Approved Vendors

Best in class vendors for Canadian lenders

Percent

Percent is a global leader in financial infrastructure solutions. Founded in 2018, the company leverages proprietary technologies, integrations, and data to bring first-of-its-kind transparency and efficiency to lenders and credit transactions. Percent's innovative ecosystem enables lenders of any size to raise the most flexible debt capital at a low cost through dynamic market pricing and standardized terms. To date, its platforms have powered more than $925 million in transaction volume in a multi-trillion-dollar lending market.

Finley

Finley's software simplifies debt capital raise and management for businesses. High-growth fintechs like Ramp, Even, and Arc rely on Finley to manage over $2 billion in debt capital. By automating due diligence, ensuring compliance, and streamlining ongoing reporting with capital providers, Finley helps ensure that companies always have access to funding when they need it. Finley's investors include Y Combinator, Bain Capital Ventures, Haystack, Nine Four Ventures, and TwentyTwo VC.

Shufti Pro

Shufti Pro is an identity verification service provider offering AI-powered KYC, KYB, KYI and AML solutions to help global banks onboard, manage and ensure only qualified and legitimate customers are engaged. The company was founded in 2017 and has offices in the US. With its fully automated, global and highly configurable solution that can be installed in the cloud or onprem, Shufti pro has improved the digital onboarding services of banks across the World. It has launched 17 IDV solutions since its inception. With the ability to verify 1000’s of ID documents in 150+ languages, Shufti Pro is serving banks and financial services organizations in 230+ countries and territories.

Kaptial Solutions

Kapital Solutions is an established Canadian Fintech company specializing in online payments and verification solutions. We offer sophisticated and tailored financial software applications built for online lenders. We provide secure and reliable business payment solutions across Canada and the United States. Our payment capabilities include Interac, Visa Direct, EFT/ACH, and Card Merchant Accounts through our partner banks. Designed to accelerate business growth, our ecosystem offers a proprietary gateway with payment waterfall capabilities, data unification, and fraud prevention tools. A smart and fast way to manage all your payment processes. An all-in-one solution to increase your profit and stabilize cash flow.

Founders LLP

Founders LLP is a Toronto-based boutique corporate and transactional law firm formed by experienced Bay Street lawyers. We are uniquely positioned to offer top quality legal services in a flexible and efficient manner. We have significant experience acting for borrowers and lenders on a wide variety of debt financing transactions. We also regularly act for Fintechs and public and private companies on a variety of other matters and transactions, including M&A, go-public transactions, equity financings and general day-to-day commercial agreements.

Portfolio+

Portfolio+ Inc. connects financial institutions with customers and partners using innovative technologies. Our software solutions and open banking technology are used by financial institutions in Canada and the UK. With our breakthrough +Open Banking Platform and fully documented APIs, Portfolio+ has the power to connect banks, credit unions, and lending institutions with an evolving ecosystem of financial services technology that is putting everyday customers in control of their financial data. Located in the Greater Toronto Area (GTA), Portfolio+ is used by 5 of the 7* largest financial institutions in Canada and is a part of Volaris Group Inc. For more information, please visit portfolioplus.com.

ClearEstate

ClearEstate offers technology-enabled services, designed to handle all your estate planning and settlement needs. No matter the size of the estate to be settled, their team of estate professionals uses transparency to alleviate the procedural and emotional burdens of estate planning and settlement. Backed by institutional partners in Canada and the United States since 2020, ClearEstate has handled the heavy responsibilities facing estate executors to help guide them through the entire process as efficiently as possible.

Argyle

Argyle is a real-time income data platform that lets consumers securely connect their employment records to companies’ apps and websites. In just a few clicks, Argyle opens up a suite of solutions that maximize efficiencies, lower costs, and reduce risk across the customer journey, including automated income and employment verification, direct deposit switching, earned wage access, seamless onboarding, KYC, and more. With Argyle, providers get more visibility, make better-informed decisions, and unlock new opportunities to scale and grow. Consumers get more access to financial products and complete control over how their data is used.

Finder

Finder is a global financial comparison website dedicated to helping Canadians save, invest, and grow their wealth. Every month more than 500,000 unique visitors turn to Finder to compare virtually everything from; investing, credit cards, banking, mortgages, money transfers, personal loans, insurance, cryptocurrency, shopping and travel.

Carfax Canada

CARFAX Canada empowers millions of Canadians with insights to make better decisions about vehicles. They provide integrated vehicle history and valuation data solutions that drive better decision making and improved business results for their customers. CARFAX Canada has recently brought several lender-specific solutions to Canada, based on proven results that their counterparts at CARFAX U.S. have seen with some of the largest lenders in the United States.

Dabadu

Dabadu is dedicated to building a true digital end-to-end experience for customers, dealers and lenders. It gives dealerships an edge over their competitors by offering an all-in-one platform that can outperform 15+ of the most widely used applications in the market. This includes, but is not limited to lead nurturing, inventory management, all-encompassing communications, and real-time lender connectivity!

Evolve Credit

Evolve Credit provides credit and BNPL infrastructure for lenders Globally. Their software makes it faster, easier, and cheaper for lenders of any size to launch, digitize, and scale any kind of lending business end-to-end. Their technology also enables businesses to offer Buy Now Pay Later, working capital, and flexible payment options to their customers.

Cubeler

A business ecosystem dedicated to helping SMEs reach their full potential Developed by a group of tech entrepreneurs and financial experts, Cubeler gives SMEs easy access to multiple sources of funding, the ability to advertise and promote their products and services, the ability to network with one another, and access to a variety of exclusive market intelligence reports. Best of all, Cubeler offers these services, essential to the success of any SME businesses, absolutely free of charge. As Lenders or Financial institutions in Canada, you can also join the Cubeler Hub Ecosystem, and become a selected Business Partner. Pre-register as soon as available and discover what Cubeler can offer to your business and to reach SME’s across Canada.

Retalon

Retalon analytics calculates in advance an anticipated effect of BNPL marketing activity in each category or location and can suggest the interest rate at which company would get the desired profit offering to Pay Later. Retalon empower retailers with state-of-the-art, data driven predictive analytics & AI solutions for planning, merchandising, inventory management and price optimization. Retalon's analytics platform is designed with a dynamic omnichannel retail environment. Our cloud-based solutions are built on one comprehensive platform that provides retailers with superior forecast accuracy, streamlined automation, and business intelligence support tools that deliver tangible results.

Information Venture Partners

‍‍Information Venture Partners is a Toronto-based team of experienced venture capital investors focused on backing North American B2B technology companies innovating financial services. Current investments include Arteria AI, BigID, Cinchy, Coconut Software, Empyrean Solutions, Flybits, Influitive, Jirav, LendingFront, Lydia AI, Procurify, Q4, Sensibill, Strike Graph and ThoughtExchange. For more information, please visit www.informationvp.com.

Curinos

Curinos is the leading provider of data, technologies and insights that enable financial institutions to make better, and more profitable, data-driven decisions faster. Born out of the combination of two familiar industry powerhouses, Novantas and Informa’s FBX business, Curinos brings to market a new level of industry expertise across deposits, lending and digital experience solutions and technologies globally.

Digital Commerce Bank

Digital Commerce Bank is a Schedule 1 Canadian Bank focused on technology and delivering robust and secure payment technologies. The Bank’s technology-driven platform provides innovative payment and banking solutions to its corporate clients, enabling businesses to offer their own financial and payment solutions. The Bank’s proprietary banking-as-a-service and payment solutions, as well as straightforward APIs, offer clients efficiency, flexibility, and convenience when it comes to integrating services directly to a business’ product. The Bank is a member of Payments Canada, and is a principle member of Interac, Visa and MasterCard.

Norton Rose Fulbright

Norton Rose Fulbright is a global law firm that provides the world's preeminent corporations and financial institutions with a full business law service. Norton Rose Fulbright has more than 4000 lawyers and other legal staff based in more than 50 cities across Europe, the United States, Canada, Latin America, Asia, Australia, the Middle East and Africa. Recognized for their industry focus, they are strong across all the key industry sectors: financial institutions; energy; infrastructure, mining and commodities; transport; technology and innovation; and life sciences and healthcare.

Clik2pay

Clik2pay is a unique online payments service that facilitates bill, invoice and online payments directly and securely from customer bank accounts. Payments are requested easily by text message, e-mail, checkout button or QR code and are processed at a fraction of the cost of other payment types. Clik2pay leverages multiple layers of bank-grade security and the highest standards for risk management by using one of the most secure money transfer services globally. Clik2pay is first in Canada to deliver real-time payments to businesses directly from customer bank accounts. The company’s focus is to be the best way for Canadian consumers to pay, and for Canadian retailers to be paid. Clik2pay is led by a team with deep business and technology expertise in payments, retail, and digital banking. Clik2pay features for larger businesses include easy-to-use APIs, end-to-end payment tracking, real-time notifications, status updates and a complete settlement file.

Arbor

Arbor's sustainability dashboard enables banks to provide their clients with a view into the environmental impacts associated with their equipment. This automated life-cycle reporting system works across all sectors of industry and is tailored to match an organization's unique sustainability needs. Arbor helps banks and financial institutions by providing tools to comply with existing and new legislation, report internally and externally on environmental impacts more effectively, and enable more robust green evaluation criteria in offsetting equipment use and benchmarking overall environmental performance.

FICO

FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. FICO’s groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries. The company provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations. Many of their products reach industry-wide adoption — such as the FICO® Score, the standard measure of consumer credit risk in the United States. FICO solutions leverage open-source standards and cloud computing to maximize flexibility, speed deployment and reduce costs. The company also helps millions of people manage their personal credit health.

SAVVYY

SAVVYY's mission is to build the next generation of Canadian mortgage lending infrastructure. Our cloud native underwriting platform enables the use of new data sources, real time decisioning, stakeholder collaboration, and task automation to deliver a vastly improved customer experience and increased lender efficiency.

Swoop

Swoop is a business funding and savings platform enabling businesses to discover the right funding solutions across debt, equity and grants, and to identify and easily make savings - all in one fell swoop.

SureBright

SureBright is an Insurance-as-a-Service platform that enables any FinTech and eCommerce company to offer warranty and insurance products at checkout. FinTech and eCommerce owners can simply integrate with SureBright within one hour and increase margin at no extra cost.

Perch

Perch is on a mission to help Canadians make better real estate decisions, by transforming their financial data into actionable insights. Our analytics-driven digital platform allows users to get affordable mortgages in record time. Users have the ability to self-serve while being supported with a dedicated advisor. Pre-approvals are completed in as little as 20 minutes, and mortgage approvals in less than 48 hours. Perch has previously been featured in the Toronto Star, Financial Post, BetaKit, and TechTO, among others.

SnapNOA

SnapNOA is a tax document retrieval service that makes the daunting task of collecting income verification documents a SNAP! We work with financial representatives across Canada to provide a fast, secure and efficient service that can save weeks of time and energy chasing clients for all of the income documents required for the application process. Furthermore, we provide compliance and fraud protection by delivering these tax documents directly from the Canadian Revenue Agency. Save you and your clients the hassle of searching for tax documents and integrate snapNOA into your business today.

OneVest

OneVest is a financial technology company on a mission to reinvent wealth management. The company has built Canada’s first truly end-to-end wealth management platform. Through this omnichannel platform, consumers can get access to personalized portfolios, including diversification through broader asset classes, while large enterprises can expand their product capabilities to include wealth management via a simple API.

Bayne & Company

Established in 1987 Bayne and Company Ltd. offers a wide range of services and solutions all designed to assist your company achieve its strategic and inspired goals. Bayne and Company Ltd. works with both consumer and commercial lenders looking to become more efficient, automated, streamlined, with a better return on investment, in both existing and new revenue streams.

The Law Office of Gerald Matlofsky

Gerald Matlofsky has been practising law since 1991. He specialises in creditor and debtor work, lending and borrowing, secured and unsecured transactions and practicing litigation on commercial and corporate matters in the Ontario Courts, with a focus on Civil Fraud, plaintiff side.

credolab

Credolab provides a novel fintech solution that leverages previously untapped behavioural smartphone and web metadata to determine the likelihood of any individual to repay a loan or credit card. Credolab believes that traditional banking processes leave a lot of people out of the process. That’s why credolab is changing the way the world looks at credit. Their pioneering technology calculates credit scores based on people’s mobile and web behavioural data— so lenders can make decisions based on the way people live and work in the modern world. Making loans more accessible to more people benefits everyone. ‍

Payroc

Payroc is a people-first global payment processing company. Its payment solutions allow their customers to accept credit cards using mobile, e-commerce, point-of-sale, or telephone/mail order. With products such as RewardPay, CashRewards, Point-of-Sale, and eCommerce, Payroc ensures their customers get smart and seamless custom business solutions.

Visa

Visa Debit and Direct payment solutions can help businesses move money to billions of endpoints worldwide via card and account rails. With fast or real-time payment capabilities you can help move money when it’s needed most. That means merchants can access cash flow daily, consumers can receive payouts to bank accounts via the cards they know and trust, and families can receive money from loved ones on the other side of the world. The businesses helping make these products and services possible can build a stronger relationship with their customers. It’s time for business as usual to get an upgrade.

revardo

Revardo is an innovation and tech company focused on building solutions for the collections industry that increase liquidation, improve efficiency and enhance the customer experience. Revardo’s LendEngine product is a system for our customers (i.e. collection agencies, legal firms) to manage and maximize lenders that provide collections resolution loans. Our collection industry partners are always looking for lending partners that value credit improving customers acquired through a process that is automated and efficient.

taq Automotive Intelligence

taq Automotive Intelligence (formerly SCI MarketView) specialize in technology and customizable solutions to enhance every digital touchpoint of the customer buying experience. As experts in automotive retail, digital marketing, leads management, and CRM, taq Automotive Intelligence provides a smarter way to sell vehicles. Committed, uncommon and relentless, taq bridges the gap from online to in-person, helping its partners gain a competitive edge in automotive sales. By building what’s needed to improve the industry and customer experience, taq Automotive Intelligence is turning automotive sales upside down.

Inovatec

Since 2011 Inovatec has been leading the way with technology designed with one thing in mind: to ensure their clients have the foresight and flexibility to compete - and win - in evolving markets.

Syngrafii

Syngrafii’s iinked Sign™ and Video Signing Room™ (VSR) technologies are widely deployed by lenders, law firms and title transfer firms in Canada. Unlike other platforms that utilize multiple-use image and typed proxy signatures, Syngrafii is the only platform engineered to ensure identity, compliance and non-repudiation. All Syngrafii e-signatures are authentic, biometrically secured one-time use e-signatures that meet or exceed legal, governance and compliance standards across numerous jurisdictions worldwide.

RNDpoint

Loan Management, Servicing, Debt Collection. End-to-end modular lending platform for banks and credit unions, fintechs and alternative lenders. AI powered precision of loan decision-making. Up to 80% of business requirements are covered with the out-of-the-box solution.

Raymond James

The Raymond James Specialty Finance Investment Banking practice is actively advising companies with mergers and acquisitions and raising equity and debt capital for both public and private companies, with a focus on cross-border opportunities. RJ has 8,327 financial/investment advisors in Canada, the United States, and overseas, collectively managing US$1.09 trillion in client assets. RJ serve […]

Lightico

Lightico's Digital Completion Cloud™ empowers businesses with no-code workflows to easily collect customer eSignatures, documents, and payments, and authenticate ID in real time — straight from the customer’s smartphone. By unifying the previously siloed steps of customer-facing processes, businesses enjoy faster and shorter lending and servicing cycles, boost NPS, and significantly improve their completion rates. Hundreds of enterprises, including Fortune 500 companies in highly regulated industries such as auto lending, banking and insurance, rely on Lightico to make their customer journeys more efficient and streamlined.

RSM Canada

RSM’s purpose is to deliver the power of being understood to our clients, colleagues and communities through world-class audit, tax and consulting services focused on middle market businesses. The clients we serve are the engine of global commerce and economic growth, and we are focused on developing leading professionals and services to meet their evolving needs in today’s ever-changing business environment. RSM Canada LLP provides public accounting services and is the Canadian member firm of RSM International, a global network of independent audit, tax and consulting firms with more than 48,000 people in 120 countries.

AutoCorp

Autocorp is FinTech company that equips modern dealers with Finance, Trade & ID technologies to convert their digital car shoppers to buyers.

Railz

Railz is bridging the connection between future-thinking financial institutions and their business customers’ real-time accounting data by building the largest financial data network. Railz accomplishes this through an API that connects financial institutions to all major accounting software solutions, such as QuickBooks, Xero, and Sage. Our Accounting Data-as-a-Service™ solution offers financial institutions the ability to move fast through messy data - and make sense of it all. Get real-time accounting data, syncing, and analysis at your fingertips with Railz.

NETSOL Technologies, Inc.

NETSOL is a leading global financial technology provider to the automotive and equipment finance industries. The company’s premier origination and servicing platform, NFS Ascent is an adaptive and proven system empowering banks, captive finance companies and independents to automate and streamline credit processes, effectively manage risk, and deliver differentiated customer experiences. With a presence in eight strategically located cities worldwide, NETSOL has been proudly serving the world’s top financial services companies for over four decades.

Fern Software

Fern Software is a banking technology company with four decades of experience delivering large and small projects across the global financial services industry. Our solutions include core banking systems, digital onboarding, loan origination, loan management, deposit management, digital transaction management with e-signatures, an AI-powered credit decision engine, mobile apps and web portals. Around 100 community lending offices and Aboriginal Financial Institutions currently use our loan management system to offer lending and business counselling services to their clients across Canada. Through our global offices in the UK, Canada, India, and Singapore, our systems have evolved to support over 300 financial institutions, processing transactions for over 2 million clients across 35 countries.

Brane

Founded in 2017, Brane is a blockchain innovation company. Brane helps organizations understand and unlock the power of the blockchain and digital assets. Brane Vault, its digital asset custody service, is ISO 27001 certified – first in the world with cryptocurrency in scope, ISO 27017 certified, and NIST Tier 4 — the first company in Canada, in any industry, to receive such certification. Brane Vault offers advanced proprietary technology and processes with numerous provisional patents and is fully insured against theft and crime.

Vector ML Analytics

Vector ML is a financial analytics platform designed for small to midsize banks and lending institutions that uses AI and automation to replace countless Excel models used by CFOs and analysts daily. The platform produces results in seconds and combines treasury, credit risk, financial reporting, and capital market features.

ForwardAI

ForwardAI has been built on 40+ years of hands-on experience leveraging technology to solve problems within the accounting and small business industries. We’ve spent thousands of hours speaking with small business owners, one on one, about cash flow challenges they face running their day-to-day business.

Symend

Symend’s digital engagement platform uses behavioral science and data-driven insights to empower customers to resolve past due bills. Leveraging advanced analytics, Symend provides enterprise clients deep understanding into consumer behavior to engage millions of customers. Symend continuously optimizes these insights and empathetically nudges customers towards a desired action with personalized communications, self-serve tools and flexible repayment options.

Paays

Advanced financial technology for automotive commerce. Paays is a Canadian FinTech company creating better outcomes for today’s automotive dealers, lenders, OEMs and marketplaces. Fully-verified and pre-qualified leads delivered directly into the PreQ dashboard or CRM. Easy installation on dealer, OEM and marketplace websites, or email marketing campaigns. Validate customer identities using OCR, biometric, and other modern anti-fraud technologies. Significantly reduce or eliminate identity purchase fraud at the dealer. Enable customers to validate their income and employment using our easy-to-use web-based application. Never ask for a paper bank statement again!

All Ships

All Ships Investors works with Private Lenders to expand their financing options. Our partner platform has financed over $500mm for Consumer Lenders, Small Business Lenders, Motorcycle Lenders and even Cryptocurrency Lenders. Over half of our volume has been done with Merchant Cash Advance Lenders who have used our platform to fund their growth. If you’d like to grow your origination volume, All Ships Investors can provide CAD250k to CAD20mm of financing per month for programmatic origination with 6 to 24 month terms.

knnct

ANY MORTGAGE, ANYTIME, ANYWHERE”. knnct’s two-way marketplace platform removes friction from the lending process making mortgage lending faster, easier and more convenient. knnct intelligently matches and connects mortgage deals posted by mortgage brokers & agents with each lender looking for that specific type of deal. knnct not only provides lenders with deal flow but knnct ensures that it’s deal flow that specifically matches each lender’s lending criteria. And without having to work any harder, knnct enables brokers to post a deal once and to have knnct submit that deal to multiple lenders simultaneously. knnct connects brokers and lenders.

FIS

FIS is a Fortune 250 technology company with more than 60,000 employees serving financial institutions around the globe. Our Asset Finance team is made up of 650 fintech professionals partnering exclusively with the world’s leading auto and equipment lenders. With a true end-to-end platform complemented by AI driven insights, FIS Asset Finance automates every step of the lending journey. No constraints. Seamless upgrades. The industry’s most advanced AI. FIS is the future of auto and equipment finance.

FinX

FinX offers a modernized loan servicing platform allowing you to run your operations smoothly.

Premium Services Group

Premium Services Group administers some of the industry’s most comprehensive and competitive credit insurance programs on behalf of leading Canadian Insurers. With its Head Office in London, Ontario, PSG operates across Canada, having agents in place from British Columbia to Newfoundland. The array of available insurance products includes: Life Insurance, Critical Illness Insurance, Disability Insurance […]

Merchant Opportunities Fund

Merchant Opportunities Fund provides investors with what we see as the best opportunity for investment in the private and public markets: returns typically only accessible to institutional or accredited investors through private investments, coupled with greater liquidity options through flexible redemption rights. Merchant Opportunities Fund invests in short-term, small to mid-sized business credit and consumer loans originated by successful specialty finance companies with proven and established portfolios.

TaxCash

TaxCash Pay It Forward Corp, In addition to a wide range of Tax and Tax Related services also Develops and provide LOS solutions. Our software engineers and financial specialists focus on the cutting edge of technology delivering dynamic AI / ML focused credit software solutions to lending companies, institutions and businesses all over Canada, including services such as Online Loan Application, Loan Origination System, Auto-Decisioning and Electronic Payment Systems (Pre-authorized payments/deposits).

Kilgour Williams

Kilgour Williams Capital is an investment management firm specializing in alternative credit. We are the only fund managers in Canada dedicated to actively investing in the US small credit market. We launched the KIWI Private Credit Fund in 2017 to provide Canadian investors access to this high yielding, uncorrelated and diversified market. Kiwi Private Credit Fund has been profitable every month since its inception.

SLC Management

SLC Management is the brand name for the institutional asset management business of Sun Life Financial Inc. SLC Management has one of the largest private fixed income teams in North America, with 55 investment professionals averaging 17 years of experience. The private fixed income portfolio includes investments in project, corporate and mid-market finance, private real estate finance, and private securitization finance.

Scry Analytics

Scry Analytics provides AI-based enterprise apps in SaaS (Software as a Service) mode for digitization, reconciliation and fraud detection. For example, its Collatio app digitizes pay-stubs, tax forms, mortgage contracts and many other documents and then reconciles the output data across documents so that it can be readily used for underwriting loans. Similarly, its Anomalia app detects potential fraud in various kinds of transactions and borrowers or employees conduct.

AAREA

AAREA provides outsourced loan administration to private lenders, syndicates and private credit funds in Canada. Our comprehensive loan servicing platform includes: customer service for borrowers, payment processing, borrower and lender reporting, default management, payoffs, loan modifications, regulatory compliance and reporting.

Zūm Rails

Zūm provides a smarter and faster way to solve and manage all your payment operations. Leverage our all-in-one payments gateway to manage, send, and receive funds.

SecureKey

SecureKey is a leading identity and authentication provider that simplifies consumer access to online services and applications. SecureKey’s next generation privacy-enhancing services enable consumers to conveniently and privately assert identity information using trusted providers, such as banks, telcos and governments.

MNP

MNP is a leading national accounting, tax and business consulting firm in Canada. We proudly serve and respond to the needs of our clients in the public, private and not-for-profit sectors.

Mortgage Automator

Mortgage Automator is the most advanced end-to-end loan origination and servicing software for private lenders. Perfect for residential, commercial, and construction lending, in seconds, it auto-generates custom documents, compliance reports, PAD payments, and more. With customizable templates, products, and user training and support, focus your team on growth and let Mortgage Automator handle the rest.

illion

illion Digital Tech Solutions has been revolutionising the payments and collections industry for 30 years, delivering flexible, self-service digital payments and communications to financial services, government, telecoms and utilities organisations across the world.

Kasasa

Kasasa Loans® with Take-Backs™ drive 52% increase in total loan balances and stronger relationships. Top performing Kasasa Loan® clients saw more loans per borrower, more accounts, and more transactions…during a pandemic. The Kasasa Loan gives borrowers unprecedented control, flexibility, and transparency. It’s the only loan that lets you ask, “Don’t you wish all your debt worked this way?”

AltaML

We help business leaders understand how applied artificial intelligence can redefine competitive advantage and develop powerful software applications that create efficiencies, mitigate risk and drive revenue.

Turnkey Lender

Award-winning AI-based Loan Origination and Management Software for banks and non-bank lenders.

Valeyo

Valeyo delivers a full suite of business solutions including market-leading loan origination software and credit insurance solutions to banks, credit unions and non-bank lenders.

HES Fintech

We deliver end-to-end lending software for banks and alternative lenders. Advanced automation. AI scoring. Fully customizable.

Yoti

Fast and simple identity verification for your borrowers. Compliance made easy for you.

Kapti

Combine the power of machine learning and automated document workflows to transform your organization’s loan processing experience. 

Periculum

An alternative commercial credit assessement tool for underserved markets.

SAS

Driving digital transformation through advanced analytics with embedded AI.

Insolvency Stream

Insolvency Stream is an advanced SaaS based insolvency management platform. Built using modern infrastructure, customizable to specific client preferences.

Blanc Labs

Blanc Labs is an innovation consulting firm that builds the next generation of digital solutions. We help enterprises rapidly bring ideas to life and digitally transform their business.

Finnovate

We help fintechs build amazing web, mobile and blockchain apps.

Aviio

Aviio connects Canadians with the industry’s most reputable lenders. By unlocking complex financial data and streamlining the application process in a way that’s straightforward and easy to navigate, our members can access the support they need to achieve their goals and gain control over their financial future.

MLT Aikins

MLT Aikins LLP is a full-service law firm of more than 240 lawyers with a deep commitment to Western Canada and an understanding of this market’s unique legal and business landscapes.

Borrowell

Borrowell helps Canadians make great decisions about credit. We were the first company in Canada to offer credit scores for free, without applying for credit, and we currently have over 1 million users.

Loan Connect

LoanConnect is a search engine that enables consumers to go online and search for loans from various Canadian lending institutions. LoanConnect’s safe and secure system puts the consumer first; their technology enables consumers to search multiple lenders, with one application, to find the best options for them.

Loans Canada

Canada’s loan comparison platform.

smarter.loans

Find loans and financing for any purpose from Canada’s most reputable companies.

Equifax

For over 100 years, Equifax has built a rich legacy of defining new standards in data quality and innovation, empowering better decisions through our unrivaled consumer and commercial intelligence.

TransUnion

As a global information and insights company, TransUnion provides an accurate and comprehensive picture of each person, and steward it with care. As a result, organizations can better understand consumers in order to make more informed decisions, and consumers can be confident their data identities will result in the opportunities they deserve.

Cassels Brock

Cassels offers one of the largest business law practices in Canada, advising clients from start-ups to multi-national organizations – across the street and around the world – and we are consistently cited as market leaders by such authorities as Chambers, Lexpert, and Best Lawyers.

BMO Specialty Finance

BMO Specialty Finance, a division of BMO Commercial Banking Group is a top tier provider of senior credit to leading fintech lenders in Canada.

Flare Systems

Flare Systems enables financial institutions to continuously monitor threats caused by human error and malicious actors to protect their data, financial resources, and reputation.

myBrokerBee

myBrokerBee ensures every Canadian broker and private lender is able to help their clients find a fair loan solution. Through our proprietary matching process, the application is automatically qualified and matched with lenders that best suit the borrower’s needs.

DecisioningIt

Lucy acts as a Customer Credit Management (CCM) platform that manages every aspect of the financing process, from consumer acquisition and credit pre-qualification to the nurturing of clients. Equip your F&Is with Lucy and get 85% of your clients approved at credit.

Echelon

Echelon’s Capital Markets Team provides full service investment banking that is focused on small and mid-cap companies. We offer equity research across a range of industries and complete coverage of buy-side clients.

PwC

Our Corporate Finance practice delivers independent and creative acquisition, divestiture and financing solutions to companies across a range of industries.

Deloitte

Deloitte Corporate Finance provides advice on mergers and acquisitions, debt raisings and capital restructurings to corporate, entrepreneurial & private equity clients.

Osler

Osler is a leading business law firm uniquely positioned to advise Canadian, U.S. and international clients on an array of domestic and cross-border legal issues.

McCarthy Tétrault

McCarthy Tétrault provides a broad range of legal services, advising on large and complex assignments for Canadian and international interests.

Dentons

Dentons is the world’s largest law firm, delivering quality and value to clients around the globe.

Blakes

As one of Canada’s top business law firms, Blake, Cassels & Graydon LLP (Blakes) provides exceptional legal services to leading businesses in Canada and around the world.

CreditSnap

CreditSnap is a retail lending solution that helps small and large banks, credit unions, digital lenders and loan marketplaces deliver a modern loan application experience, pre-qualification, and intelligent cross-sell offers. Included back-office application makes accepting applications over the phone and in-branch a breeze, allowing lenders to become omni-channel. Since launching in January of 2019, CreditSnap […]

Boss Insights

Boss Insights offers banks their customers’ financial data… in minutes. Boss’ Single API provides easy & instant access to accounting, banking & commerce data of business clients on demand (i.e. Quickbooks, Stripe, Salesforce, etc). Boss Insights is proven & trusted by innovative financial institutions globally for 5x faster loan decisioning & servicing.

Inverite

Inverite is one of Canada’s leading open-banking data providers with coverage for 285 Canadian Financial Institutions. We offer API access to account and transaction history for credit decisioning, risk modeling, payments, and KYC.

REPAY

With REPAY’s integrated payment processing technology, lenders can accept payments and fund loans in real-time. REPAY’s proprietary platform enables lenders to accept credit and debit card and EFT/ACH payments anytime, anywhere via consumer-facing payment portals, including online web portals, text pay, IVR/phone pay, and mobile apps. With REPAY Instant Funding, lenders can immediately push funds […]

Provenir

Provenir makes risk analytics faster and simpler for lenders. Our Provenir risk analytics and decisioning Platform is a powerful orchestration hub that can listen to any channel, integrate with any data service and operationalize any analytic model. We help clients process more applications with greater efficiency and increase sales conversions with instant, real-time risk decisioning.

Flinks

Flinks is a data company that empowers businesses to provide better financial services to consumers. Trusted by over 200 world-class companies, Flinks enables businesses to connect users’ bank accounts, gain financial insights into their customers and provide better risk products.

CreditBook

As a personal information agency, Creditbook puts technology at the core of his business to help micro lenders minimize risks. We provide tools such as a real time database of non registered canadian loans and an efficient loan software. With our database you can target the good customers but mostly the frauders.

VoPay

VoPay empowers lenders to offer efficient and cost effective real-time funding options while dramatically reducing NSFs and returns during payment withdrawals through next generation EFT. VoPay’s payment services can be used out of the box with no development resources or can be fully integrated into existing workflows using their developer friendly API.

Lexop

Lexop helps lenders remove friction from collections by providing the most intuitive self-service payment experience to their past-due customers. Their SaaS solution offers the benefits of personalized outreach at scale while affording consumers the flexibility to choose the payment scheme that best fits their situation.

FundMore.ai

FundMore.ai is an automated underwriting system that uses machine learning to streamline the pre-funding process for loans. Our platform lets you leverage customizable automation, enhance the borrower experience through analytics, reduce risk using AI, and improve your cycle times for new accounts

JUDI.AI

JUDI.AI’s industry-leading automated loan underwriting platform and credit risk analysis module empower SMB lenders to deliver a fair, fast AI-powered loan experience to their commercial banking customers.

MNP

MNP is a leading national accounting, tax and business consulting firm in Canada. We proudly serve and respond to the needs of our clients in the public, private and not-for-profit sectors.

Evolve Credit

Evolve Credit provides credit and BNPL infrastructure for lenders Globally. Their software makes it faster, easier, and cheaper for lenders of any size to launch, digitize, and scale any kind of lending business end-to-end. Their technology also enables businesses to offer Buy Now Pay Later, working capital, and flexible payment options to their customers.

Perch

Perch is on a mission to help Canadians make better real estate decisions, by transforming their financial data into actionable insights. Our analytics-driven digital platform allows users to get affordable mortgages in record time. Users have the ability to self-serve while being supported with a dedicated advisor. Pre-approvals are completed in as little as 20 minutes, and mortgage approvals in less than 48 hours. Perch has previously been featured in the Toronto Star, Financial Post, BetaKit, and TechTO, among others.

credolab

Credolab provides a novel fintech solution that leverages previously untapped behavioural smartphone and web metadata to determine the likelihood of any individual to repay a loan or credit card. Credolab believes that traditional banking processes leave a lot of people out of the process. That’s why credolab is changing the way the world looks at credit. Their pioneering technology calculates credit scores based on people’s mobile and web behavioural data— so lenders can make decisions based on the way people live and work in the modern world. Making loans more accessible to more people benefits everyone. ‍

Paays

Advanced financial technology for automotive commerce. Paays is a Canadian FinTech company creating better outcomes for today’s automotive dealers, lenders, OEMs and marketplaces. Fully-verified and pre-qualified leads delivered directly into the PreQ dashboard or CRM. Easy installation on dealer, OEM and marketplace websites, or email marketing campaigns. Validate customer identities using OCR, biometric, and other modern anti-fraud technologies. Significantly reduce or eliminate identity purchase fraud at the dealer. Enable customers to validate their income and employment using our easy-to-use web-based application. Never ask for a paper bank statement again!

Turnkey Lender

Award-winning AI-based Loan Origination and Management Software for banks and non-bank lenders.

Periculum

An alternative commercial credit assessement tool for underserved markets.

SAS

Driving digital transformation through advanced analytics with embedded AI.

Equifax

For over 100 years, Equifax has built a rich legacy of defining new standards in data quality and innovation, empowering better decisions through our unrivaled consumer and commercial intelligence.

TransUnion

As a global information and insights company, TransUnion provides an accurate and comprehensive picture of each person, and steward it with care. As a result, organizations can better understand consumers in order to make more informed decisions, and consumers can be confident their data identities will result in the opportunities they deserve.

DecisioningIt

Lucy acts as a Customer Credit Management (CCM) platform that manages every aspect of the financing process, from consumer acquisition and credit pre-qualification to the nurturing of clients. Equip your F&Is with Lucy and get 85% of your clients approved at credit.

Provenir

Provenir makes risk analytics faster and simpler for lenders. Our Provenir risk analytics and decisioning Platform is a powerful orchestration hub that can listen to any channel, integrate with any data service and operationalize any analytic model. We help clients process more applications with greater efficiency and increase sales conversions with instant, real-time risk decisioning.

CreditBook

As a personal information agency, Creditbook puts technology at the core of his business to help micro lenders minimize risks. We provide tools such as a real time database of non registered canadian loans and an efficient loan software. With our database you can target the good customers but mostly the frauders.

FundMore.ai

FundMore.ai is an automated underwriting system that uses machine learning to streamline the pre-funding process for loans. Our platform lets you leverage customizable automation, enhance the borrower experience through analytics, reduce risk using AI, and improve your cycle times for new accounts

JUDI.AI

JUDI.AI’s industry-leading automated loan underwriting platform and credit risk analysis module empower SMB lenders to deliver a fair, fast AI-powered loan experience to their commercial banking customers.

FIS

FIS is a Fortune 250 technology company with more than 60,000 employees serving financial institutions around the globe. Our Asset Finance team is made up of 650 fintech professionals partnering exclusively with the world’s leading auto and equipment lenders. With a true end-to-end platform complemented by AI driven insights, FIS Asset Finance automates every step of the lending journey. No constraints. Seamless upgrades. The industry’s most advanced AI. FIS is the future of auto and equipment finance.

Digital Commerce Bank

Digital Commerce Bank is a Schedule 1 Canadian Bank focused on technology and delivering robust and secure payment technologies. The Bank’s technology-driven platform provides innovative payment and banking solutions to its corporate clients, enabling businesses to offer their own financial and payment solutions. The Bank’s proprietary banking-as-a-service and payment solutions, as well as straightforward APIs, offer clients efficiency, flexibility, and convenience when it comes to integrating services directly to a business’ product. The Bank is a member of Payments Canada, and is a principle member of Interac, Visa and MasterCard.

Symend

Symend’s digital engagement platform uses behavioral science and data-driven insights to empower customers to resolve past due bills. Leveraging advanced analytics, Symend provides enterprise clients deep understanding into consumer behavior to engage millions of customers. Symend continuously optimizes these insights and empathetically nudges customers towards a desired action with personalized communications, self-serve tools and flexible repayment options.

illion

illion Digital Tech Solutions has been revolutionising the payments and collections industry for 30 years, delivering flexible, self-service digital payments and communications to financial services, government, telecoms and utilities organisations across the world.

Insolvency Stream

Insolvency Stream is an advanced SaaS based insolvency management platform. Built using modern infrastructure, customizable to specific client preferences.

REPAY

With REPAY’s integrated payment processing technology, lenders can accept payments and fund loans in real-time. REPAY’s proprietary platform enables lenders to accept credit and debit card and EFT/ACH payments anytime, anywhere via consumer-facing payment portals, including online web portals, text pay, IVR/phone pay, and mobile apps. With REPAY Instant Funding, lenders can immediately push funds […]

Lexop

Lexop helps lenders remove friction from collections by providing the most intuitive self-service payment experience to their past-due customers. Their SaaS solution offers the benefits of personalized outreach at scale while affording consumers the flexibility to choose the payment scheme that best fits their situation.

Information Venture Partners

‍‍Information Venture Partners is a Toronto-based team of experienced venture capital investors focused on backing North American B2B technology companies innovating financial services. Current investments include Arteria AI, BigID, Cinchy, Coconut Software, Empyrean Solutions, Flybits, Influitive, Jirav, LendingFront, Lydia AI, Procurify, Q4, Sensibill, Strike Graph and ThoughtExchange. For more information, please visit www.informationvp.com.

Raymond James

The Raymond James Specialty Finance Investment Banking practice is actively advising companies with mergers and acquisitions and raising equity and debt capital for both public and private companies, with a focus on cross-border opportunities. RJ has 8,327 financial/investment advisors in Canada, the United States, and overseas, collectively managing US$1.09 trillion in client assets. RJ serve […]

BMO Specialty Finance

BMO Specialty Finance, a division of BMO Commercial Banking Group is a top tier provider of senior credit to leading fintech lenders in Canada.

Echelon

Echelon’s Capital Markets Team provides full service investment banking that is focused on small and mid-cap companies. We offer equity research across a range of industries and complete coverage of buy-side clients.

PwC

Our Corporate Finance practice delivers independent and creative acquisition, divestiture and financing solutions to companies across a range of industries.

Deloitte

Deloitte Corporate Finance provides advice on mergers and acquisitions, debt raisings and capital restructurings to corporate, entrepreneurial & private equity clients.

SureBright

SureBright is an Insurance-as-a-Service platform that enables any FinTech and eCommerce company to offer warranty and insurance products at checkout. FinTech and eCommerce owners can simply integrate with SureBright within one hour and increase margin at no extra cost.

Premium Services Group

Premium Services Group administers some of the industry’s most comprehensive and competitive credit insurance programs on behalf of leading Canadian Insurers. With its Head Office in London, Ontario, PSG operates across Canada, having agents in place from British Columbia to Newfoundland. The array of available insurance products includes: Life Insurance, Critical Illness Insurance, Disability Insurance […]

Brane

Founded in 2017, Brane is a blockchain innovation company. Brane helps organizations understand and unlock the power of the blockchain and digital assets. Brane Vault, its digital asset custody service, is ISO 27001 certified – first in the world with cryptocurrency in scope, ISO 27017 certified, and NIST Tier 4 — the first company in Canada, in any industry, to receive such certification. Brane Vault offers advanced proprietary technology and processes with numerous provisional patents and is fully insured against theft and crime.

Finder

Finder is a global financial comparison website dedicated to helping Canadians save, invest, and grow their wealth. Every month more than 500,000 unique visitors turn to Finder to compare virtually everything from; investing, credit cards, banking, mortgages, money transfers, personal loans, insurance, cryptocurrency, shopping and travel.

Retalon

Retalon analytics calculates in advance an anticipated effect of BNPL marketing activity in each category or location and can suggest the interest rate at which company would get the desired profit offering to Pay Later. Retalon empower retailers with state-of-the-art, data driven predictive analytics & AI solutions for planning, merchandising, inventory management and price optimization. Retalon's analytics platform is designed with a dynamic omnichannel retail environment. Our cloud-based solutions are built on one comprehensive platform that provides retailers with superior forecast accuracy, streamlined automation, and business intelligence support tools that deliver tangible results.

Curinos

Curinos is the leading provider of data, technologies and insights that enable financial institutions to make better, and more profitable, data-driven decisions faster. Born out of the combination of two familiar industry powerhouses, Novantas and Informa’s FBX business, Curinos brings to market a new level of industry expertise across deposits, lending and digital experience solutions and technologies globally.

Swoop

Swoop is a business funding and savings platform enabling businesses to discover the right funding solutions across debt, equity and grants, and to identify and easily make savings - all in one fell swoop.

Railz

Railz is bridging the connection between future-thinking financial institutions and their business customers’ real-time accounting data by building the largest financial data network. Railz accomplishes this through an API that connects financial institutions to all major accounting software solutions, such as QuickBooks, Xero, and Sage. Our Accounting Data-as-a-Service™ solution offers financial institutions the ability to move fast through messy data - and make sense of it all. Get real-time accounting data, syncing, and analysis at your fingertips with Railz.

ForwardAI

ForwardAI has been built on 40+ years of hands-on experience leveraging technology to solve problems within the accounting and small business industries. We’ve spent thousands of hours speaking with small business owners, one on one, about cash flow challenges they face running their day-to-day business.

Boss Insights

Boss Insights offers banks their customers’ financial data… in minutes. Boss’ Single API provides easy & instant access to accounting, banking & commerce data of business clients on demand (i.e. Quickbooks, Stripe, Salesforce, etc). Boss Insights is proven & trusted by innovative financial institutions globally for 5x faster loan decisioning & servicing.

Inverite

Inverite is one of Canada’s leading open-banking data providers with coverage for 285 Canadian Financial Institutions. We offer API access to account and transaction history for credit decisioning, risk modeling, payments, and KYC.

Flinks

Flinks is a data company that empowers businesses to provide better financial services to consumers. Trusted by over 200 world-class companies, Flinks enables businesses to connect users’ bank accounts, gain financial insights into their customers and provide better risk products.

Bayne & Company

Established in 1987 Bayne and Company Ltd. offers a wide range of services and solutions all designed to assist your company achieve its strategic and inspired goals. Bayne and Company Ltd. works with both consumer and commercial lenders looking to become more efficient, automated, streamlined, with a better return on investment, in both existing and new revenue streams.

Blanc Labs

Blanc Labs is an innovation consulting firm that builds the next generation of digital solutions. We help enterprises rapidly bring ideas to life and digitally transform their business.

Finnovate

We help fintechs build amazing web, mobile and blockchain apps.

Argyle

Argyle is a real-time income data platform that lets consumers securely connect their employment records to companies’ apps and websites. In just a few clicks, Argyle opens up a suite of solutions that maximize efficiencies, lower costs, and reduce risk across the customer journey, including automated income and employment verification, direct deposit switching, earned wage access, seamless onboarding, KYC, and more. With Argyle, providers get more visibility, make better-informed decisions, and unlock new opportunities to scale and grow. Consumers get more access to financial products and complete control over how their data is used.

SnapNOA

SnapNOA is a tax document retrieval service that makes the daunting task of collecting income verification documents a SNAP! We work with financial representatives across Canada to provide a fast, secure and efficient service that can save weeks of time and energy chasing clients for all of the income documents required for the application process. Furthermore, we provide compliance and fraud protection by delivering these tax documents directly from the Canadian Revenue Agency. Save you and your clients the hassle of searching for tax documents and integrate snapNOA into your business today.

Lightico

Lightico's Digital Completion Cloud™ empowers businesses with no-code workflows to easily collect customer eSignatures, documents, and payments, and authenticate ID in real time — straight from the customer’s smartphone. By unifying the previously siloed steps of customer-facing processes, businesses enjoy faster and shorter lending and servicing cycles, boost NPS, and significantly improve their completion rates. Hundreds of enterprises, including Fortune 500 companies in highly regulated industries such as auto lending, banking and insurance, rely on Lightico to make their customer journeys more efficient and streamlined.

AltaML

We help business leaders understand how applied artificial intelligence can redefine competitive advantage and develop powerful software applications that create efficiencies, mitigate risk and drive revenue.

Turnkey Lender

Award-winning AI-based Loan Origination and Management Software for banks and non-bank lenders.

Kapti

Combine the power of machine learning and automated document workflows to transform your organization’s loan processing experience. 

ClearEstate

ClearEstate offers technology-enabled services, designed to handle all your estate planning and settlement needs. No matter the size of the estate to be settled, their team of estate professionals uses transparency to alleviate the procedural and emotional burdens of estate planning and settlement. Backed by institutional partners in Canada and the United States since 2020, ClearEstate has handled the heavy responsibilities facing estate executors to help guide them through the entire process as efficiently as possible.

Vector ML Analytics

Vector ML is a financial analytics platform designed for small to midsize banks and lending institutions that uses AI and automation to replace countless Excel models used by CFOs and analysts daily. The platform produces results in seconds and combines treasury, credit risk, financial reporting, and capital market features.

SAS

Driving digital transformation through advanced analytics with embedded AI.

Equifax

For over 100 years, Equifax has built a rich legacy of defining new standards in data quality and innovation, empowering better decisions through our unrivaled consumer and commercial intelligence.

TransUnion

As a global information and insights company, TransUnion provides an accurate and comprehensive picture of each person, and steward it with care. As a result, organizations can better understand consumers in order to make more informed decisions, and consumers can be confident their data identities will result in the opportunities they deserve.

Flare Systems

Flare Systems enables financial institutions to continuously monitor threats caused by human error and malicious actors to protect their data, financial resources, and reputation.

CreditBook

As a personal information agency, Creditbook puts technology at the core of his business to help micro lenders minimize risks. We provide tools such as a real time database of non registered canadian loans and an efficient loan software. With our database you can target the good customers but mostly the frauders.

Shufti Pro

Shufti Pro is an identity verification service provider offering AI-powered KYC, KYB, KYI and AML solutions to help global banks onboard, manage and ensure only qualified and legitimate customers are engaged. The company was founded in 2017 and has offices in the US. With its fully automated, global and highly configurable solution that can be installed in the cloud or onprem, Shufti pro has improved the digital onboarding services of banks across the World. It has launched 17 IDV solutions since its inception. With the ability to verify 1000’s of ID documents in 150+ languages, Shufti Pro is serving banks and financial services organizations in 230+ countries and territories.

Syngrafii

Syngrafii’s iinked Sign™ and Video Signing Room™ (VSR) technologies are widely deployed by lenders, law firms and title transfer firms in Canada. Unlike other platforms that utilize multiple-use image and typed proxy signatures, Syngrafii is the only platform engineered to ensure identity, compliance and non-repudiation. All Syngrafii e-signatures are authentic, biometrically secured one-time use e-signatures that meet or exceed legal, governance and compliance standards across numerous jurisdictions worldwide.

SecureKey

SecureKey is a leading identity and authentication provider that simplifies consumer access to online services and applications. SecureKey’s next generation privacy-enhancing services enable consumers to conveniently and privately assert identity information using trusted providers, such as banks, telcos and governments.

Yoti

Fast and simple identity verification for your borrowers. Compliance made easy for you.

Founders LLP

Founders LLP is a Toronto-based boutique corporate and transactional law firm formed by experienced Bay Street lawyers. We are uniquely positioned to offer top quality legal services in a flexible and efficient manner. We have significant experience acting for borrowers and lenders on a wide variety of debt financing transactions. We also regularly act for Fintechs and public and private companies on a variety of other matters and transactions, including M&A, go-public transactions, equity financings and general day-to-day commercial agreements.

Norton Rose Fulbright

Norton Rose Fulbright is a global law firm that provides the world's preeminent corporations and financial institutions with a full business law service. Norton Rose Fulbright has more than 4000 lawyers and other legal staff based in more than 50 cities across Europe, the United States, Canada, Latin America, Asia, Australia, the Middle East and Africa. Recognized for their industry focus, they are strong across all the key industry sectors: financial institutions; energy; infrastructure, mining and commodities; transport; technology and innovation; and life sciences and healthcare.

The Law Office of Gerald Matlofsky

Gerald Matlofsky has been practising law since 1991. He specialises in creditor and debtor work, lending and borrowing, secured and unsecured transactions and practicing litigation on commercial and corporate matters in the Ontario Courts, with a focus on Civil Fraud, plaintiff side.

MLT Aikins

MLT Aikins LLP is a full-service law firm of more than 240 lawyers with a deep commitment to Western Canada and an understanding of this market’s unique legal and business landscapes.

Cassels Brock

Cassels offers one of the largest business law practices in Canada, advising clients from start-ups to multi-national organizations – across the street and around the world – and we are consistently cited as market leaders by such authorities as Chambers, Lexpert, and Best Lawyers.

Osler

Osler is a leading business law firm uniquely positioned to advise Canadian, U.S. and international clients on an array of domestic and cross-border legal issues.

McCarthy Tétrault

McCarthy Tétrault provides a broad range of legal services, advising on large and complex assignments for Canadian and international interests.

Dentons

Dentons is the world’s largest law firm, delivering quality and value to clients around the globe.

Blakes

As one of Canada’s top business law firms, Blake, Cassels & Graydon LLP (Blakes) provides exceptional legal services to leading businesses in Canada and around the world.

Dabadu

Dabadu is dedicated to building a true digital end-to-end experience for customers, dealers and lenders. It gives dealerships an edge over their competitors by offering an all-in-one platform that can outperform 15+ of the most widely used applications in the market. This includes, but is not limited to lead nurturing, inventory management, all-encompassing communications, and real-time lender connectivity!

Cubeler

A business ecosystem dedicated to helping SMEs reach their full potential Developed by a group of tech entrepreneurs and financial experts, Cubeler gives SMEs easy access to multiple sources of funding, the ability to advertise and promote their products and services, the ability to network with one another, and access to a variety of exclusive market intelligence reports. Best of all, Cubeler offers these services, essential to the success of any SME businesses, absolutely free of charge. As Lenders or Financial institutions in Canada, you can also join the Cubeler Hub Ecosystem, and become a selected Business Partner. Pre-register as soon as available and discover what Cubeler can offer to your business and to reach SME’s across Canada.

Perch

Perch is on a mission to help Canadians make better real estate decisions, by transforming their financial data into actionable insights. Our analytics-driven digital platform allows users to get affordable mortgages in record time. Users have the ability to self-serve while being supported with a dedicated advisor. Pre-approvals are completed in as little as 20 minutes, and mortgage approvals in less than 48 hours. Perch has previously been featured in the Toronto Star, Financial Post, BetaKit, and TechTO, among others.

taq Automotive Intelligence

taq Automotive Intelligence (formerly SCI MarketView) specialize in technology and customizable solutions to enhance every digital touchpoint of the customer buying experience. As experts in automotive retail, digital marketing, leads management, and CRM, taq Automotive Intelligence provides a smarter way to sell vehicles. Committed, uncommon and relentless, taq bridges the gap from online to in-person, helping its partners gain a competitive edge in automotive sales. By building what’s needed to improve the industry and customer experience, taq Automotive Intelligence is turning automotive sales upside down.

AutoCorp

Autocorp is FinTech company that equips modern dealers with Finance, Trade & ID technologies to convert their digital car shoppers to buyers.

knnct

ANY MORTGAGE, ANYTIME, ANYWHERE”. knnct’s two-way marketplace platform removes friction from the lending process making mortgage lending faster, easier and more convenient. knnct intelligently matches and connects mortgage deals posted by mortgage brokers & agents with each lender looking for that specific type of deal. knnct not only provides lenders with deal flow but knnct ensures that it’s deal flow that specifically matches each lender’s lending criteria. And without having to work any harder, knnct enables brokers to post a deal once and to have knnct submit that deal to multiple lenders simultaneously. knnct connects brokers and lenders.

Aviio

Aviio connects Canadians with the industry’s most reputable lenders. By unlocking complex financial data and streamlining the application process in a way that’s straightforward and easy to navigate, our members can access the support they need to achieve their goals and gain control over their financial future.

Borrowell

Borrowell helps Canadians make great decisions about credit. We were the first company in Canada to offer credit scores for free, without applying for credit, and we currently have over 1 million users.

Loan Connect

LoanConnect is a search engine that enables consumers to go online and search for loans from various Canadian lending institutions. LoanConnect’s safe and secure system puts the consumer first; their technology enables consumers to search multiple lenders, with one application, to find the best options for them.

Loans Canada

Canada’s loan comparison platform.

smarter.loans

Find loans and financing for any purpose from Canada’s most reputable companies.

myBrokerBee

myBrokerBee ensures every Canadian broker and private lender is able to help their clients find a fair loan solution. Through our proprietary matching process, the application is automatically qualified and matched with lenders that best suit the borrower’s needs.

Percent

Percent is a global leader in financial infrastructure solutions. Founded in 2018, the company leverages proprietary technologies, integrations, and data to bring first-of-its-kind transparency and efficiency to lenders and credit transactions. Percent's innovative ecosystem enables lenders of any size to raise the most flexible debt capital at a low cost through dynamic market pricing and standardized terms. To date, its platforms have powered more than $925 million in transaction volume in a multi-trillion-dollar lending market.

Perch

Perch is on a mission to help Canadians make better real estate decisions, by transforming their financial data into actionable insights. Our analytics-driven digital platform allows users to get affordable mortgages in record time. Users have the ability to self-serve while being supported with a dedicated advisor. Pre-approvals are completed in as little as 20 minutes, and mortgage approvals in less than 48 hours. Perch has previously been featured in the Toronto Star, Financial Post, BetaKit, and TechTO, among others.

All Ships

All Ships Investors works with Private Lenders to expand their financing options. Our partner platform has financed over $500mm for Consumer Lenders, Small Business Lenders, Motorcycle Lenders and even Cryptocurrency Lenders. Over half of our volume has been done with Merchant Cash Advance Lenders who have used our platform to fund their growth. If you’d like to grow your origination volume, All Ships Investors can provide CAD250k to CAD20mm of financing per month for programmatic origination with 6 to 24 month terms.

Merchant Opportunities Fund

Merchant Opportunities Fund provides investors with what we see as the best opportunity for investment in the private and public markets: returns typically only accessible to institutional or accredited investors through private investments, coupled with greater liquidity options through flexible redemption rights. Merchant Opportunities Fund invests in short-term, small to mid-sized business credit and consumer loans originated by successful specialty finance companies with proven and established portfolios.

Kilgour Williams

Kilgour Williams Capital is an investment management firm specializing in alternative credit. We are the only fund managers in Canada dedicated to actively investing in the US small credit market. We launched the KIWI Private Credit Fund in 2017 to provide Canadian investors access to this high yielding, uncorrelated and diversified market. Kiwi Private Credit Fund has been profitable every month since its inception.

SLC Management

SLC Management is the brand name for the institutional asset management business of Sun Life Financial Inc. SLC Management has one of the largest private fixed income teams in North America, with 55 investment professionals averaging 17 years of experience. The private fixed income portfolio includes investments in project, corporate and mid-market finance, private real estate finance, and private securitization finance.

Perch

Perch is on a mission to help Canadians make better real estate decisions, by transforming their financial data into actionable insights. Our analytics-driven digital platform allows users to get affordable mortgages in record time. Users have the ability to self-serve while being supported with a dedicated advisor. Pre-approvals are completed in as little as 20 minutes, and mortgage approvals in less than 48 hours. Perch has previously been featured in the Toronto Star, Financial Post, BetaKit, and TechTO, among others.

Inovatec

Since 2011 Inovatec has been leading the way with technology designed with one thing in mind: to ensure their clients have the foresight and flexibility to compete - and win - in evolving markets.

RNDpoint

Loan Management, Servicing, Debt Collection. End-to-end modular lending platform for banks and credit unions, fintechs and alternative lenders. AI powered precision of loan decision-making. Up to 80% of business requirements are covered with the out-of-the-box solution.

NETSOL Technologies, Inc.

NETSOL is a leading global financial technology provider to the automotive and equipment finance industries. The company’s premier origination and servicing platform, NFS Ascent is an adaptive and proven system empowering banks, captive finance companies and independents to automate and streamline credit processes, effectively manage risk, and deliver differentiated customer experiences. With a presence in eight strategically located cities worldwide, NETSOL has been proudly serving the world’s top financial services companies for over four decades.

Fern Software

Fern Software is a banking technology company with four decades of experience delivering large and small projects across the global financial services industry. Our solutions include core banking systems, digital onboarding, loan origination, loan management, deposit management, digital transaction management with e-signatures, an AI-powered credit decision engine, mobile apps and web portals. Around 100 community lending offices and Aboriginal Financial Institutions currently use our loan management system to offer lending and business counselling services to their clients across Canada. Through our global offices in the UK, Canada, India, and Singapore, our systems have evolved to support over 300 financial institutions, processing transactions for over 2 million clients across 35 countries.

FIS

FIS is a Fortune 250 technology company with more than 60,000 employees serving financial institutions around the globe. Our Asset Finance team is made up of 650 fintech professionals partnering exclusively with the world’s leading auto and equipment lenders. With a true end-to-end platform complemented by AI driven insights, FIS Asset Finance automates every step of the lending journey. No constraints. Seamless upgrades. The industry’s most advanced AI. FIS is the future of auto and equipment finance.

FinX

FinX offers a modernized loan servicing platform allowing you to run your operations smoothly.

Mortgage Automator

Mortgage Automator is the most advanced end-to-end loan origination and servicing software for private lenders. Perfect for residential, commercial, and construction lending, in seconds, it auto-generates custom documents, compliance reports, PAD payments, and more. With customizable templates, products, and user training and support, focus your team on growth and let Mortgage Automator handle the rest.

Turnkey Lender

Award-winning AI-based Loan Origination and Management Software for banks and non-bank lenders.

HES Fintech

We deliver end-to-end lending software for banks and alternative lenders. Advanced automation. AI scoring. Fully customizable.

Inovatec

Since 2011 Inovatec has been leading the way with technology designed with one thing in mind: to ensure their clients have the foresight and flexibility to compete - and win - in evolving markets.

RNDpoint

Loan Management, Servicing, Debt Collection. End-to-end modular lending platform for banks and credit unions, fintechs and alternative lenders. AI powered precision of loan decision-making. Up to 80% of business requirements are covered with the out-of-the-box solution.

NETSOL Technologies, Inc.

NETSOL is a leading global financial technology provider to the automotive and equipment finance industries. The company’s premier origination and servicing platform, NFS Ascent is an adaptive and proven system empowering banks, captive finance companies and independents to automate and streamline credit processes, effectively manage risk, and deliver differentiated customer experiences. With a presence in eight strategically located cities worldwide, NETSOL has been proudly serving the world’s top financial services companies for over four decades.

Fern Software

Fern Software is a banking technology company with four decades of experience delivering large and small projects across the global financial services industry. Our solutions include core banking systems, digital onboarding, loan origination, loan management, deposit management, digital transaction management with e-signatures, an AI-powered credit decision engine, mobile apps and web portals. Around 100 community lending offices and Aboriginal Financial Institutions currently use our loan management system to offer lending and business counselling services to their clients across Canada. Through our global offices in the UK, Canada, India, and Singapore, our systems have evolved to support over 300 financial institutions, processing transactions for over 2 million clients across 35 countries.

Mortgage Automator

Mortgage Automator is the most advanced end-to-end loan origination and servicing software for private lenders. Perfect for residential, commercial, and construction lending, in seconds, it auto-generates custom documents, compliance reports, PAD payments, and more. With customizable templates, products, and user training and support, focus your team on growth and let Mortgage Automator handle the rest.

Turnkey Lender

Award-winning AI-based Loan Origination and Management Software for banks and non-bank lenders.

Valeyo

Valeyo delivers a full suite of business solutions including market-leading loan origination software and credit insurance solutions to banks, credit unions and non-bank lenders.

HES Fintech

We deliver end-to-end lending software for banks and alternative lenders. Advanced automation. AI scoring. Fully customizable.

SAVVYY

SAVVYY's mission is to build the next generation of Canadian mortgage lending infrastructure. Our cloud native underwriting platform enables the use of new data sources, real time decisioning, stakeholder collaboration, and task automation to deliver a vastly improved customer experience and increased lender efficiency.

Kaptial Solutions

Kapital Solutions is an established Canadian Fintech company specializing in online payments and verification solutions. We offer sophisticated and tailored financial software applications built for online lenders. We provide secure and reliable business payment solutions across Canada and the United States. Our payment capabilities include Interac, Visa Direct, EFT/ACH, and Card Merchant Accounts through our partner banks. Designed to accelerate business growth, our ecosystem offers a proprietary gateway with payment waterfall capabilities, data unification, and fraud prevention tools. A smart and fast way to manage all your payment processes. An all-in-one solution to increase your profit and stabilize cash flow.

Clik2pay

Clik2pay is a unique online payments service that facilitates bill, invoice and online payments directly and securely from customer bank accounts. Payments are requested easily by text message, e-mail, checkout button or QR code and are processed at a fraction of the cost of other payment types. Clik2pay leverages multiple layers of bank-grade security and the highest standards for risk management by using one of the most secure money transfer services globally. Clik2pay is first in Canada to deliver real-time payments to businesses directly from customer bank accounts. The company’s focus is to be the best way for Canadian consumers to pay, and for Canadian retailers to be paid. Clik2pay is led by a team with deep business and technology expertise in payments, retail, and digital banking. Clik2pay features for larger businesses include easy-to-use APIs, end-to-end payment tracking, real-time notifications, status updates and a complete settlement file.

Payroc

Payroc is a people-first global payment processing company. Its payment solutions allow their customers to accept credit cards using mobile, e-commerce, point-of-sale, or telephone/mail order. With products such as RewardPay, CashRewards, Point-of-Sale, and eCommerce, Payroc ensures their customers get smart and seamless custom business solutions.

Visa

Visa Debit and Direct payment solutions can help businesses move money to billions of endpoints worldwide via card and account rails. With fast or real-time payment capabilities you can help move money when it’s needed most. That means merchants can access cash flow daily, consumers can receive payouts to bank accounts via the cards they know and trust, and families can receive money from loved ones on the other side of the world. The businesses helping make these products and services possible can build a stronger relationship with their customers. It’s time for business as usual to get an upgrade.

FIS

FIS is a Fortune 250 technology company with more than 60,000 employees serving financial institutions around the globe. Our Asset Finance team is made up of 650 fintech professionals partnering exclusively with the world’s leading auto and equipment lenders. With a true end-to-end platform complemented by AI driven insights, FIS Asset Finance automates every step of the lending journey. No constraints. Seamless upgrades. The industry’s most advanced AI. FIS is the future of auto and equipment finance.

Zūm Rails

Zūm provides a smarter and faster way to solve and manage all your payment operations. Leverage our all-in-one payments gateway to manage, send, and receive funds.

REPAY

With REPAY’s integrated payment processing technology, lenders can accept payments and fund loans in real-time. REPAY’s proprietary platform enables lenders to accept credit and debit card and EFT/ACH payments anytime, anywhere via consumer-facing payment portals, including online web portals, text pay, IVR/phone pay, and mobile apps. With REPAY Instant Funding, lenders can immediately push funds […]

VoPay

VoPay empowers lenders to offer efficient and cost effective real-time funding options while dramatically reducing NSFs and returns during payment withdrawals through next generation EFT. VoPay’s payment services can be used out of the box with no development resources or can be fully integrated into existing workflows using their developer friendly API.

FICO

FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. FICO’s groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries. The company provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations. Many of their products reach industry-wide adoption — such as the FICO® Score, the standard measure of consumer credit risk in the United States. FICO solutions leverage open-source standards and cloud computing to maximize flexibility, speed deployment and reduce costs. The company also helps millions of people manage their personal credit health.

Retalon

Retalon analytics calculates in advance an anticipated effect of BNPL marketing activity in each category or location and can suggest the interest rate at which company would get the desired profit offering to Pay Later. Retalon empower retailers with state-of-the-art, data driven predictive analytics & AI solutions for planning, merchandising, inventory management and price optimization. Retalon's analytics platform is designed with a dynamic omnichannel retail environment. Our cloud-based solutions are built on one comprehensive platform that provides retailers with superior forecast accuracy, streamlined automation, and business intelligence support tools that deliver tangible results.

AAREA

AAREA provides outsourced loan administration to private lenders, syndicates and private credit funds in Canada. Our comprehensive loan servicing platform includes: customer service for borrowers, payment processing, borrower and lender reporting, default management, payoffs, loan modifications, regulatory compliance and reporting.

Arbor

Arbor's sustainability dashboard enables banks to provide their clients with a view into the environmental impacts associated with their equipment. This automated life-cycle reporting system works across all sectors of industry and is tailored to match an organization's unique sustainability needs. Arbor helps banks and financial institutions by providing tools to comply with existing and new legislation, report internally and externally on environmental impacts more effectively, and enable more robust green evaluation criteria in offsetting equipment use and benchmarking overall environmental performance.

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