Gayle Ramsay

CLA Chair | SVP Everyday Banking

Amit Sadhu

SVP Risk Operations

Shivanki Singh


Mena Bellofiore


Steven Clarke

Klarna (BNPL Co-chair)

Harris Qureshi


Wayne Pommen


Tanay Delima


Denise Heffron


Lauren Thompson

SVP Specialty Finance

Frank Monaco

Tua Financial

David Tyler


Jason Mullins

CLA Vice Chair | CEO goeasy

Elias Beaino


Jordan Malandra


Michael Garrity


Janet Ball


Oleg Vakhromov


Scott Manderson

TD Bank

Brian Weiner


Lloyd Evetts


Don Gayhardt


Tim Moulton

The Humm Group

William Breton

Iceberg Finance

Jeffrey Tower


Cheryl Woodburn


Eric Kaplan


Brian Shniderman


Joe Carusella

Fix4 Capital

Vitaly Levdonski


Steve Malone

Consumer Capital Canada

Newton Asare


Lawrence Krimker

The Simply Group

Clint Fayling

Street Cred Capital

Philip Belamant

Zilch (UK Expert)

Stuart Thornton

Hoolah (Singapore Expert)

Dylan Tan

Split (Malaysia Expert)

Anuscha Iqbal

Spotii (UAE Expert)

Yoeal Haile

Aspira (Kenya Expert)

Jordan Olivas

QisstPay (Pakistan Expert)

Patrick Postrehovsky

(South African Expert)

Andrew Shortreid

BridgePoint Financial

Mike Yablon

VendorLender (EF Co-Chair)

Shaul Weisband


Justin Limpright

CWB Financial Group

Tim Tremain

NorthLake Financial

Robert Doria

Questrade Financial Group

Gary Schwartz

President & CEO

The BNPL roundtable is made up of the leading solution providers.  The group includes global leaders including VISA, Mastercard, Afterpay, Affirm, Sezzle, Klarna, Splitit, Uplift, Openpay, Humm Group, ChargeAfter, Ripple and Futurepay as well as a number of Canadian-grown BNPL companies including Paybright (Affirm), Flexiti, LendCare, Goto Loans, Consumer Capital Canada, Fix4 Capital. Members also include BMO, RBC, Scotiabank, Financeit, Snap Financial, Bridgeport Financial and as well as commercial BNPL lenders including VendorLender and CWB Financial Group.

The goal of the roundtable is to enable the Buy Now Pay Later (BNPL) sector to proactively work with key stakeholders including consumer groups, government, regulators and companies in the BNPL Industry to better service the Canadian and global market. The group will be developing a comprehensive whitepaper on the sector and working collectively to share best practices.

In addition to the many international companies on the roundtable, we have invited a number of global BNPL leaders to informally participate including:

Please note: it is important that CLA members do not engage, under the auspices of the CLA, in coordinated behaviors or practices that restrict competition or target competitors who are not members of the CLA. It is critical that CLA staff and CLA members abide by these guidelines which are designed to avoid not only actual wrongdoing but also the appearance of wrongdoing. To that effect, CLA members should generally refrain from sharing with each other any confidential sensitive commercial information such as pricing, capacity, expansion, business plans etc. Should a member have any questions or concerns, please contact Dean Velentzas, Head of Policy.

Visit the CLA’s Calendar to discover how you can get involved with the BNPL Roundtable.


All Canadian BNPL member companies comply with the code of the CLA.

  • Complying with the regulatory environment that protects business and consumers from predatory practices, including consumer protection and consumer reporting laws, Canada’s Anti-Spam Legislation and privacy laws.
  • Not participating in Canada’s payday loans industry, in any province or territory in Canada.
  • Upholding CLA Lenders Values detailed in the CLA lender certification

See: CLA’s Advocacy and Regulatory Principles