Picks and shovels vendors in a gold rush usually do well. A new breed of startups are white labeling full-stack platforms that FIs can use to launch their fintech startups and products.

FinTech in a box: the goal is to enable the emerging sector to focus on growth and not on servicing technical debt.

The Business Research Company estimate that the global fintech market is expected to reach $325B USD by 2030. While non-banking financial services, such as niche fintech solutions, will grow 48 per cent annually, and open banking revenues for corporates and larger businesses will reach $48B USD by 2026.

Toqio, is an example. A fintech platform with a white label digital finance SaaS that allows anyone to launch a new fintech product. The London and Madrid-based fintech SaaS provider raised $12M cdn in its Seed round of funding from European investors Seaya Ventures, Speedinvest, and SIX FinTech Ventures.