utilize multiple-use image and typed proxy signatures, Syngrafii is the only platform engineered to ensure identity, compliance and non-repudiation. All Syngrafii e-signatures are authentic, biometrically secured one-time use e-signatures that meet or exceed legal, governance and compliance standards across numerous jurisdictions worldwide.

SecureKey
SecureKey is a leading identity and authentication provider that simplifies consumer access to online services and applications. SecureKey’s next generation privacy-enhancing services enable consumers to conveniently and privately assert identity information using trusted providers, such as banks, telcos and governments.

Norton Rose Fulbright
Norton Rose Fulbright is a global law firm that provides the world's preeminent corporations and financial institutions with a full business law service. Norton Rose Fulbright has more than 4000 lawyers and other legal staff based in more than 50 cities across Europe, the United States, Canada, Latin America, Asia, Australia, the Middle East and Africa. Recognized for their industry focus, they are strong across all the key industry sectors: financial institutions; energy; infrastructure, mining and commodities; transport; technology and innovation; and life sciences and healthcare.

The Law Office of Gerald Matlofsky
Gerald Matlofsky has been practising law since 1991. He specialises in creditor and debtor work, lending and borrowing, secured and unsecured transactions and practicing litigation on commercial and corporate matters in the Ontario Courts, with a focus on Civil Fraud, plaintiff side.

Dabadu
Dabadu is dedicated to building a true digital end-to-end experience for customers, dealers and lenders. It gives dealerships an edge over their competitors by offering an all-in-one platform that can outperform 15+ of the most widely used applications in the market. This includes, but is not limited to lead nurturing, inventory management, all-encompassing communications, and real-time lender connectivity!

Cubeler
A business ecosystem dedicated to helping SMEs reach their full potential Developed by a group of tech entrepreneurs and financial experts, Cubeler gives SMEs easy access to multiple sources of funding, the ability to advertise and promote their products and services, the ability to network with one another, and access to a variety of exclusive market intelligence reports. Best of all, Cubeler offers these services, essential to the success of any SME businesses, absolutely free of charge. As Lenders or Financial institutions in Canada, you can also join the Cubeler Hub Ecosystem, and become a selected Business Partner. Pre-register as soon as available and discover what Cubeler can offer to your business and to reach SME’s across Canada.

Perch
Perch is on a mission to help Canadians make better real estate decisions, by transforming their financial data into actionable insights. Our analytics-driven digital platform allows users to get affordable mortgages in record time. Users have the ability to self-serve while being supported with a dedicated advisor. Pre-approvals are completed in as little as 20 minutes, and mortgage approvals in less than 48 hours. Perch has previously been featured in the Toronto Star, Financial Post, BetaKit, and TechTO, among others.

taq Automotive Intelligence
taq Automotive Intelligence (formerly SCI MarketView) specialize in technology and customizable solutions to enhance every digital touchpoint of the customer buying experience. As experts in automotive retail, digital marketing, leads management, and CRM, taq Automotive Intelligence provides a smarter way to sell vehicles. Committed, uncommon and relentless, taq bridges the gap from online to in-person, helping its partners gain a competitive edge in automotive sales. By building what’s needed to improve the industry and customer experience, taq Automotive Intelligence is turning automotive sales upside down.

knnct
ANY MORTGAGE, ANYTIME, ANYWHERE”. knnct’s two-way marketplace platform removes friction from the lending process making mortgage lending faster, easier and more convenient. knnct intelligently matches and connects mortgage deals posted by mortgage brokers & agents with each lender looking for that specific type of deal. knnct not only provides lenders with deal flow but knnct ensures that it’s deal flow that specifically matches each lender’s lending criteria. And without having to work any harder, knnct enables brokers to post a deal once and to have knnct submit that deal to multiple lenders simultaneously. knnct connects brokers and lenders.

Aviio
Aviio connects Canadians with the industry’s most reputable lenders. By unlocking complex financial data and streamlining the application process in a way that’s straightforward and easy to navigate, our members can access the support they need to achieve their goals and gain control over their financial future.

Loan Connect
LoanConnect is a search engine that enables consumers to go online and search for loans from various Canadian lending institutions. LoanConnect’s safe and secure system puts the consumer first; their technology enables consumers to search multiple lenders, with one application, to find the best options for them.

Perch
Perch is on a mission to help Canadians make better real estate decisions, by transforming their financial data into actionable insights. Our analytics-driven digital platform allows users to get affordable mortgages in record time. Users have the ability to self-serve while being supported with a dedicated advisor. Pre-approvals are completed in as little as 20 minutes, and mortgage approvals in less than 48 hours. Perch has previously been featured in the Toronto Star, Financial Post, BetaKit, and TechTO, among others.

All Ships
All Ships Investors works with Private Lenders to expand their financing options. Our partner platform has financed over $500mm for Consumer Lenders, Small Business Lenders, Motorcycle Lenders and even Cryptocurrency Lenders. Over half of our volume has been done with Merchant Cash Advance Lenders who have used our platform to fund their growth. If you’d like to grow your origination volume, All Ships Investors can provide CAD250k to CAD20mm of financing per month for programmatic origination with 6 to 24 month terms.

Merchant Opportunities Fund
Merchant Opportunities Fund provides investors with what we see as the best opportunity for investment in the private and public markets: returns typically only accessible to institutional or accredited investors through private investments, coupled with greater liquidity options through flexible redemption rights. Merchant Opportunities Fund invests in short-term, small to mid-sized business credit and consumer loans originated by successful specialty finance companies with proven and established portfolios.

Kilgour Williams
Kilgour Williams Capital is an investment management firm specializing in alternative credit. We are the only fund managers in Canada dedicated to actively investing in the US small credit market. We launched the KIWI Private Credit Fund in 2017 to provide Canadian investors access to this high yielding, uncorrelated and diversified market. Kiwi Private Credit Fund has been profitable every month since its inception.

SLC Management
SLC Management is the brand name for the institutional asset management business of Sun Life Financial Inc. SLC Management has one of the largest private fixed income teams in North America, with 55 investment professionals averaging 17 years of experience. The private fixed income portfolio includes investments in project, corporate and mid-market finance, private real estate finance, and private securitization finance.

Perch
Perch is on a mission to help Canadians make better real estate decisions, by transforming their financial data into actionable insights. Our analytics-driven digital platform allows users to get affordable mortgages in record time. Users have the ability to self-serve while being supported with a dedicated advisor. Pre-approvals are completed in as little as 20 minutes, and mortgage approvals in less than 48 hours. Perch has previously been featured in the Toronto Star, Financial Post, BetaKit, and TechTO, among others.

NETSOL Technologies, Inc.
NETSOL is a leading global financial technology provider to the automotive and equipment finance industries. The company’s premier origination and servicing platform, NFS Ascent is an adaptive and proven system empowering banks, captive finance companies and independents to automate and streamline credit processes, effectively manage risk, and deliver differentiated customer experiences. With a presence in eight strategically located cities worldwide, NETSOL has been proudly serving the world’s top financial services companies for over four decades.

Fern Software
Fern Software is a banking technology company with four decades of experience delivering large and small projects across the global financial services industry. Our solutions include core banking systems, digital onboarding, loan origination, loan management, deposit management, digital transaction management with e-signatures, an AI-powered credit decision engine, mobile apps and web portals. Around 100 community lending offices and Aboriginal Financial Institutions currently use our loan management system to offer lending and business counselling services to their clients across Canada. Through our global offices in the UK, Canada, India, and Singapore, our systems have evolved to support over 300 financial institutions, processing transactions for over 2 million clients across 35 countries.

FIS
FIS is a Fortune 250 technology company with more than 60,000 employees serving financial institutions around the globe. Our Asset Finance team is made up of 650 fintech professionals partnering exclusively with the world’s leading auto and equipment lenders. With a true end-to-end platform complemented by AI driven insights, FIS Asset Finance automates every step of the lending journey. No constraints. Seamless upgrades. The industry’s most advanced AI. FIS is the future of auto and equipment finance.

Mortgage Automator
Mortgage Automator is the most advanced end-to-end loan origination and servicing software for private lenders. Perfect for residential, commercial, and construction lending, in seconds, it auto-generates custom documents, compliance reports, PAD payments, and more. With customizable templates, products, and user training and support, focus your team on growth and let Mortgage Automator handle the rest.

NETSOL Technologies, Inc.
NETSOL is a leading global financial technology provider to the automotive and equipment finance industries. The company’s premier origination and servicing platform, NFS Ascent is an adaptive and proven system empowering banks, captive finance companies and independents to automate and streamline credit processes, effectively manage risk, and deliver differentiated customer experiences. With a presence in eight strategically located cities worldwide, NETSOL has been proudly serving the world’s top financial services companies for over four decades.

Fern Software
Fern Software is a banking technology company with four decades of experience delivering large and small projects across the global financial services industry. Our solutions include core banking systems, digital onboarding, loan origination, loan management, deposit management, digital transaction management with e-signatures, an AI-powered credit decision engine, mobile apps and web portals. Around 100 community lending offices and Aboriginal Financial Institutions currently use our loan management system to offer lending and business counselling services to their clients across Canada. Through our global offices in the UK, Canada, India, and Singapore, our systems have evolved to support over 300 financial institutions, processing transactions for over 2 million clients across 35 countries.

Mortgage Automator
Mortgage Automator is the most advanced end-to-end loan origination and servicing software for private lenders. Perfect for residential, commercial, and construction lending, in seconds, it auto-generates custom documents, compliance reports, PAD payments, and more. With customizable templates, products, and user training and support, focus your team on growth and let Mortgage Automator handle the rest.

SAVVYY
SAVVYY's mission is to build the next generation of Canadian mortgage lending infrastructure. Our cloud native underwriting platform enables the use of new data sources, real time decisioning, stakeholder collaboration, and task automation to deliver a vastly improved customer experience and increased lender efficiency.

Clik2pay
Clik2pay is a unique online payments service that facilitates bill, invoice and online payments directly and securely from customer bank accounts. Payments are requested easily by text message, e-mail, checkout button or QR code and are processed at a fraction of the cost of other payment types. Clik2pay leverages multiple layers of bank-grade security and the highest standards for risk management by using one of the most secure money transfer services globally. Clik2pay is first in Canada to deliver real-time payments to businesses directly from customer bank accounts. The company’s focus is to be the best way for Canadian consumers to pay, and for Canadian retailers to be paid. Clik2pay is led by a team with deep business and technology expertise in payments, retail, and digital banking. Clik2pay features for larger businesses include easy-to-use APIs, end-to-end payment tracking, real-time notifications, status updates and a complete settlement file.

Payroc
Payroc is a people-first global payment processing company. Its payment solutions allow their customers to accept credit cards using mobile, e-commerce, point-of-sale, or telephone/mail order. With products such as RewardPay, CashRewards, Point-of-Sale, and eCommerce, Payroc ensures their customers get smart and seamless custom business solutions.

Visa
Visa Debit and Direct payment solutions can help businesses move money to billions of endpoints worldwide via card and account rails. With fast or real-time payment capabilities you can help move money when it’s needed most. That means merchants can access cash flow daily, consumers can receive payouts to bank accounts via the cards they know and trust, and families can receive money from loved ones on the other side of the world. The businesses helping make these products and services possible can build a stronger relationship with their customers. It’s time for business as usual to get an upgrade.

FIS
FIS is a Fortune 250 technology company with more than 60,000 employees serving financial institutions around the globe. Our Asset Finance team is made up of 650 fintech professionals partnering exclusively with the world’s leading auto and equipment lenders. With a true end-to-end platform complemented by AI driven insights, FIS Asset Finance automates every step of the lending journey. No constraints. Seamless upgrades. The industry’s most advanced AI. FIS is the future of auto and equipment finance.

REPAY
With REPAY’s integrated payment processing technology, lenders can accept payments and fund loans in real-time. REPAY’s proprietary platform enables lenders to accept credit and debit card and EFT/ACH payments anytime, anywhere via consumer-facing payment portals, including online web portals, text pay, IVR/phone pay, and mobile apps. With REPAY Instant Funding, lenders can immediately push funds […]

VoPay
VoPay empowers lenders to offer efficient and cost effective real-time funding options while dramatically reducing NSFs and returns during payment withdrawals through next generation EFT. VoPay’s payment services can be used out of the box with no development resources or can be fully integrated into existing workflows using their developer friendly API.

FICO
FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. FICO’s groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries. The company provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations. Many of their products reach industry-wide adoption — such as the FICO® Score, the standard measure of consumer credit risk in the United States. FICO solutions leverage open-source standards and cloud computing to maximize flexibility, speed deployment and reduce costs. The company also helps millions of people manage their personal credit health.

Retalon
Retalon analytics calculates in advance an anticipated effect of BNPL marketing activity in each category or location and can suggest the interest rate at which company would get the desired profit offering to Pay Later. Retalon empower retailers with state-of-the-art, data driven predictive analytics & AI solutions for planning, merchandising, inventory management and price optimization. Retalon's analytics platform is designed with a dynamic omnichannel retail environment. Our cloud-based solutions are built on one comprehensive platform that provides retailers with superior forecast accuracy, streamlined automation, and business intelligence support tools that deliver tangible results.

AAREA
AAREA provides outsourced loan administration to private lenders, syndicates and private credit funds in Canada. Our comprehensive loan servicing platform includes: customer service for borrowers, payment processing, borrower and lender reporting, default management, payoffs, loan modifications, regulatory compliance and reporting.

Arbor
Arbor's sustainability dashboard enables banks to provide their clients with a view into the environmental impacts associated with their equipment. This automated life-cycle reporting system works across all sectors of industry and is tailored to match an organization's unique sustainability needs. Arbor helps banks and financial institutions by providing tools to comply with existing and new legislation, report internally and externally on environmental impacts more effectively, and enable more robust green evaluation criteria in offsetting equipment use and benchmarking overall environmental performance.