The Future of Lending ™
The CLA is committed to servicing the needs of a new generation of Canadians. With over 300 Bank and FinTech members, the Canadian Lenders Association supports innovation and modernization across all financial sectors.
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Rising Discrepancies: Deepfake Tech Highlights Distinct Demands in KYC and Fraud Detection Article Summary: This article explores the urgent challenges posed by the emergence of deepfake technology in the realm of global fraud, particularly affecting the processes of Know Your Customer (KYC) and fraud detection. Recent developments have unveiled websites offering highly realistic deep-fake digital […]
GenAI and Low-Code: Transforming the Canadian Retail Lending Landscape Article Summary: This blog explores the transformative impact of generative artificial intelligence (GenAI) and low-code technologies on the Canadian retail lending landscape. Amid a digital revolution, these innovations offer unprecedented capabilities to enhance the customer experience and streamline operations in the face of increasing consumer demands […]
How AI is Revolutionizing Lending: Practical Applications for Canadian Banks and FIs Article Summary: This article explores the transformative potential of Artificial Intelligence (AI) and Generative AI in the lending sector, specifically focusing on the Canadian banking and financial institutions landscape. Highlighting Blanc Labs’ collaboration with clients in the mid-market and monoline lender ecosystem, it […]
A Solution Under $5000 A new study by the OACP and the CLA published on February 5th, 2024 indicates the government’s recent decision to decrease the maximum allowable rate of interest may lead to a rise in illicit financial activities, endangering Canadians who are already at risk of not making ends meet. “The legislation has the potential to […]
How Quantum Computing Can Help Meet the Goals of Sustainable Finance Large financial institutions play an important role in driving society’s sustainability goals. Banks and hedge funds can support the decarbonization of industrial and institutional clients while also influencing capital flows through advice to individual clients. For example, financial institutions can increase the credit availability […]
Bridging Economic Gaps: Overcoming Barriers to Indigenous Lending in Canada Indigenous Peoples represent five percent of the total Canadian population and require an increasing amount of personal and business capital. However, obstacles imposed by the Indian Act, alongside colonial systems in Canada, continue to have extensive impacts on the social, economic, and political development of […]
Liberals cutting off millions of Canadians this Christmas Op-Ed as appeared in POSTMEDIA, December 28th 2023 Just in time for Christmas, the Liberal government in Ottawa has published new regulations restricting access to credit for many Canadians. The message is clear: Only those with strong credit have made the government’s “nice list.” Any Canadian […]
Mortgage is Dead. Long Live Mortgage! 2023 Lenders Summit Continue the conversation and explore the latest in mortgage technology and innovation at the 2024 Bankers Summit in May Register your organization here Panel Summary: With record-high amortizations and changing needs of the homeowner, the mortgage industry faces mounting pressure to innovate and deliver creative […]
Canadian Mortgages in Flux: Adapting to Changing Financial Realities The Canadian mortgage market stands at a crossroads, as rising interest and mortgage rates, and economic fluctuations reshape the financial landscape, contributing to an increase in financial challenges and insolvency cases. The impact of rising costs will mainly be felt by those already under financial stress […]
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The Canadian Lenders Association is committed to publish world-class research and thought leadership on key topics impacting fintech lending. The CLA’s white papers provide thoughtful analysis and insights into trends and opportunities across the sector. Our research and thought leadership offers key insights into the fintech ecosystem. With the acceleration of digitization, including automation and […]
The Canadian Lenders Association is committed to working with all stakeholders in the community to advance policy and standard at a provincial and federal level. Our Policy Committee works closely with government and other association to advocate for borrowers making sure all lenders must uphold with the values of the CLA and comply with regulatory […]