Payments Canada is currently refining the exchange payments solution component of the Real Time Rail (RTR) that will allow for Electronic Funds Transfers to be sent and received within seconds.

Fintech-forward lenders already offer many real-time payment (RTP) solutions that use embedded financial services and are thus ideally suited to adapt to changes happening to the national payments infrastructure.

For fintech lenders to remain competitive regardless of their inclusion in the RTR, they must continue to innovate their loan disbursement and collections strategies to keep up to speed with Payments Canada-approved payment service providers (PSPs).

This paper serves as a guide for fintech lenders navigating the RTP landscape, and outlines the many benefits of faster payments.

Sponsored by:


  • Dean Velentzas

    Head of Policy

  • Lily Cook

    Head of Research

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